ESQ · Esquire Financial Holdings, Inc. · Investor Relations

JERICHO, N.Y. , Oct. 8, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced that the Company will release earnings for the quarter ended September 30, 2026 on Tuesday, October 27, 2026 at 8:30 a.m. (ET). The Company will conduct a conference call on Tuesday, October 27, 2026 at 10:00 a.m. (ET), during which Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President, and Michael Lacapria, Senior Vice President and Chief Financial Officer, will discuss Esquire's third quarter financial performance, followed by a question-and-answer period. The live audio webcast can be accessed via the following link: https://events.q4inc.com/attendee/886920992 Corresponding presentation slides and a replay of the conference call will be available on Esquire's Investor Relations web page at investorrelations.esquirebank.com . The conference call may also be accessed by telephone using the dial-in information below: Conference Call Details: North America: (833) 461-5787 Meeting ID: 886 920 992 About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/esquire-financial-holdings-inc-announces-third-quarter-2026-earnings-release-and-conference-call-on-october-27-2026-302901520.html SOURCE Esquire Financial Holdings, Inc.

JERICHO, N.Y. , Sept. 2, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced the Bank's inclusion in S&P Global Market Intelligence's annual U.S. Community Bank Deposit Rankings for the third consecutive year. This year's rankings recognize the top 100 deposit franchises among banks with less than $3 billion in assets based on data as of June 30, 2026. S&P Global Market Intelligence launched the U.S. Community Bank Deposit Rankings in 2024 to identify banks with the most valuable and resilient deposit franchises. The rankings are based on a weighted average of eight key metrics, including noninterest-bearing deposit concentration, cost of interest-bearing deposits, deposit betas, deposit efficiency and overall growth, placing a premium on stable funding and efficient operations. The recognition comes amid a period of sustained momentum for Esquire and reflects the strength of its deposit franchise ahead of its recent acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank of Chicago ("Signature"). Following the Signature closing on August 1, 2026, the combined company has approximately $4.8 billion in assets, $3.3 billion in loans and $4.0 billion in deposits. "Earning this recognition for the third consecutive year underscores the strength of our deposit franchise and the long-term client relationships that underpin our business," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "By deeply understanding the national markets and clients we serve, we have built long-term relationships that allow our clients to grow, while concurrently generating strong organic deposit growth. The Signature merger extends both our client-centric approaches to a larger, more diversified client base, positioning Esquire for future industry leading growth." About Esquire Financial Holdings, Inc.: Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/esquire-bank-named-a-top-deposit-franchise-by-sp-global-market-intelligence-for-third-consecutive-year-302867728.html SOURCE Esquire Financial Holdings, Inc.

JERICHO, N.Y. , Aug. 25, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company for Esquire Bank, National Association, today announced that it ranked third among the top-performing publicly traded U.S. banks in Bank Director's 2026 RankingBanking. Bank Director's annual RankingBanking evaluates the 300 largest publicly traded U.S. banks based on four measures of profitability, capital adequacy and asset quality: return on average tangible common equity, return on average total assets, tangible common equity to tangible assets, and nonperforming assets to loans and other real estate owned. The rankings were compiled by Piper Sandler & Co. using calendar year 2025 results. In addition to achieving industry-leading financial results in 2025, Esquire continued to invest in its national growth strategy, completing its merger with Signature Bancorporation, Inc. (the parent company of Signature Bank of Chicago or collectively "Signature") on August 1, 2026, extending its commercial banking presence into the highly desirable Chicago and broader Midwest markets. "This recognition reinforces the strength of Esquire's national business models and the strong financial performance we have achieved by serving markets historically underserved by traditional financial institutions," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "We entered 2026 from a position of strength, and the Signature merger positions the combined company for continued industry-leading growth, performance metrics and enhanced success in the highly desirable Midwest and Chicago metropolitan markets as well as nationally." About Esquire Financial Holdings, Inc.: Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/esquire-financial-holdings-ranks-3-among-top-performing-us-banks-in-bank-directors-2026-rankingbanking-302858660.html SOURCE Esquire Financial Holdings, Inc.

