Townsend Financial Planning, LLC

Registered adviser

CIK

2110688

Location

MT STERLING, KY

Portfolio Value

Small $112,870,399

Diversification

Highly concentrated

Filing Date

Global Rank

#8,137 / 8,827 ▼ 60 · as of Jun 2026

Top Industry

Consumer Electronics 100.0%

3Y Alpha vs SPY

-10.3%

Period ended 38 days ago

Filed Nov 2, 2026 · 5d

4 quarters · since Dec 2025

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 141571

Roster of Nov 1, 2026

Regulatory AUM

$148,313,084

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$148,313,084	Individuals and high net worth (100%)
Mar 2025 to Mar 2026	$130,490,911	Individuals and high net worth (100%)
Aug 2024 to Feb 2025	$115,967,684	Individuals and high net worth (100%)

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 100.0% of the book (60%+)

Turnover

Turnover unknown

It needs four straight quarters of measured turnover

Horizon

Short horizon

Value-weighted holding period 3.0 quarters (under 4)

Closest benchmark: every 13F filer's combined book, active share 94.5%; sector active share 86.4% against the combined 13F book's sector weights.

Over time 3 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

31 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

84.9%

−1.3 pts

Top 5

98.4%

−0.2 pts

Top 10

100.0%

0.0 pts

HHI

7,316

Highly concentrated−192

Portfolio Trend

4 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	99.2%	$111,926,621	30
Technology	0.8%	$943,778	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

14 positions

Ticker	Company	Δ Shares	Shares	Value
FDHY	Fidelity Enhanced High Yield ETF	+14,126	34,501	$1,638,797
FENI	Fidelity Enhanced International ETF	+9,965	64,938	$2,591,675
ISTB	iShares Core 1-5 Year USD Bond ETF	+9,767	149,848	$7,080,318
FMDE	Fidelity Enhanced Mid Cap Core ETF	+9,139	40,010	$1,615,603
JAAA	Janus Henderson AAA CLO ETF	+5,929	10,345	$522,112
AGG	iShares Core U.S. Aggregate Bond ETF	+5,686	138,399	$13,084,241
FESM	Fidelity Enhanced Small Cap Core ETF	+4,027	22,993	$1,033,535
IAUM	iShares Gold Trust Micro	+2,379	17,354	$718,802
NUBD	Nuveen ESG U.S. Aggregate Bond ETF	+542	29,756	$629,934
SUSB	iShares ESG Aware 1-5 Year USD Corporate Bond ETF	+390	24,145	$589,862
FREL	Fidelity MSCI Real Estate Index ETF	+133	171,815	$4,669,931
VCEB	VANGUARD ESG U.S. CORPORATE BOND ETF	+123	7,547	$449,650
VNQ	VANGUARD REAL ESTATE INDEX FUND	+59	2,371	$212,512
EAGG	iShares ESG Aware U.S. Aggregate Bond ETF	+53	5,155	$233,263
No positions match the current search.

Trimmed

Positions the filer reduced

14 positions

Ticker	Company	Δ Shares	Shares	Value
IJH	iShares Core S&P Mid-Cap ETF	−5,522	165,549	$11,911,250
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	−3,350	3,336	$254,870
BIV	Vanguard Bond Index Funds	−2,700	3,168	$230,820
IXUS	iShares Core MSCI Total International Stock ETF	−2,154	58,085	$5,517,494
IJR	iShares Core S&P Small-Cap ETF	−2,121	53,209	$7,238,552
SLQD	iShares 0-5 Year Investment Grade Corporate Bond ETF	−2,082	73,297	$3,626,735
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	−1,944	54,742	$5,593,537
IVV	iShares Core S&P 500 ETF	−824	39,040	$29,898,784
IUSV	iShares Core S&P U.S. Value ETF	−803	65,229	$7,193,454
TIP	iShares TIPS Bond ETF	−330	19,142	$1,991,533
ITOT	iShares Core S&P Total U.S. Stock Market ETF	−220	2,977	$495,015
ESGV	VANGUARD ESG U.S. STOCK ETF	−163	9,068	$1,228,986
STIP	iShares 0-5 Year TIPS Bond ETF	−67	8,171	$814,648
VSGX	VANGUARD ESG INTERNATIONAL STOCK ETF	−60	3,900	$316,173
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
SOXX	iShares Semiconductor ETF	404	$229,730
No positions match the current search.

