AII · American Integrity Insurance Group, Inc.
$27.50
+0.73 (+2.73%)
At close · Oct 12
Return incl. dividend (before tax)
Market Cap
$541.37M
Shares
19.59M
Volume · Oct 12
30.16K
Avg daily vol (3M)
166.42K
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$26.77
Open$27.00
Day$26.71–27.40
52W close$16.36–26.97
Avg vol 30d194K
Short int460K · 2.3% float · 2.1d
Short vol20%
Last earningsAug 12, 2026
DataMay 2025–Oct 2026
Filing10-Q · Aug 13
Up next
Next earnings call
Nov 11, 2026
Est · unconfirmed
· in 4 wks
filed Aug 13, 2026
call held Aug 12, 2026
Metrics snapshot
Useful current figures from the complete screener profile.
Revenue (TTM)
$336.20M
Trailing 12 months
Net income (TTM)
$88.09M
Trailing 12 months
Revenue growth YoY
+54.6%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
5.9
Trailing earnings · reciprocal yield 16.8%
FCF yield
—
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
3.8%
Trailing 12 months
Shares change YoY
+15.5%
Year over year · more shares
Price change (1Y)
+13.6%
Trailing year
Short interest
2.3%
Latest settlement · 2.1 days to cover
Equibles Rating
blended score · not investment adviceOverall
Strong Buy
SellHoldBuy
Technical
Strong Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Excellent
Quant / Vol
Moderate
Market backdrop
VIX 14.8 · calm
Equity put/call 0.56
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+32%
above
Price vs 50-day avg
+7%
above
RSI (14)
61
neutral
MACD trend
Positive
52-week position
98%
near high
Momentum
relative strength
1-month return
+3%
trailing
6-month return
+39%
trailing
YTD return
+29%
this year
Relative strength
+29%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $25 › 200d $20 — 50d above 200d
Institutional flow
Accumulating
2 of 100 funds reported for Sep 30 · net +23 sh shares
Insider flow
Distributing
Net -$8.4M over 90 days · 100% sells
Short interest
Rising
2.35% of float · ▲ +100.9% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
100 holders — near 1-yr high, broad support
Squeeze score
63
elevated · 0–100
Fundamentals
Revenue growth
+35%
Y/Y
EPS growth
+92%
Y/Y
Free cash flow
$133.2M
Valuation
P/E 6.1
below peers
Balance sheet
$203.3M
net cash
Quant / Vol
risk profile
Volatility
41%
annualized · 1-yr
Max drawdown
−38%
past year
ATR
3.2%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Strong Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+32%
Bullish
Price vs 50-day avg
+7%
Bullish
RSI (14)
61
Neutral
MACD trend
Positive
Bullish
52-week position
98%
Bullish
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $25 › 200d $20 — 50d above 200d
Institutional flow
Accumulating
2 of 100 funds reported for Sep 30 · net +23 sh shares
Insider flow
Distributing
Net -$8.4M over 90 days · 100% sells
Short interest
Rising
2.35% of float · ▲ +100.9% MoM · 2.1 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
100 holders — near 1-yr high, broad support
Price context
position in its 52-week range
Range low $16
Now $27 · 98%
Range high $27
vs 200-day avg +32%
vs 50-day avg +7%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Adjusted earnings per share non-GAAP | $1.78 | the three months ended June 30, 2026 filing | — |
| Adjusted return on equity non-GAAP | 39.6% | the three months ended June 30, 2026 filing | — |
| Ceded catastrophe excess of loss premiums ratio non-GAAP | 39.4% | Three Months Ended June 30, 2026 filing | — |
| Expense ratio | 32.8% | the three months ended June 30, 2026 filing | — |
| Loss ratio | 30.6% | the three months ended June 30, 2026 filing | — |
| Return on equity | 38.7% | the three months ended June 30, 2026 filing | — |
| Underwriting income non-GAAP | $39.7M | the three months ended June 30, 2026 filing | — |
GAAP → non-GAAP reconciliationGAAP Income before taxes 46.42M
