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$73.96 +0.24 (+0.33%) At close · Oct 2
S&P 600 member Russell 2000 member Rebalance outlook locked
Market Cap
$1.49B
Shares
20.77M
Volume · Oct 2 291.21K Avg daily vol (3M) 215.05K

Pathward Financial, Inc. Webcasts

Earnings calls, investor updates, investor days and conferences for Pathward Financial, Inc. (CASH), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲2.5% $123.22M $21.28M '22 Q4 22-10-27 ▼5.3% $149.83M $27.79M '23 Q1 23-01-25 ▲18% $228.44M $54.12M '23 Q2 23-04-26 ▲31% $165.20M $36.08M '23 Q3 23-07-26 ▲49.5% $184.20M $25.28M '23 Q4 23-10-25 ▲14.6% $171.69M $34.90M '24 Q1 24-01-24 ▲12.8% $257.58M $69.92M '24 Q2 24-04-24 ▲14.2% $188.62M $44.87M '24 Q3 24-07-24 ▼2.5% $179.52M $33.53M '24 Q4 24-10-23 ▲6.4% $182.63M $29.97M '25 Q1 25-01-21 ▲6.7% $274.80M $74.96M '25 Q2 25-04-22 ▲3.8% $195.75M $42.15M '25 Q3 25-07-28 ▲4% $186.71M $38.80M '25 Q4 25-10-21 ▼5.2% $173.10M $35.17M '26 Q1 26-01-22 ▲0.5% $276.30M $72.91M '26 Q2 26-04-22 LATEST ▼3.1% $189.64M $28.97M '26 Q3 26-07-22
Earnings call
FY26 · Q3
2026-07-22
Pathward Financial, Inc. (CASH) Q3 2026 Earnings Call Transcript
Positive tone Credit quality and non-performing loans Net interest margin and rate environment Client experience and partner solutions
Revenue
$189.64M
▼ 3.1% YoY
Diluted EPS
$1.37
▼ 24.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q2
2026-04-22
Pathward Financial, Inc. (CASH) Q2 2026 Earnings Call Transcript
Confident tone Tax services growth Consumer finance portfolio sale Partner Solutions pipeline
Revenue
$276.30M
▲ 0.5% YoY
Diluted EPS
$3.35
▲ 6.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY26 · Q1
2026-01-22
Pathward Financial, Inc. (CASH) Q1 2026 Earnings Call Transcript
Confident tone Evolved operating model rollout Fee income from balance sheet velocity Partner pipeline and new contracts
Revenue
$173.10M
▼ 5.2% YoY
Diluted EPS
$1.57
▲ 27.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2025-10-21
Pathward Financial, Inc. (CASH) Q4 2025 Earnings Call Transcript
Confident tone Commercial finance and renewable energy lending Strategic partnerships and new contracts Financial performance and EPS guidance
Revenue
$186.71M*
▲ 4% YoY
Diluted EPS
$1.69
▲ 26.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-07-28
Pathward Financial, Inc. (CASH) Q3 2025 Earnings Call Transcript
Confident tone Credit quality and commercial finance performance Restatement and preliminary results Partner solutions and banking-as-a-service pipeline
Revenue
$195.75M
▲ 3.8% YoY
Diluted EPS
$1.81
▲ 1.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-04-22
Pathward Financial, Inc. (CASH) Q2 2025 Earnings Call Transcript
Confident tone Capital return and buybacks Net interest margin and rate sensitivity Portfolio sales and redeployment
Revenue
$274.80M
▲ 6.7% YoY
Diluted EPS
$3.14
▲ 14.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-01-21
Pathward Financial, Inc. (CASH) Q1 2025 Earnings Call Transcript
Confident tone Balance sheet optimization and asset rotation Working capital / ABL finance Net interest margin expansion
Revenue
$182.63M
▲ 6.4% YoY
Diluted EPS
$1.23
▼ 8.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2024-10-23
Pathward Financial, Inc. (CASH) Q4 2024 Earnings Call Transcript
Confident tone Partner Solutions / Banking as a Service growth Financial performance and EPS guidance SBA and USDA lending expansion
Revenue
$179.52M*
▼ 2.5% YoY
Diluted EPS
$1.34
▲ 39.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-07-24
Pathward Financial, Inc. (CASH) Q3 2024 Earnings Call Transcript
Confident tone Regulatory, capital, and buyback considerations Commercial finance growth Balance sheet optimization and asset rotation
