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CASH · Pathward Financial, Inc.

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$73.72 +2.58 (+3.63%) At close · Oct 1
Market Cap
$1.49B
Shares
20.77M
Volume · Oct 1 354.93K Avg daily vol (3M) 213.52K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$73.72 Open$70.94 Day$70.60–73.80 52W close$66.47–99.93 Avg vol 30d240K Short int2.7M · 13.2% float · 12.9d Short vol60% Last earningsJul 22, 2026 DataJan 2020–Oct 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Oct 21, 2026 Est · unconfirmed · in 3 wks
filed Aug 6, 2026
call held Jul 22, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$825.76M
Trailing 12 months
Net income (TTM)
$175.85M
Trailing 12 months
Revenue growth YoY
-3.1%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
8.9
Trailing earnings · reciprocal yield 11.2%
FCF yield
46.0%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
−$51.62M
Latest balance sheet
Dividend yield
0.3%
Trailing 12 months
Shares change YoY
-8.5%
Year over year · fewer shares
Price change (1Y)
-3.9%
Trailing year
Short interest
13.2%
Latest settlement · 12.9 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Sell Momentum Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 16.4 · calm Equity put/call 0.57
Technical
price trend
Sell
50 / 200-day cross No cross
Price vs 200-day avg −13%
below
Price vs 50-day avg −10%
below
RSI (14) 35
neutral
MACD trend Negative
52-week position 22%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Weak
1-month return −10%
trailing
6-month return −22%
trailing
YTD return +4%
this year
Relative strength −35%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $82 › 200d $85 — 200d above 50d
Institutional flow Accumulating
+3% holders QoQ · +37 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
13.16% of float · ▲ +3.1% MoM · 12.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
287 holders — near 3-yr high, broad support
Squeeze score 67
elevated · 0–100
Fundamentals
Excellent
Revenue growth +5%
Y/Y
EPS growth +9%
Y/Y
Free cash flow $438.9M
Valuation P/E 9
below peers
Balance sheet $78.1M
net cash
Quant / Vol
risk profile
Moderate
Volatility 30%
annualized · 1-yr
Max drawdown −29%
past year
ATR 2.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the Earnings Call filed Jul 22, 2026
fiscal year 2026
EPS Initiated $7.80 – $8.20
prior FY $7.87 midpoint +1.7% Y/Y
Effective tax rate Initiated 16% – 18%
fiscal year 2027
EPS Initiated $9.50 – $10.00
prior FY $7.87 midpoint +23.9% Y/Y
Share repurchases as a percent of net income Initiated 70% – 80%
Effective tax rate Initiated 18% – 22%
Guided vs delivered · last 1 settled
EPS Fiscal 2024
guided $6.40 – $6.60
$7.20 Beat +10.8%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Sell
3 · 4 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−13% Bearish
Price vs 50-day avg
−10% Bearish
RSI (14)
35 Neutral
MACD trend
Negative Bearish
52-week position
22% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $82 › 200d $85 — 200d above 50d
Institutional flow Accumulating
+3% holders QoQ · +37 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
13.16% of float · ▲ +3.1% MoM · 12.9 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
287 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $66 Now $74 · 22% Range high $100
vs 200-day avg -13% vs 50-day avg -10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CASH
Pathward Financial, Inc.
this stock
$1.49B +3.8% +5.3% 9.0 13.2%
MFG
Mizuho Financial Group Inc
$133.98B +47.0% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -37.2% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.7% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
287
% held
99.7%
Net QoQ
+28.2K sh
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
316
View
Short & Settlement
Short Interest Rising
Shares short
2.7M
Days to cover
12.9d
Change
+83.3K sh
View
Short Volume
Short vol %
60%
As of
Oct 1, 2026
Short Total
View
Fails to Deliver
FTD shares
14.3K
Value
$1.2M
As of
Sep 9, 2026
View
Off-Exchange
Off-exchange %
40.9%
Week of
Aug 24, 2026
Off-exch Lit
View
Financials
Financials
Revenue (FY)
$839.9M
Net income (FY)
$185.9M
EPS diluted
$7.87
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 17, 2026
This year
12
View
Proposed Sales
Value
$370.7K
Shares
4.5K
Filed
May 29, 2026
View
Exempt Offerings
Offering
$20.0M
Filed
Oct 7, 2022
View
Earnings & Events
Webcasts
Last webcast
Jul 22, 2026
View
Investor Relations
Latest news
Tearsheet Names Pathward “Partner…
Published
Oct 1, 2026
View

Performance

5D 20D 120D MTD YTD
CASH +0.3% -9.9% -22.3% +3.6% +3.8%
SPY -0.4% -0.2% +12.4% +0.2% +12.0%
vs SPY +0.7% -9.8% -34.8% +3.5% -8.2%

Capital returns

Latest dividend
$0.05 / share · ex Sep 10, 2026
Paid (TTM)
$0.20 / share · 4 payouts
Dividend yield (TTM, derived)
0.27%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 907471 CUSIP 59100U108 13F (30d) 11 filings 9 filers Visit website Investor relations