CACC · Credit Acceptance Corp · Metrics
$529.56
+6.98 (+1.34%)
At close · Nov 6
Return incl. dividend (before tax)
Play latest call
Q3 2026 earnings call transcript
Market Cap
$5.37B
Shares
10.14M
Volume · Nov 6
149.85K
Avg daily vol (3M)
117.77K
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CACC metrics
90 of 125 screener metrics currently available.
Market overview
2 metricsShare price
$529.56
Market cap
$5.37B
Price action
23 metricsPrice change (1W)
-9.2%
Price change (30D)
-1.9%
Price change (3M)
-10.1%
Price change (6M)
-0.1%
Price change (YTD)
+17.8%
Price change (1Y)
+15.8%
Trailing year
Price change (5Y)
-23.8%
52-week high
$657.20
52-week low
$411.04
Change from 52-week high
-20.5%
Change from 52-week low
+27.1%
Annualized volatility
41.6%
Annualized volatility (3M)
48.7%
Implied volatility (30D)
—
IV rank (1Y)
—
IV percentile (1Y)
—
Beta
1.1
RSI (14D)
47.7
Price vs SMA 50
-6.0%
Price vs SMA 200
-3.0%
Avg volume (3M)
116,922
Relative volume
1.5
Average dollar volume
$64.98M
Company
3 metricsSector
Financial Services
Industry
Credit Services
Shares outstanding
10.14M
Valuation
12 metricsP / E (TTM)
17.1
Trailing earnings · reciprocal yield 5.8%
PEG ratio
—
EV / revenue
5.1×
reciprocal yield 19.5%
EV / EBITDA
—
EV / EBIT
—
P / sales
2.3×
reciprocal yield 44.2%
P / book
3.8
reciprocal yield 26.2%
FCF yield
23.7%
TTM · current market cap
Buyback yield
12.7%
P / FCF
4.2
reciprocal yield 23.7%
P / operating cash flow
4.2
reciprocal yield 23.8%
Earnings yield
6.4%
Historical valuation
8 metricsP / E historical average (3Y)
20.8×
reciprocal yield 4.8%
P / E historical average (5Y)
17.6×
reciprocal yield 5.7%
EV / revenue historical average (3Y)
5.5×
reciprocal yield 18.2%
EV / revenue historical average (5Y)
5.8×
reciprocal yield 17.2%
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
—
Trailing 12 months
Payout ratio
—
Shareholder yield
12.7%
Dividend / share (TTM)
—
Dividend growth YoY
—
Dividend growth streak
—
Last ex-dividend
—
Earnings calendar
2 metricsNext earnings
—
Last earnings
2026-10-29
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
14.4%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$337.10M
Trailing 12 months
Diluted EPS (TTM)
$30.50
FCF margin
53.6%
Effective tax rate
21.1%
Growth
11 metricsRevenue growth YoY
+2.1%
Year over year
Net income growth YoY
-152.3%
Revenue (TTM)
$2.34B
Trailing 12 months
EPS growth YoY
-157.6%
Shares change YoY
-9.2%
Year over year · fewer shares
Revenue CAGR (3Y)
+8.1%
Revenue CAGR (5Y)
+6.8%
EPS CAGR (3Y)
-2.6%
EPS CAGR (5Y)
+9.2%
FCF CAGR (3Y)
-5.2%
FCF CAGR (5Y)
+1.5%
Quality
14 metricsReturn on equity
24.3%
Return on assets
3.8%
Debt / equity
4.8
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$1.26B
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$6.72B
Latest balance sheet
Cash & equivalents
$1.30M
Total assets
$8.88B
Total debt
$6.72B
Cash flow & spend
7 metricsOperating cash flow (TTM)
$1.26B
Capital expenditures (TTM)
$4.70M
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
$43.60M
R&D / revenue
—
Stock compensation / revenue
1.9%
Ownership (13F)
9 metrics13F filers
304
13F filer change QoQ
+39
Institutional ownership
75.4%
Conviction holders (share of 13F filers)
3.3%
Crowding (high-turnover and private-fund holders)
18.3%
Private-fund adviser ownership
18.0%
Active holders' share change QoQ
+0.1%
Holder tenure
17.9
Price vs estimated holder cost
+30.0%
Ownership (registered funds)
1 metricsIndex-fund ownership
12.2%
Short interest
3 metricsShort interest
10.0%
Latest settlement · 10.7 days to cover
Days to cover
10.7d
Short-squeeze score
83 / 100
Insider activity
2 metricsNet insider buying (90D)
$1.46M
Insider-sentiment score
85 / 100
Risk flags
1 metricsGoing concern
—
Key facts
CIK
885550
CUSIP
225310101
13F (30d)
147 filings
124 filers
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Investor relations