CACC · Credit Acceptance Corp
Price & Indicators
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Metrics snapshot
Useful current figures from the complete screener profile.
AI Brief
Q2 FY26 earnings call · Aug 4, 2026TL;DR. Credit Acceptance reported GAAP diluted EPS of $12.66 (up 71% YoY) and adjusted diluted EPS of $12.12 (up 21%), while monthly unit volume returned to year-over-year growth in June and was up ~28% in July. Forecasted net cash flows declined $39.1 million (0.3%), in part due to lower-than-expected Consumer Loan prepayments continuing as a headwind.
- + GAAP EPS up 71% YoY and adjusted EPS up 21% YoY
- + Economic profit up 25.8% and adjusted return on capital up 50 bps YoY
- + Monthly unit volume returned to YoY growth in June and continued in July, with July up ~28% YoY
- − Forecasted net cash flows declined $39.1 million (0.3%) due partly to lower-than-expected prepayments
- − Subprime used-vehicle market share of 4.9% is down from 5.3% a year ago
- − Average unit volume per active dealer declined 3.8% YoY
AI-generated from the earnings call and 8-K · may contain errors · not investment advice
Equibles Rating
blended score · not investment adviceBlended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders NeutralIllustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.
Versus peers
Credit Services — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
CACC
this stock
Credit Acceptance Corp
|
$5.58B | +19.7% | +7.2% | 11.8 | 9.5% |
|
V
Visa Inc.
|
$655.56B | +2.5% | -4.9% | — | 1.0% |
|
MA
Mastercard Inc
|
$497.27B | -3.4% | +16.4% | 31.2 | 0.8% |
|
AXP
American Express Co
|
$206.24B | -17.8% | +13.4% | 18.5 | 1.6% |
|
COF
Capital One Financial Corp
|
$119.78B | -20.3% | +36.6% | 11.7 | 1.6% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionPerformance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| CACC | -4.4% | -10.6% | +13.2% | -11.5% | +19.7% |
| SPY | -0.7% | +0.1% | +12.2% | -0.6% | +11.8% |
| vs SPY | -3.7% | -10.7% | +1.1% | -10.9% | +7.9% |
Capital returns
Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.