Sold Out

Positions the filer fully exited

No qualifying positions this quarter.

Portfolio Positions

Compact Export CSV View 13F filing

31 tracked positions · $112,870,399 total · filing declares 31 positions · $112,870,016 · as of Sep 30, 2026

All sectors Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
IVV	iShares Core S&P 500 ETF	Reduced	39,040	-824	$29,898,784	+0.2%	26.49%
AGG	iShares Core U.S. Aggregate Bond ETF	Added	138,399	+5,686	$13,084,241	−0.4%	11.59%
IJH	iShares Core S&P Mid-Cap ETF	Reduced	165,549	-5,522	$11,911,250	−9.7%	10.55%
IJR	iShares Core S&P Small-Cap ETF	Reduced	53,209	-2,121	$7,238,552	−11.8%	6.41%
IUSV	iShares Core S&P U.S. Value ETF	Reduced	65,229	-803	$7,193,454	−1.1%	6.37%
ISTB	iShares Core 1-5 Year USD Bond ETF	Added	149,848	+9,767	$7,080,318	+4.8%	6.27%
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	Reduced	54,742	-1,944	$5,593,537	−9.5%	4.96%
IXUS	iShares Core MSCI Total International Stock ETF	Reduced	58,085	-2,154	$5,517,494	−4.0%	4.89%
FREL	Fidelity MSCI Real Estate Index ETF	Added	171,815	+133	$4,669,931	−7.2%	4.14%
SLQD	iShares 0-5 Year Investment Grade Corporate Bond ETF	Reduced	73,297	-2,082	$3,626,735	−4.5%	3.21%
FENI	Fidelity Enhanced International ETF	Added	64,938	+9,965	$2,591,675	+17.5%	2.30%
TIP	iShares TIPS Bond ETF	Reduced	19,142	-330	$1,991,533	−6.5%	1.76%
FDHY	Fidelity Enhanced High Yield ETF	Added	34,501	+14,126	$1,638,797	+64.0%	1.45%
FMDE	Fidelity Enhanced Mid Cap Core ETF	Added	40,010	+9,139	$1,615,603	+29.0%	1.43%
ESGV	VANGUARD ESG U.S. STOCK ETF	Reduced	9,068	-163	$1,228,986	+0.7%	1.09%
FESM	Fidelity Enhanced Small Cap Core ETF	Added	22,993	+4,027	$1,033,535	+12.8%	0.92%
AAPL	Apple Inc. Technology	Held	2,834	0	$943,778	+15.1%	0.84%
STIP	iShares 0-5 Year TIPS Bond ETF	Reduced	8,171	-67	$814,648	−3.2%	0.72%
IAUM	iShares Gold Trust Micro	Added	17,354	+2,379	$718,802	+20.0%	0.64%
NUBD	Nuveen ESG U.S. Aggregate Bond ETF	Added	29,756	+542	$629,934	−2.6%	0.56%
SUSB	iShares ESG Aware 1-5 Year USD Corporate Bond ETF	Added	24,145	+390	$589,862	−0.6%	0.52%
JAAA	Janus Henderson AAA CLO ETF	Added	10,345	+5,929	$522,112	+134.2%	0.46%
ITOT	iShares Core S&P Total U.S. Stock Market ETF	Reduced	2,977	-220	$495,015	−5.7%	0.44%
VCEB	VANGUARD ESG U.S. CORPORATE BOND ETF	Added	7,547	+123	$449,650	−3.5%	0.40%
VSGX	VANGUARD ESG INTERNATIONAL STOCK ETF	Reduced	3,900	-60	$316,173	−3.0%	0.28%
IJJ	iShares S&P Mid-Cap 400 Value ETF	Held	2,286	0	$314,805	−6.8%	0.28%
BSV	VANGUARD SHORT-TERM BOND INDEX FUND	Reduced	3,336	-3,350	$254,870	−51.1%	0.23%
EAGG	iShares ESG Aware U.S. Aggregate Bond ETF	Added	5,155	+53	$233,263	−3.6%	0.21%
BIV	Vanguard Bond Index Funds	Reduced	3,168	-2,700	$230,820	−48.7%	0.20%
SOXX	iShares Semiconductor ETF	NEW	404	NEW	$229,730	NEW	0.20%
VNQ	VANGUARD REAL ESTATE INDEX FUND	Added	2,371	+59	$212,512	−4.7%	0.19%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.