30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-07-23
On July 23, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.58%, up 0.03 percentage points from 6.55% on July 16, 2026, and down 0.17 percentage points from 6.75% on July 17, 2025. The reading was higher than 65% of the 342 earlier readings stored since January 2, 2020, and within a 52-week range of 5.98% to 6.74%.
Value
6.58
Percent
Change from prior reading
+0.03
+0.46%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-07-16 | 6.55 | +0.03 |
| 1 month earlier | 2026-06-18 | 6.47 | +0.11 |
| 1 year earlier | 2025-07-17 | 6.75 | -0.17 |
Changes are in percentage points.
Percentile in stored history
65%
Higher than 225 of the 342 earlier readings stored since Jan 2, 2020
Readings around Jul 23, 2026
43 readings from Jan 22, 2026 to Nov 12, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.