Reality Financial Planning Services, LLC
Registered adviserRegulatory profile
From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.
| Rosters | Regulatory AUM | Main clients |
|---|---|---|
| Apr 2026 to Nov 2026 | $125,936,912 | Individuals and high net worth (98%) |
| Dec 2025 to Mar 2026 | $116,716,389 | Individuals and high net worth (97%) |
Portfolio style
Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.
Closest benchmark: every 13F filer's combined book, active share 91.7%; sector active share 85.5% against the combined 13F book's sector weights.
Over time 3 measured quarters
How the bands are measured
Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.
Clone Performance
Build a hypothetical price-return history from this filer's public 13F holdings.
View clone backtestPortfolio Concentration
20 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026Portfolio Trend
Sector Breakdown
As of Sep 30, 2026| Sector | % Portfolio | Value |
|---|---|---|
| Unclassified | 98.6% | $102,379,823 |
| Technology | 0.8% | $832,981 |
| Financial Services | 0.6% | $593,826 |
Last Quarter's Activity
Export CSVAdded To
Positions the filer increased| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| USFR | WisdomTree Floating Rate Treasury Fund | +20,427 | 181,814 | $9,161,607 | |
| VXUS | Vanguard Total International Stock ETF | +3,157 | 20,938 | $1,778,892 | |
| BND | VANGUARD TOTAL BOND MARKET INDEX FUND | +1,968 | 102,056 | $7,159,228 | |
| VYM | VANGUARD HIGH DIVIDEND YIELD INDEX FUND | +1,120 | 110,030 | $17,076,656 | |
| VIG | Vanguard Specialized Funds | +508 | 80,099 | $18,687,897 | |
| AAPL | Apple Inc. | +215 | 1,570 | $522,841 | |
| VTI | VANGUARD TOTAL STOCK MARKET INDEX FUND | +70 | 55,210 | $20,661,790 | |
| No positions match the current search. | |||||
Trimmed
Positions the filer reduced| Ticker | Company | Δ Shares | Shares | Value | Open |
|---|---|---|---|---|---|
| USMV | iShares MSCI USA Min Vol Factor ETF | −1,000 | 33,214 | $3,236,372 | |
| VNQ | VANGUARD REAL ESTATE INDEX FUND | −985 | 8,796 | $788,385 | |
| SCHO | Schwab Short-Term U.S. Treasury ETF | −608 | 73,189 | $1,746,289 | |
| SDY | State Street(R) SPDR(R) S&P(R) Dividend ETF | −302 | 7,008 | $1,026,531 | |
| DVY | iShares Select Dividend ETF | −115 | 6,179 | $939,640 | |
| QQQ | Invesco Qqq Trust, Series 1 | −93 | 5,044 | $3,731,399 | |
| IVV | iShares Core S&P 500 ETF | −56 | 12,636 | $9,677,280 | |
| VOO | VANGUARD 500 INDEX FUND | −34 | 5,317 | $3,726,472 | |
| VPU | VANGUARD UTILITIES INDEX FUND | −25 | 17,435 | $2,981,385 | |
| JPM | Jpmorgan Chase & Co | −1 | 1,102 | $364,574 | |
| No positions match the current search. | |||||
Sold Out
Positions the filer fully exited| Ticker | Company | Type | Shares | Value (USD) | % of Portfolio | History |
|---|---|---|---|---|---|---|
| VTI |
VANGUARD TOTAL STOCK MARKET INDEX FUND
|
Added | 55,210 | $20,661,790 | 19.90% | |
| VIG |
Vanguard Specialized Funds
|
Added | 80,099 | $18,687,897 | 18.00% | |
| VYM |
VANGUARD HIGH DIVIDEND YIELD INDEX FUND
|
Added | 110,030 | $17,076,656 | 16.45% | |
| IVV |
iShares Core S&P 500 ETF
|
Reduced | 12,636 | $9,677,280 | 9.32% | |
| USFR |
WisdomTree Floating Rate Treasury Fund
|
Added | 181,814 | $9,161,607 | 8.83% | |
| BND |
VANGUARD TOTAL BOND MARKET INDEX FUND
|
Added | 102,056 | $7,159,228 | 6.90% | |
| QQQ |
Invesco Qqq Trust, Series 1
|
Reduced | 5,044 | $3,731,399 | 3.59% | |
| VOO |
VANGUARD 500 INDEX FUND
|
Reduced | 5,317 | $3,726,472 | 3.59% | |
| USMV |
iShares MSCI USA Min Vol Factor ETF
|
Reduced | 33,214 | $3,236,372 | 3.12% | |
| VPU |
VANGUARD UTILITIES INDEX FUND
|
Reduced | 17,435 | $2,981,385 | 2.87% | |
| VXUS |
Vanguard Total International Stock ETF
|
Added | 20,938 | $1,778,892 | 1.71% | |
| SCHO |
Schwab Short-Term U.S. Treasury ETF
|
Reduced | 73,189 | $1,746,289 | 1.68% | |
| SDY |
State Street(R) SPDR(R) S&P(R) Dividend ETF
|
Reduced | 7,008 | $1,026,531 | 0.99% | |
| DVY |
iShares Select Dividend ETF
|
Reduced | 6,179 | $939,640 | 0.91% | |
| VNQ |
VANGUARD REAL ESTATE INDEX FUND
|
Reduced | 8,796 | $788,385 | 0.76% | |
| AAPL |
Apple Inc.
Technology
|
Added | 1,570 | $522,841 | 0.50% | |
| JPM |
Jpmorgan Chase & Co
Financial Services
|
Reduced | 1,102 | $364,574 | 0.35% | |
| NVDA |
Nvidia Corp
Technology
|
NEW | 1,358 | $310,140 | 0.30% | |
| V |
Visa Inc.
Financial Services
|
NEW | 638 | $229,252 | 0.22% | |
| QQQM |
Invesco Ltd.
Financial Services
|
Held | 3,037 | $0 | 0.00% |
Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.