Analyst
Piper Sandler
Equibles does not estimate personal net worth.
Stephen Skouten is recorded as Analyst at Piper Sandler. Stephen Skouten has spoken on 2 earnings calls across 2 companies, most recently for Southside Bancshares Inc on October 29, 2026. Those appearances were for Southside Bancshares Inc (SBSI) and Pinnacle Financial Partners, Inc. (PNFP). The companies whose calls Stephen Skouten spoke on are classified in the Financial Services sector.
“Maybe going back to the NIM outperformance here in the quarter, I mean, it's great to see cost of deposits down, 5 VIPs seem to be the primary driver. Is the kind of anticipated pressure on funding costs, is that primarily dependent on loan and overall balance sheet growth?”
“I wanted to ask, maybe first starting off, I thought the quarter was really good, of course, but curious what changed from the mid-quarter update that you gave around the margin versus, you know, the nine basis points of decline that we saw.”
Piper Sandler
Analyst
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Banks - Regional · Financial Services
Banks - Regional · Financial Services
