CPSS · Consumer Portfolio Services, Inc. · Webcasts, Transcripts & Audio
$9.09
-0.24 (-2.57%)
At close · Oct 2
Return incl. dividend (before tax)
Market Cap
$196.36M
Shares
21.55M
Volume · Oct 2
46.73K
Avg daily vol (3M)
23.12K
Consumer Portfolio Services, Inc. Webcasts
Earnings calls, investor updates, investor days and conferences for Consumer Portfolio Services, Inc. (CPSS), with available transcripts, audio replays and slides. Earnings calls also include available highlights, earnings releases and periodic filings.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲31.7%
$90.31M
$25.41M
'22 Q3
22-11-10
▲19.7%
$83.02M
$14.13M
'22 Q4
23-03-15
▲11.7%
$83.10M
$13.82M
'23 Q1
23-04-27
▲3.5%
$84.86M
$13.95M
'23 Q2
23-08-03
▲2%
$92.08M
$10.38M
'23 Q3
23-11-13
▲10.8%
$91.98M
$7.19M
'23 Q4
24-03-18
▲10.4%
$91.74M
$4.59M
'24 Q1
24-05-13
▲13%
$95.88M
$4.67M
'24 Q2
24-07-31
▲9.2%
$100.58M
$4.80M
'24 Q3
24-11-01
▲14.5%
$105.30M
$5.14M
'24 Q4
25-02-26
▲16.5%
$106.87M
$4.69M
'25 Q1
25-05-13
▲14.5%
$109.76M
$4.80M
'25 Q2
25-08-11
▲7.8%
$108.42M
$4.85M
'25 Q3
25-11-10
▲3.9%
$109.41M
$4.98M
'25 Q4
26-03-11
▲5.1%
$112.33M
$5.54M
'26 Q1
26-05-06
LATEST
▲10.6%
$121.39M
$6.23M
'26 Q2
26-08-05
Earnings call
FY26 · Q2
2026-08-05
Consumer Portfolio Services, Inc. (CPSS) Q2 2026 Earnings Call Transcript
Confident tone
Originations growth
Credit quality and underwriting
Recoveries
Revenue
$121.39M
▲ 10.6% YoY Diluted EPS
$0.27
▲ 35% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-06
Consumer Portfolio Services, Inc. (CPSS) Q1 2026 Earnings Call Transcript
Confident tone
Loan Originations Growth
Dealer Network Expansion
Credit Quality and Performance
Revenue
$112.33M
▲ 5.1% YoY Diluted EPS
$0.24
▲ 26.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-03-11
Consumer Portfolio Services, Inc. (CPSS) Q4 2025 Earnings Call Transcript
Confident tone
Portfolio growth and originations
Credit performance and delinquency
Recoveries
Revenue
$109.41M*
▲ 3.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-10
Consumer Portfolio Services, Inc. (CPSS) Q3 2025 Earnings Call Transcript
Positive tone
Vintage credit performance
Origination and portfolio growth
Macroeconomic and unemployment risk
Revenue
$108.42M
▲ 7.8% YoY Diluted EPS
$0.20
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-11
Consumer Portfolio Services, Inc. (CPSS) Q2 2025 Earnings Call Transcript
Confident tone
Interest rate outlook
Macroeconomic environment and risks
Operating expense efficiency
Revenue
$109.76M
▲ 14.5% YoY Diluted EPS
$0.20
▲ 5.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-13
Consumer Portfolio Services, Inc. (CPSS) Q1 2025 Earnings Call Transcript
Confident tone
Dealer and partner relationships
AI voice agent and servicing technology
Macroeconomic and tariff uncertainty
Revenue
$106.87M
▲ 16.5% YoY Diluted EPS
$0.19
▲ 0% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-26
Consumer Portfolio Services, Inc. (CPSS) Q4 2024 Earnings Call Transcript
Confident tone
Originations Growth
Credit Performance Improvement
Revenue and Portfolio Expansion
Revenue
$105.30M*
▲ 14.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-01
Consumer Portfolio Services, Inc. (CPSS) Q3 2024 Earnings Call Transcript
Confident tone
Origination and portfolio growth
Credit quality and vintage runoff
Industry and competitive positioning
Revenue
$100.58M
▲ 9.2% YoY Diluted EPS
$0.20
▼ 51.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-31
