Rob Cox

“Hey, so I wanted to go back to, you know, some of the comments you made last quarter around potentially revisiting uh recently favorable claim trends um you know just based off of the comments uh from rich there it seems like the underlying loss ratio improved a good amount this quarter so i'm just curious if you…”

“So, you know, just thinking about levered private brokers right now, it seems like the softening pricing environment and higher interest rates combo could put some pressure on their business models right now.”

“Yeah, for my first question, I just want to ask on, you know, the deployable capital of $9.5 billion at the holding company, just given that level of capital and even some normalization and underwriting profitability, it seems like you could repurchase shares at the current pace for quite some time.”

“Yeah, I just want to ask the underwriting management segment, I mean, if you could talk a little bit about how, you know, the firm is exercising discipline just given, you know, some of the property pricing in the market.”

“Maybe I'll just ask on Propel, you know, it sounds like you can quantify the expense saves today and the much more exciting piece, perhaps, it sounds like to you all, is the, you know, ramp up in revenue and market share gains potential over time.”