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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-07-24

On July 24, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.74%, down 0.01 percentage points from 6.75% on July 17, 2025, and down 0.03 percentage points from 6.77% on July 18, 2024. The reading was higher than 72% of the 290 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.04%.

Value
6.74
Percent
Change from prior reading
-0.01
-0.15%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2025-07-17 6.75 -0.01
1 month earlier 2025-06-18 6.81 -0.07
1 year earlier 2024-07-18 6.77 -0.03

Changes are in percentage points.

Percentile in stored history
72%
Higher than 210 of the 290 earlier readings stored since Jan 2, 2020
52-week range
6.08% to 7.04%
Low on Sep 26, 2024, high on Jan 16, 2025

Readings around Jul 24, 2025

53 readings from Jan 23, 2025 to Jan 22, 2026; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.