30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-07-31
On July 31, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.72%, down 0.02 percentage points from 6.74% on July 24, 2025, and down 0.06 percentage points from 6.78% on July 25, 2024. The reading was higher than 70% of the 291 earlier readings stored since January 2, 2020, and within a 52-week range of 6.08% to 7.04%.
Value
6.72
Percent
Change from prior reading
-0.02
-0.30%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2025-07-24 | 6.74 | -0.02 |
| 1 month earlier | 2025-06-26 | 6.77 | -0.05 |
| 1 year earlier | 2024-07-25 | 6.78 | -0.06 |
Changes are in percentage points.
Percentile in stored history
70%
Higher than 205 of the 291 earlier readings stored since Jan 2, 2020
Readings around Jul 31, 2025
53 readings from Jan 30, 2025 to Jan 29, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.