CACC · Credit Acceptance Corp · Webcasts, Transcripts & Audio
$514.20
+2.25 (+0.44%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$5.58B
Shares
10.38M
Volume · Oct 1
231.46K
Avg daily vol (3M)
126.72K
Credit Acceptance Corp Webcasts
Earnings calls, investor updates, investor days and conferences for Credit Acceptance Corp (CACC), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼2.1%
$460.30M
$86.80M
'22 Q3
22-11-01
▼0.9%
$459.00M
$127.30M
'22 Q4
23-01-31
▼0.4%
$453.80M
$99.50M
'23 Q1
23-05-01
▲4.5%
$477.90M
$22.20M
'23 Q2
23-08-01
▲4%
$478.60M
$70.80M
'23 Q3
23-10-30
▲7.1%
$491.60M
$93.60M
'23 Q4
24-01-31
▲11.9%
$508.00M
$64.30M
'24 Q1
24-04-30
▲12.6%
$538.20M
−$47.10M
'24 Q2
24-07-31
▲15%
$550.30M
$78.80M
'24 Q3
24-10-30
▲15.1%
$565.90M
$151.90M
'24 Q4
25-01-30
▲12.4%
$571.10M
$106.30M
'25 Q1
25-04-30
▲8.5%
$583.80M
$87.40M
'25 Q2
25-07-31
▲5.8%
$582.40M
$108.20M
'25 Q3
25-10-30
▲2.5%
$579.90M
$122.00M
'25 Q4
26-01-29
▲1.6%
$580.00M
$135.80M
'26 Q1
26-05-05
LATEST
▲0.6%
$587.40M
$135.90M
'26 Q2
26-08-04
Earnings call
FY26 · Q2
2026-08-04
Credit Acceptance Corp (CACC) Q2 2026 Earnings Call Transcript
Confident tone
Management Transition
Dealer Segmentation and Franchise Dealers
Pricing and Scorecard Refinement
Revenue
$587.40M
▲ 0.6% YoY Diluted EPS
$12.66
▲ 70.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-05
Credit Acceptance Corp (CACC) Q1 2026 Earnings Call Transcript
Positive tone
Dealer relationships and segmentation
Origination volume and market share
Provision for credit losses and prepayments
Revenue
$580.00M
▲ 1.6% YoY Diluted EPS
$12.40
▲ 43.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-29
Credit Acceptance Corp (CACC) Q4 2025 Earnings Call Transcript
Balanced tone
Loan volume and franchise dealer declines
Capital allocation, leverage, and share repurchases
Dealer relationships and mission
Revenue
$579.90M*
▲ 2.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-30
Credit Acceptance Corp (CACC) Q3 2025 Earnings Call Transcript
Cautious tone
Capital, leverage, and securitization
Competition and affordability
Dealer relationships and lending activity
Revenue
$582.40M
▲ 5.8% YoY Diluted EPS
$9.43
▲ 48.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-31
Credit Acceptance Corp (CACC) Q2 2025 Earnings Call Transcript
Cautious tone
Loan performance and underperformance
Dealer network and mission
Loan mix and consumer profile
Revenue
$583.80M
▲ 8.5% YoY Diluted EPS
$7.42
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-30
Credit Acceptance Corp (CACC) Q1 2025 Earnings Call Transcript
Balanced tone
Collections and forecast changes
Originations and volume growth
Dealer relationships and holdback
Revenue
$571.10M
▲ 12.4% YoY Diluted EPS
$8.66
▲ 70.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-30
Credit Acceptance Corp (CACC) Q4 2024 Earnings Call Transcript
Balanced tone
Origination growth and volume
Forecasted collections / vintage performance
Adjusted yield and revenue
Revenue
$565.90M*
▲ 15.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Credit Acceptance Corp (CACC) Q3 2024 Earnings Call Transcript
Positive tone
Forecasted collections / vintage performance
Purchase vs. portfolio program economics
Hurricane impact on consumers
Revenue
$550.30M
▲ 15% YoY Diluted EPS
$6.35
▲ 16.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-31
Credit Acceptance Corp (CACC) Q2 2024 Earnings Call Transcript
Cautious tone