Revenue
$188.62M
▲ 14.2% YoY
Diluted EPS
$1.78
▲ 32.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-04-24
Pathward Financial, Inc. (CASH) Q2 2024 Earnings Call Transcript
Confident tone Commercial Finance portfolio Noninterest income / fee income growth Tax services and Refund Advance
Revenue
$257.58M
▲ 12.8% YoY
Diluted EPS
$2.74
▲ 39.8% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-01-24
Pathward Financial, Inc. (CASH) Q1 2024 Earnings Call Transcript
Positive tone BaaS / Banking-as-a-Service Insurance premium finance and structured finance Net interest margin and loan growth
Revenue
$171.69M
▲ 14.6% YoY
Diluted EPS
$1.34
▲ 36.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2023-10-25
Pathward Financial, Inc. (CASH) Q4 2023 Earnings Call Transcript
Revenue
$184.20M*
▲ 49.5% YoY
Diluted EPS
$0.96
▲ 31.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-07-26
Pathward Financial, Inc. (CASH) Q3 2023 Earnings Call Transcript
Revenue
$165.20M
▲ 31% YoY
Diluted EPS
$1.34
▲ 76.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-04-26
Pathward Financial, Inc. (CASH) Q2 2023 Earnings Call Transcript
Revenue
$228.44M
▲ 18% YoY
Diluted EPS
$1.96
▲ 27.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-01-25
Pathward Financial, Inc. (CASH) Q1 2023 Earnings Call Transcript
Revenue
$149.83M
▼ 5.3% YoY
Diluted EPS
$0.98
▼ 51.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2022-10-27
Pathward Financial, Inc. (CASH) Q4 2022 Earnings Call Transcript
Revenue
$123.22M*
▲ 2.5% YoY
Diluted EPS
$0.73
▲ 46% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-07-27
Pathward Financial, Inc. (CASH) Q3 2022 Earnings Call Transcript
Revenue
$126.14M
▼ 3.7% YoY
Diluted EPS
$0.76
▼ 37.2% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-04-28
Pathward Financial, Inc. (CASH) Q2 2022 Earnings Call Transcript
Revenue
$193.57M
▲ 3.3% YoY
Diluted EPS
$1.54
▼ 16.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-01-26
Pathward Financial, Inc. (CASH) Q1 2022 Earnings Call Transcript
Revenue
$158.20M
▲ 41.9% YoY
Diluted EPS
$2.01
▲ 139.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2021-10-27
Pathward Financial, Inc. (CASH) Q4 2021 Earnings Call Transcript
Revenue
$120.21M*
▲ 14.2% YoY
Diluted EPS
$0.50
▲ 31.6% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-07-28
Pathward Financial, Inc. (CASH) Q3 2021 Earnings Call Transcript
Revenue
$130.93M
▲ 26.9% YoY
Diluted EPS
$1.21
▲ 128.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-04-27
Pathward Financial, Inc. (CASH) Q2 2021 Earnings Call Transcript
Revenue
$187.30M
▼ 0.5% YoY
Diluted EPS
$1.84
▲ 26.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-01-27
Pathward Financial, Inc. (CASH) Q1 2021 Earnings Call Transcript
Revenue
$111.45M
▲ 9.1% YoY
Diluted EPS
$0.84
▲ 50% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2020-10-28
Pathward Financial, Inc. (CASH) Q4 2020 Earnings Call Transcript
Revenue
$105.26M*
▲ 3.6% YoY
Diluted EPS
$0.38
▼ 28.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-07-22
Pathward Financial, Inc. (CASH) Q3 2020 Earnings Call Transcript
Revenue
$103.19M
▼ 6.8% YoY
Diluted EPS
$0.53
▼ 29.3% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-04-22
Pathward Financial, Inc. (CASH) Q2 2020 Earnings Call Transcript
Revenue
$188.25M
▲ 6.7% YoY
Diluted EPS
$1.45
▲ 79% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-01-29
Pathward Financial, Inc. (CASH) Q1 2020 Earnings Call Transcript
Revenue
$102.13M
▲ 4.2% YoY
Diluted EPS
$0.56
▲ 43.6% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–27 of 27 webcasts
Key facts CIK 907471 CUSIP 59100U108 13F (30d) 11 filings 9 filers Visit website Investor relations