ESQ · Esquire Financial Holdings, Inc.
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Chart any reported metric, KPI or segment over time — the full statement history lives here
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $154.7M | $139.42M | $113.37M | $91.89M | $60.99M | $44.53M | $38.63M | $36.66M | $28.95M | $20.39M | $16.17M | $12.45M | |
| $134.37M | $121.48M | $99.93M | $83.77M | $59.35M | $43.7M | $37.44M | $34.11M | $27.74M | $19.86M | $15.66M | $11.99M | |
| $25.19M | $25.08M | $24.9M | $29.75M | $24.93M | $21.02M | $14.65M | $11.81M | $7.86M | $5.52M | $4.13M | $2.94M | |
| — | $1.22M | $880K | $707K | $703K | $687K | $568K | $506K | $421K | $411K | $411K | $166K | |
| $20.33M | $17.94M | $13.44M | $8.12M | $1.65M | $828K | $1.19M | $2.55M | $1.21M | $538K | $511K | $457K | |
| — | — | — | — | -$88K | — | — | — | — | — | — | — | |
| $70.12M | $65.65M | $59.28M | $55.88M | $38.8M | $22.71M | $17.17M | $19.14M | $11.92M | $7.03M | $4.59M | $1.84M | |
| $17.41M | $14.83M | $15.62M | $14.87M | $10.28M | $4.78M | $4.55M | $5M | $3.19M | $3.39M | $1.77M | $664K | |
| $52.71M | $50.82M | $43.66M | $41.01M | $28.52M | $17.93M | $12.62M | $14.14M | $8.73M | $3.64M | $2.82M | $1.17M | |
| — | — | $43.66M | $41.01M | $28.52M | $17.93M | $12.62M | $14.14M | $8.71M | $3.62M | $2.76M | $1.13M | |
| $53.85M | $56.62M | $42.61M | $42.89M | $14.25M | $15.67M | $13.64M | $17.14M | $7.51M | $3.36M | $2.37M | $988K | |
| USD/shares | — | $6.30 | $5.58 | $5.31 | $3.73 | $2.40 | $1.70 | $1.91 | $1.18 | $0.59 | $0.56 | $0.25 |
| USD/shares | — | $5.87 | $5.14 | $4.91 | $3.47 | $2.26 | $1.65 | $1.82 | $1.13 | $0.58 | $0.55 | $0.25 |
| shares | — | 8.06M | 7.82M | 7.72M | 7.64M | 7.47M | 7.41M | 7.39M | 7.37M | 6.16M | 4.96M | 4.46M |
| shares | — | 8.66M | 8.49M | 8.35M | 8.21M | 7.95M | 7.64M | 7.78M | 7.73M | 6.23M | 4.99M | 4.49M |
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2020–FY2025: $853K in buybacks, $16.58M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.
Valuation
Peer medians compare against the 241 similar-size Banks - Regional companies (of 293 listed).
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|
| Credit Card Merchant Discount | $21,944,000 | $20,856,000 | $14,099,000 | $10,976,000 | $4,961,000 |
| Deposit Account | $2,893,000 | $463,000 | $548,000 | $835,000 | $2,894,000 |
| Gain Loss on Loans Held for Sale | $88,000 | -$295,000 | — | — | — |
| Payment Processing Income | — | $20,040,000 | $13,403,000 | — | — |
| Administrative Service | — | $29,000 | $183,000 | — | — |
| Clearing Service | — | $816,000 | $696,000 | — | — |
| Financial Service Other | — | $434,000 | $365,000 | — | — |