CASH

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $82.24 to $82.32, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $86.11 to $86.77, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

Award pursuant to the Company's 2023 Omnibus Incentive Plan.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $92.20 to $95.57, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $93.88 to $94.31, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4.

Bona fide gift by the Reporting Person to a 501(c)(3) charitable organization for no consideration.

Reflects the transfer of 3,000 shares pursuant to a court-issued qualified domestic relations order.

Bona fide gift by the Reporting Person to a 501(c)(3) charitable organization for no consideration

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.

Bona fide gift by the Reporting Person to a 501(c)(3) charitable organization for no consideration.

Bona fide gift by the Reporting Person to a 501(c)(3) charitable organization for no consideration.

Bona fide gift by the Reporting Person to a 501(c)(3) charitable organization for no consideration.

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Bona fide gift by the Reporting Person

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents an award of Restricted Stock Units ("RSU's") issued under the 2023 Omnibus Incentive Plan. The RSU's may be settled only in shares of common stock (one share per RSU) and will vest in three installments of 33-1/3% on 12/07/2026, 12/07/2027, and 12/07/2028

Represents common stock received upon vesting on November 4, 2025 of performance share units ("PSUs") granted on November 2, 2022. Each PSU converted into one share of common stock upon vesting based on the Company's performance during the three-fiscal year period beginning October 1, 2022 and ending September 30, 2025 as determined by the Compensation Committee.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of PSUs.

Represents common stock received upon vesting on November 4, 2025 of performance share units ("PSUs") granted on November 2, 2022. Each PSU converted into one share of common stock upon vesting based on the Company's performance during the three-fiscal year period beginning October 1, 2022 and ending September 30, 2025 as determined by the Compensation Committee.

Represents common stock received upon vesting on November 4, 2025 of performance share units ("PSUs") granted on November 2, 2022. Each PSU converted into one share of common stock upon vesting based on the Company's performance during the three-fiscal year period beginning October 1, 2022 and ending September 30, 2025 as determined by the Compensation Committee.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of PSUs.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of PSUs.

Represents common stock received upon vesting on November 4, 2025 of performance share units ("PSUs") granted on November 2, 2022. Each PSU converted into one share of common stock upon vesting based on the Company's performance during the three-fiscal year period beginning October 1, 2022 and ending September 30, 2025 as determined by the Compensation Committee.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of PSUs.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $67.95 to $68.25, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4.

Bona fide gift by the Reporting Person to a 501(c)(3) charitable organization for no consideration.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $71.20 to $71.77, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4.

The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $71.38 to $71.62, inclusive. The reporting person undertakes to provide to Pathward Financial, Inc., any security holder of Pathward Financial, Inc., or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote to this Form 4.

Reflects shares of common stock surrendered to the Company to satisfy tax withholding obligations in connection with the vesting of restricted stock.