-6.25M Net investment income
+2K Net realized gains (losses) on investments
-516K Other income
= Underwriting income 39.66M
|
|||
| Voluntary Market new policies written | 42,863 | Three Months Ended June 30, 2026 filing | — |
| Adjusted earnings per share - Basic non-GAAP | $2.8 | Six Months Ended June 30, 2026 | — |
| Adjusted earnings per share - Diluted non-GAAP | $2.8 | Six Months Ended June 30, 2026 | — |
| Adjusted EPS non-GAAP | $1.78 | Six Months Ended 6/30/2026 | — |
| Adjusted net income non-GAAP | 34.87M | Three Months Ended June 30, 2026 | — |
| Adjusted ROE non-GAAP | 40% | Six Months Ended 6/30/2026 | — |
| Assumed policies from Citizens | 81 | Three Months Ended June 30, 2026 | — |
| Average Gross Premiums Written Per Policy | $278 | 2Q 2026 | — |
| Combined Ratio | 68% | Six Months Ended 6/30/2026 | — |
| Ex-FL Voluntary New Business Gross Premiums Written | $8.4M | 2Q 2026 | — |
| Ex-FL Voluntary New Business Policies Written | 7,644 | 2Q 2026 | — |
| Florida Commercial Residential In-Force Premium | $18.6M | As of June 30, 2026 | — |
| Florida Commercial Residential Policies In-Force | 278 | As of June 30, 2026 | — |
| Gross Loss Ratio | 19% | Six Months Ended 6/30/2026 | — |
| Gross Premiums Written | $547M | Six Months Ended 6/30/2026 | — |
| Gross underlying loss and loss adj. expense ratio | 18.6% | Six Months Ended June 30, 2026 | — |
| Gross underlying loss and loss adjustment expense ratio non-GAAP | 18.6% | Six Months Ended June 30, 2026 | — |
| HO-3 Middle-Aged Voluntary New Business Gross Premiums Written | $21.3M | 2Q 2026 | — |
| In-Force Premium | 1.03B | June 30, 2026 | — |
| Net Loss Ratio | 34% | Six Months Ended 6/30/2026 | — |
| Net underlying loss and loss adjustment expense ratio non-GAAP | 33.6% | Six Months Ended June 30, 2026 | — |
| New and renewal policies written in the voluntary market | 126,308 | Three Months Ended June 30, 2026 | — |
| overall PIF growth | 16% | Six Months Ended 6/30/2026 | — |
| PIF | 462K | 2Q 2026 | — |
| Policies In-Force | 462K | As of June 30, 2026 | — |
| Quarterly Policy Retention Ratio | 84.4% | 2Q 2026 | — |
| Tri-County Voluntary New Business Gross Premiums Written | $28.8M | 2Q 2026 | — |
| Voluntary core organic PIF growth | 22% | 6/30/2026 vs. 6/30/2025 | — |
| voluntary market PIF growth | 22% | Six Months Ended 6/30/2026 | — |
| Voluntary New Business GWP | $87.72M | 2Q 2026 | — |
| Voluntary new business policies in middle-aged home category | 9,062 | Three Months Ended June 30, 2026 | — |
| Voluntary new business policies in Tri-County region of Florida | 7,636 | Three Months Ended June 30, 2026 | — |
| Voluntary New Policy Writings | 43K | 2Q 2026 | — |
| Voluntary new writings | 54% | 2Q 26 vs. 2Q 25 | — |
| Voluntary PIF | 373K | 2Q 2026 | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Insurance - Property & Casualty — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
AII
this stock
American Integrity Insurance Group, Inc.
|
$541.37M | +28.5% | +35.3% | 6.1 | 2.3% |
|
CB
Chubb Ltd
|
$132.34B | +9.3% | +6.5% | 12.1 | 0.8% |
|
PGR
Progressive Corp/Oh/
|
$126.41B | -4.5% | +16.3% | 10.9 | 1.2% |
|
TKOMY
Tokio Marine Holdings, Inc.
|
$96.37B | — | — | — | 0.0% |
|
TRV
Travelers Companies, Inc.
|
$76.91B | +27.1% | +5.2% | 9.9 | 2.8% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Filings
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| AII | +2.7% | +3.2% | +39.0% | +7.1% | +28.5% |
| SPY | +1.2% | +1.9% | +9.9% | +2.1% | +14.2% |
| vs SPY | +1.6% | +1.4% | +29.1% | +5.0% | +14.4% |
Capital returns
Latest dividend
$1.02
/ share · ex Mar 16, 2026
Paid (TTM)
$1.02
/ share · 1 payout
Dividend yield (TTM, derived)
— · history filling in
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.