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CCFN · MUNCY COLUMBIA FINANCIAL Corp

Track CCFN — free
$29.99 +0.00 (+0.00%) At close · Oct 20
Market Cap
$318.32M
Shares
10.61M
Volume · Oct 20 2300 Avg daily vol (3M) 2551

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$29.99 Open$29.38 Day$29.36–29.99 52W close$17.39–30.60 Avg vol 30d3K Short int3 · 0.0% float · 1.0d Short vol1% DataJan 2020–Oct 2026 Filing10-Q · Aug 7

Up next

filed Aug 7, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$75.87M
Trailing 12 months
Net income (TTM)
$28.42M
Trailing 12 months
Revenue growth YoY
+13.4%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
11.2
Trailing earnings · reciprocal yield 8.9%
FCF yield
10.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$9.13M
Latest balance sheet
Dividend yield
1.7%
Trailing 12 months
Shares change YoY
-1.1%
Year over year · fewer shares
Price change (1Y)
—
Trailing year
Short interest
0.0%
Latest settlement · 1.0 days to cover
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Strong Buy
SellHoldBuy
Technical Neutral Momentum Very Strong Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 17.3 · elevated Equity put/call 0.56
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +26%
above
Price vs 50-day avg +2%
above
RSI (14) 53
neutral
MACD trend Negative
52-week position 95%
near high
Volume (OBV) Bearish div.
distributing
Momentum
relative strength
Very Strong
1-month return +4%
trailing
6-month return +46%
trailing
YTD return +60%
this year
Relative strength +38%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $29 › 200d $24 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Distributing
Net -$2.5K over 90 days · 50% sells
Short interest Rising
0.00% of float · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Squeeze score 21
low risk · 0–100
Fundamentals
Excellent
EPS growth +29%
Y/Y
Free cash flow $21.9M
Valuation P/E 11.2
below peers
Balance sheet $4.5M
net debt
Quant / Vol
risk profile
Very Low
Volatility 22%
annualized · 1-yr
Max drawdown −5%
past year
ATR 1.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
2 · 2 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+26% Bullish
Price vs 50-day avg
+2% Bullish
RSI (14)
53 Neutral
MACD trend
Negative Bearish
52-week position
95% Bullish
Volume (OBV)
Bearish div. Bearish
Market signals — smart money & positioning
Bearish · 2 of 6
Trend (MA cross) No cross
50d $29 › 200d $24 — 50d above 200d
Institutional flow Flat
0% holders QoQ
Insider flow Distributing
Net -$2.5K over 90 days · 50% sells
Short interest Rising
0.00% of float · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
1 holders — 13F breadth
Price context
position in its 52-week range
Range low $17 Now $30 · 95% Range high $31
vs 200-day avg +26% vs 50-day avg +2%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Allowance for credit losses to total loans 0.91% 9/30/2026 —
banking offices 22 third quarter 2026 —
book value per share $18.18 September 30, 2026 —
Common equity tier I capital ratio 17.11% 9/30/2026 —
Core deposits $1.08B 9/30/2026 —
equity to assets ratio 11.43% September 30, 2026 —
Fully-tax equivalent net interest margin 4.54% third quarter 2026 —
Leverage ratio 10.5% 9/30/2026 —
Non-performing assets to total assets 0.67% 9/30/2026 —
Return on average assets 1.42% third quarter 2026 —
Return on average equity 11.97% third quarter 2026 —
Tier 1 capital ratio 17.11% 9/30/2026 —
Total non-performing assets $11.27M 9/30/2026 —
Average rate paid on total borrowings 9.06% the three months ended June 30, 2026 filing —
Average rate paid on total interest-bearing deposits 2.08% the three months ended June 30, 2026 filing —
Cost of funds 2.24% the three months ended June 30, 2026 filing —
Interest rate spread 3.83% the three months ended June 30, 2026 filing —
Tax-equivalent net interest margin 4.37% the three months ended June 30, 2026 filing —
Tax-equivalent yield on earning assets 6.06% the three months ended June 30, 2026 filing —
Tax-equivalent yield on investment securities 3.76% the three months ended June 30, 2026 filing —
Tax-equivalent yield on loans 6.78% the three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CCFN
MUNCY COLUMBIA FINANCIAL Corp
this stock
$318.32M — — 11.2 0.0%
MFG
Mizuho Financial Group Inc
$118.67B +34.3% — — 0.1%
HDB
Hdfc Bank Ltd
$118.52B -36.9% -3.2% — 0.7%
IBN
Icici Bank Ltd
$107.26B +0.3% — — 0.6%
ITUB
Itau Unibanco Holding S.A.
$106.91B +35.5% — — 0.2%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders
Holders
1
% held
0.0%
Net QoQ
0 sh
Top holder
THURSTON, SPRINGER, MILLE…
Held Float
View
Short & Settlement
Short Interest Rising
Shares short
3
Days to cover
1.0d
Change
+3 sh
View
Short Volume
Short vol %
1%
As of
Oct 20, 2026
Short Total
View
Fails to Deliver
FTD shares
70
Value
$2.1K
As of
Sep 28, 2026
View
Off-Exchange
Off-exchange %
100.0%
Week of
Sep 14, 2026
Off-exch Lit
View
Smart Money
Insider Trades Cluster buy
Net (90d)
-$2.5K
Buyers / Sellers
3 / 3
Buyers Sellers
View
Financials
Financials
Net income (FY)
$24.2M
EPS diluted
$2.28
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 19, 2026
This year
15

Muncy Columbia Financial Corporation reported third-quarter 2026 net income of $6,043,000, or $0.57 per share, down from $6,719,000 ($0.63) a year earlier. Nine-month net income rose to $20,354,000 ($1.92 per share) from $16,832,000 ($1.59).

View
Earnings & Events
Investor Relations
Latest news
Muncy Columbia Financial Corporat…
Published
Oct 19, 2026
View

Performance

5D 20D 120D MTD YTD
CCFN -2.0% +4.1% +46.0% -0.9% +60.0%
SPY -1.2% -0.6% +8.1% +0.8% +12.8%
vs SPY -0.8% +4.7% +38.0% -1.7% +47.2%

Capital returns

Latest dividend
$0.155 / share · ex Aug 25, 2026
Cut 53.5%
Paid (TTM)
$0.9467 / share · 5 payouts
Dividend yield (TTM, derived)
3.16%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 731122 CUSIP 124880105 Visit website Investor relations