Consumer Portfolio Services, Inc. (CPSS) Q2 2024 Earnings Call Transcript
Positive tone
Dealer and Sales Force Expansion
Loan Originations and Growth
Net Income and Earnings Decline
Revenue
$95.88M
▲ 13% YoY Diluted EPS
$0.19
▼ 65.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-13
Consumer Portfolio Services, Inc. (CPSS) Q1 2024 Earnings Call Transcript
Confident tone
Portfolio Size and Balance Sheet
Originations Growth
Legacy / 2022 Vintage Performance
Revenue
$91.74M
▲ 10.4% YoY Diluted EPS
$0.19
▼ 64.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-03-18
Consumer Portfolio Services, Inc. (CPSS) Q4 2023 Earnings Call Transcript
Positive tone
Industry outperformance / competitive positioning
2022 vintage credit performance
Charge-offs and recoveries
Revenue
$91.98M*
▲ 10.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-13
Consumer Portfolio Services, Inc. (CPSS) Q3 2023 Earnings Call Transcript
Revenue
$92.08M
▲ 2% YoY Diluted EPS
$0.41
▼ 56.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
Consumer Portfolio Services, Inc. (CPSS) Q2 2023 Earnings Call Transcript
Revenue
$84.86M
▲ 3.5% YoY Diluted EPS
$0.55
▼ 39.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-27
Consumer Portfolio Services, Inc. (CPSS) Q1 2023 Earnings Call Transcript
Revenue
$83.10M
▲ 11.7% YoY Diluted EPS
$0.54
▼ 28% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-03-15
Consumer Portfolio Services, Inc. (CPSS) Q4 2022 Earnings Call Transcript
Revenue
$83.02M*
▲ 19.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-10
Consumer Portfolio Services, Inc. (CPSS) Q3 2022 Earnings Call Transcript
Revenue
$90.31M
▲ 31.7% YoY Diluted EPS
$0.95
▲ 82.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-26
Consumer Portfolio Services, Inc. (CPSS) Q2 2022 Earnings Call Transcript
Revenue
$82.02M
▲ 22.8% YoY Diluted EPS
$0.91
▲ 133.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-19
Consumer Portfolio Services, Inc. (CPSS) Q1 2022 Earnings Call Transcript
Revenue
$74.37M
▲ 17.8% YoY Diluted EPS
$0.75
▲ 257.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-15
Consumer Portfolio Services, Inc. (CPSS) Q4 2021 Earnings Call Transcript
Revenue
$69.36M*
▲ 11.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-27
Consumer Portfolio Services, Inc. (CPSS) Q3 2021 Earnings Call Transcript
Revenue
$68.56M
▼ 3% YoY Diluted EPS
$0.52
▲ 225% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-12
Consumer Portfolio Services, Inc. (CPSS) Q2 2021 Earnings Call Transcript
Revenue
$66.77M
▼ 0.8% YoY Diluted EPS
$0.39
▲ 200% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-11
Consumer Portfolio Services, Inc. (CPSS) Q1 2021 Earnings Call Transcript
Revenue
$63.11M
▼ 10.8% YoY Diluted EPS
$0.21
▼ 53.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-23
Consumer Portfolio Services, Inc. (CPSS) Q4 2020 Earnings Call Transcript
Revenue
$62.43M*
▼ 27.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-19
Consumer Portfolio Services, Inc. (CPSS) Q3 2020 Earnings Call Transcript
Revenue
$70.67M
▼ 17.4% YoY Diluted EPS
$0.16
▲ 100% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-22
Consumer Portfolio Services, Inc. (CPSS) Q2 2020 Earnings Call Transcript
Revenue
$67.29M
▼ 22% YoY Diluted EPS
$0.13
▲ 62.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-16
Consumer Portfolio Services, Inc. (CPSS) Q1 2020 Earnings Call Transcript
Revenue
$70.77M
▼ 19.8% YoY Diluted EPS
$0.45
▲ 542.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–26 of 26 webcasts