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CHMG · Chemung Financial Corp

$76.74 -0.30 (-0.39%) At close · Jul 21
Market Cap
$354.74M
Shares
4.82M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$76.74 Open$77.07 Day$74.90–77.09 52W$47.71–78.42 Avg vol 30d54K Short int81K · 1.7% float · 1.6d Short vol77% Last earningsMay 13, 2020 DataJan 2020–Jul 2026 Filing10-Q · May 7

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed May 7, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Strong Buy Momentum Very Strong Sentiment Bearish Fundamentals Fair Quant / Vol Moderate
Market backdrop VIX 17.1 · elevated Equity put/call 0.65
Technical
price trend
Strong Buy
50 / 200-day cross No cross
Price vs 200-day avg +28%
above
Price vs 50-day avg +7%
above
RSI (14) 61
neutral
MACD trend Positive
52-week position 95%
near high
Momentum
relative strength
Very Strong
1-month return +7%
trailing
6-month return +31%
trailing
YTD return +38%
this year
Relative strength +23%
vs S&P · 6-mo
Sentiment
smart money
Bearish
Trend (MA cross) No cross
50d $72 › 200d $60 — 50d above 200d
Institutional flow Distributing
10 of 92 funds reported for Jun 30 · net -1.0K sh shares · +1 new
Insider flow Distributing
Net -$51.5K over 90 days · 100% sells
Short interest Rising
1.68% of float · ▲ +94.6% MoM · 1.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
92 holders — near 3-yr high, broad support
Squeeze score 59
elevated · 0–100
Fundamentals
Fair
EPS growth −37%
Y/Y
Free cash flow $43.8M
Valuation P/E 19.4
rich
Balance sheet $50.1M
net cash
Quant / Vol
risk profile
Moderate
Volatility 30%
annualized · 1-yr
Max drawdown −21%
past year
ATR 3.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Strong Buy
0 · 2 · 4
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+28% Bullish
Price vs 50-day avg
+7% Bullish
RSI (14)
61 Neutral
MACD trend
Positive Bullish
52-week position
95% Bullish
Market signals — smart money & positioning
Bearish · 3 of 6
Trend (MA cross) No cross
50d $72 › 200d $60 — 50d above 200d
Institutional flow Distributing
10 of 92 funds reported for Jun 30 · net -1.0K sh shares · +1 new
Insider flow Distributing
Net -$51.5K over 90 days · 100% sells
Short interest Rising
1.68% of float · ▲ +94.6% MoM · 1.6 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
92 holders — near 3-yr high, broad support
Price context
position in its 52-week range
52-wk low $48 Now $77 · 95% 52-wk high $78
vs 200-day avg +28% vs 50-day avg +7%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from its earnings releases, calls, and filings
Metric Latest Period YoY
Adjusted efficiency ratio non-GAAP 58.27% first quarter of 2026
Annualized loan growth 7.5% first quarter of 2026
Average yield on interest-earning assets 5.13% the current quarter
Total cost of funds 1.67% the current quarter

Figures exactly as the company stated them · click a metric with a to chart its history · period links open the stating document · "call" marks figures stated on the earnings call, "filing" figures stated in the 10-K/10-Q · YoY needs the prior-year figure on file

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CHMG
Chemung Financial Corp
this stock
$354.74M +38.4% 19.4 1.7%
MFG
Mizuho Financial Group Inc
$126.21B +41.5% 0.1%
HDB
Hdfc Bank Ltd
$119.00B -35.1% +15.2% 0.4%
IBN
Icici Bank Ltd
$105.97B +0.8% 0.7%
PNC
Pnc Financial Services Group, Inc.
$101.18B +20.9% +7.2% 14.6 1.9%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
93
% held
45.8%
Reported
10 of 92
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
118
View
Short & Settlement
Short Interest Rising
Shares short
80.8K
Days to cover
1.6d
Change
+39.3K sh
View
Short Volume
Short vol %
77%
As of
Jul 22, 2026
Short Total
View
Fails to Deliver
FTD shares
13
Value
$970
As of
Jun 30, 2026
View
Off-Exchange
Off-exchange %
58.9%
Week of
May 4, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$51.5K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$15.1M
EPS diluted
$3.14
View
Filings
SEC Filings
Latest
8-K
Filed
Jul 22, 2026
This year
12
View
Proposed Sales
Value
$170.0K
Shares
2.8K
Filed
Feb 25, 2026
View
Exempt Offerings
Offering
$45.0M
Filed
Jun 17, 2025
View
Earnings & Events
Earnings Calls
Last call
May 13, 2020
View
Investor Relations
Latest news
Chemung Financial Corporation Ann…
Published
May 21, 2026
View

Performance

5D 20D 120D MTD YTD
CHMG +2.7% +7.4% +30.7% +2.9% +38.4%
SPY -0.5% +0.5% +7.6% +0.2% +9.7%
vs SPY +3.1% +6.9% +23.1% +2.7% +28.7%

Capital returns

Latest dividend
$0.34 / share · ex Jun 17, 2026
Raised 6.3%
Paid (TTM)
$1.36 / share · 4 payouts
Dividend yield (TTM, derived)
1.77%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 763563 CUSIP 164024101 13F (30d) 12 filings 11 filers Visit website Investor relations