Forecast adjustments and vintage underperformance
Yield and revenue outlook
Forecast methodology and modeling
Revenue
$538.20M
▲ 12.6% YoY Diluted EPS
$-3.83
▼ 326.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-30
Credit Acceptance Corp (CACC) Q1 2024 Earnings Call Transcript
Balanced tone
Competitive environment
Forecasted collections and loan performance
Loan volume and growth
Revenue
$508.00M
▲ 11.9% YoY Diluted EPS
$5.08
▼ 33.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-31
Credit Acceptance Corp (CACC) Q4 2023 Earnings Call Transcript
Balanced tone
Forecasted collection rate declines
Consumer health and macro uncertainty
Adjusted yield pressure
Revenue
$491.60M*
▲ 7.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-30
Credit Acceptance Corp (CACC) Q3 2023 Earnings Call Transcript
Revenue
$478.60M
▲ 4% YoY Diluted EPS
$5.43
▼ 16.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-01
Credit Acceptance Corp (CACC) Q2 2023 Earnings Call Transcript
Revenue
$477.90M
▲ 4.5% YoY Diluted EPS
$1.69
▼ 78.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-01
Credit Acceptance Corp (CACC) Q1 2023 Earnings Call Transcript
Revenue
$453.80M
▼ 0.4% YoY Diluted EPS
$7.61
▼ 49.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-31
Credit Acceptance Corp (CACC) Q4 2022 Earnings Call Transcript
Revenue
$459.00M*
▼ 0.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-01
Credit Acceptance Corp (CACC) Q3 2022 Earnings Call Transcript
Revenue
$460.30M
▼ 2.1% YoY Diluted EPS
$6.49
▼ 58.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-01
Credit Acceptance Corp (CACC) Q2 2022 Earnings Call Transcript
Revenue
$457.40M
▼ 3% YoY Diluted EPS
$7.94
▼ 53.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-02
Credit Acceptance Corp (CACC) Q1 2022 Earnings Call Transcript
Revenue
$455.70M
▲ 1% YoY Diluted EPS
$14.94
▲ 26.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-31
Credit Acceptance Corp (CACC) Q4 2021 Earnings Call Transcript
Revenue
$463.20M*
▲ 3.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-01
Credit Acceptance Corp (CACC) Q3 2021 Earnings Call Transcript
Revenue
$470.10M
▲ 10.2% YoY Diluted EPS
$15.79
▲ 16.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-29
Credit Acceptance Corp (CACC) Q2 2021 Earnings Call Transcript
Revenue
$471.70M
▲ 16.1% YoY Diluted EPS
$17.18
▲ 218.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-29
Credit Acceptance Corp (CACC) Q1 2021 Earnings Call Transcript
Revenue
$451.00M
▲ 15.9% YoY Diluted EPS
$11.82
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-01
Credit Acceptance Corp (CACC) Q4 2020 Earnings Call Transcript
Revenue
$447.40M
▲ 15.9% YoY Diluted EPS
$9.43
▲ 9.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-29
Credit Acceptance Corp (CACC) Q3 2020 Earnings Call Transcript
Revenue
$426.50M
▲ 12.6% YoY Diluted EPS
$13.56
▲ 55.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-30
Credit Acceptance Corp (CACC) Q2 2020 Earnings Call Transcript
Revenue
$406.30M
▲ 9.6% YoY Diluted EPS
$5.40
▼ 37.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-05-27
Credit Acceptance Corp (CACC) Q1 2020 Earnings Call Transcript
Revenue
$389.10M
▲ 10% YoY Diluted EPS
$-4.61
▼ 153.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-30
Credit Acceptance Corp (CACC) Q4 2019 Earnings Call
Revenue
$385.90M
▲ 12.6% YoY Diluted EPS
$8.60
▲ 10.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 webcasts