AFRM
Affirm Holdings, Inc.
$83.62
-2.16 (-2.52%)
At close · Jul 7
Market Cap
$28.00B
Shares
334,898,565
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Revenue
$3.22B
+38.8%
FY2025
Net Income
$52.19M
+110.1%
FY2025
Operating Margin
-2.71%
+23.8pp
FY2025
Diluted EPS
$0.15
+109%
FY2025
Operating Cash Flow
$793.91M
+76.4%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| $3.97B | $3.22B | $2.32B | $1.59B | $1.35B | $870.46M | $509.53M | $264.37M | |
| $1.9B | $1.61B | $1.2B | $685.22M | $527.88M | $326.42M | $186.73M | $119.4M | |
| $329.68M | $434.85M | $576.41M | $638.28M | $532.34M | $182.19M | $25.04M | $16.86M | |
| $564.32M | $545.05M | $525.29M | $586.4M | $577.49M | $383.75M | $121.23M | $88.9M | |
| $300K | $1.3M | $20.8M | $52.5M | $23.5M | $4.6M | $0 | — | |
| — | $225.08M | $169.04M | $134.63M | $52.72M | $19.98M | $9.44M | $5.27M | |
| $5.07M | — | $6.77M | $35.87M | $0 | $0 | — | — | |
| $3.64B | $3.31B | $2.94B | $2.79B | $2.22B | $1.25B | $617.32M | $391.81M | |
| $327.78M | -$87.27M | -$615.85M | -$1.2B | -$866.05M | -$383.67M | -$107.79M | -$127.44M | |
| — | -2.71% | -26.51% | -75.62% | -64.19% | -44.08% | -21.15% | -48.21% | |
| — | $137.8M | -$446.8M | -$1.07B | -$813.33M | -$363.69M | -$98.35M | -$122.18M | |
| $67.43M | $148.74M | $100.32M | $211.62M | $141.22M | -$59.7M | -$4.43M | $7.02M | |
| $395.21M | $61.46M | -$515.53M | -$989.25M | -$724.83M | -$443.37M | -$112.22M | -$120.42M | |
| $12.79M | $9.28M | $2.23M | -$3.9M | -$17.41M | -$2.34M | $376K | $36K | |
| $382.42M | $52.19M | -$517.76M | -$985.35M | -$707.42M | -$441.03M | -$112.6M | -$120.46M | |
| — | 1.62% | -22.29% | -62.05% | -52.43% | -50.67% | -22.1% | -45.56% | |
| — | — | — | — | -$707.42M | -$441.03M | -$125.8M | -$134.57M | |
| $403.33M | $58.68M | -$523.9M | -$993.62M | -$721.34M | -$433.95M | -$112.9M | -$120.46M | |
| USD/shares | — | $0.16 | -$1.67 | -$3.34 | -$2.51 | -$2.78 | -$2.63 | -$2.84 |
| USD/shares | — | $0.15 | -$1.67 | -$3.34 | -$2.51 | -$2.94 | -$2.63 | -$2.84 |
| shares | — | 322.85M | 309.86M | 295.34M | 281.7M | 158.37M | 47.86M | 47.35M |
| shares | — | 341.02M | 309.86M | 295.34M | 281.7M | 159.24M | 47.86M | 47.35M |
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2019–FY2025: $272.48M in buybacks.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
74.66×
Credit Services median 12.17×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Geography (USD)
| Component | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 | 2019-06-30 |
|---|---|---|---|---|---|---|---|
| United States | $3,105,121,000 | $2,225,605,000 | $1,540,044,000 | $1,304,304,000 | $857,222,000 | $506,212,000 | $264,367,000 |
| Canada | $119,009,000 | $97,394,000 | $47,423,000 | $44,852,000 | $13,242,000 | $3,316,000 | $0 |
| Other Geographical | $282,000 | $0 | $518,000 | $136,000 | $0 | $0 | — |
By Product & Service (USD)
| Component | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 | 2019-06-30 |
|---|---|---|---|---|---|---|---|
| Merchant Network | $882,658,000 | $674,607,000 | $507,600,000 | $458,511,000 | $379,551,000 | $256,752,000 | $132,363,000 |
| Virtual Card Network | $231,308,000 | $151,401,000 | $119,338,000 | $100,696,000 | $49,851,000 | $19,340,000 | $7,911,000 |
Key facts
CIK
1820953
CUSIP
00827B106
13F (30d)
58 filings
27 filers
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