JERICHO, N.Y. , Aug. 3, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association, (collectively "Esquire") announced today the completion of the previously announced acquisition of Signature Bancorporation, Inc., the parent company of Signature Bank (collectively "Signature"), effective August 1, 2026. The combined company has approximately $4.8 billion in total assets, $3.3 billion in loans, and $4.0 billion in total deposits (based on financial information as of June 30, 2026). This combined company will join Esquire's established national litigation and payments verticals with Signature's established Chicago and Midwest commercial banking franchise, enhancing the company's continued industry-leading performance and growth metrics. "We are thrilled to welcome the Signature team, clients, and shareholders to Esquire," stated Tony Coelho, Chairman of the Board of Directors. "This combination brings together two institutions with highly complementary commercial banking operations and capabilities while uniting two highly talented management teams with strong client relationships and strong market expertise." "The Signature merger positions the combined company for continued industry-leading growth, performance metrics and enhanced success in the highly desirable Midwest and Chicago metropolitan markets with a well-established Chicago-based management team and brand," stated Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer, and President. "Chicago represents one of the top three largest metro markets by both population and number of contingency fee law firms, with New York City and Los Angeles rounding out the top three." The former Signature Bank will operate as a division of Esquire Bank under the name "Signature, a division of Esquire Bank" (the "Division"). Michael G. O'Rourke will serve as President of the Division. Kevin P. Bastuga and Bryan D. Duncan will each serve as Executive Vice Presidents of the Division. Michael G. O'Rourke, President of Signature, a division of Esquire Bank, added, "This transaction was built on both companies' shared values and commitment to our clients. The combined company will continue to deliver enhanced value to all stakeholders while accelerating our growth in Chicago and the Midwest markets." In connection with the closing of the transaction, Mr. O'Rourke and Leonard S. Caronia, former Chairman of Signature's Board, were appointed to the Boards of Directors of Esquire. About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York, Los Angeles, California, Chicago, Illinois, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York, Los Angeles and Chicago metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . Forward-Looking Statements This press release includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to Esquire's beliefs, goals, intentions, and expectations regarding the transaction, revenues, earnings, earnings per share, loan production, asset quality, and capital levels, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments o

JERICHO, N.Y. , July 30, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on September 1, 2026, to each stockholder of record on August 14, 2026. About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/esquire-financial-holdings-inc-declares-regular-quarterly-dividend-for-common-stockholders-302839464.html SOURCE Esquire Financial Holdings, Inc.

Continued Strong Commercial Loan & Core Deposit Growth Nationally; Signature Merger Closing Currently Scheduled for August 1, 2026 JERICHO, N.Y. , July 23, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the second quarter and year-to-date of 2026. Significant achievements and key performance metrics during the current quarter and year-to-date of 2026 include: Net income increased 9.2% to $13.0 million, or $1.49 per diluted share, as compared to $11.9 million, or $1.38 per diluted share, for the comparable quarter in 2025 despite: (1) pretax merger expenses totaling $1.1 million related to our acquisition of Signature Bancorporation, Inc. (the parent company of Signature Bank in Chicago, collectively "Signature") and (2) an elevated provision for credit losses related to a multifamily nonaccrual loan and related charge-off. For the current quarter, adjusted (1) net income and diluted earnings per share were $14.0 million and $1.60, respectively, excluding the previously noted pretax merger expenses of $1.1 million ($970 thousand, net of tax), representing an increase of 15.9%, or $0.22 per diluted share, as compared to the second quarter of 2025. Consistent industry leading returns on average assets and equity of 2.09% and 17.06%, respectively, despite the $970 thousand in merger-related expenses, net of tax, previously noted, as well as our continued investment in current resources to support future growth and excellence in client service. For the current quarter, adjusted (1) returns on average assets and equity were 2.25% and 18.33%, respectively. Resilient net interest margin of 5.96% for the quarter ended June 30, 2026, driven by our national litigation platform growth, despite significant declines in short-term market interest rates from their highs in 2023. Our net interest margin was negatively impacted by approximately 10 basis points due to elevated average interest earning cash balances that were funded with core deposit growth. Total revenue increased $13.0 million, or 18.7%, to $82.6 million, for year-to-date 2026 when compared to the prior year period. Loan growth on a linked quarter basis was $87.2 million, or 19% annualized, totaling $1.90 billion, despite payoffs totaling $76.1 million ($74.6 million in commercial loans) in the current quarter. Loan growth was primarily comprised of both commercial totaling $61.6 million ($72.6 million in litigation related or law firm loans) and commercial real estate totaling $25.6 million. Total loans grew $407.7 million, or 27.3%, (litigation related loans grew $376.5 million or 41.0%) when comparing the current quarter to the comparable quarter in 2025 while average total loans grew $414.5 million, or 28.3%, (litigation related loans grew $405.8 million or 46.1%) for the same period. These commercial relationships will continue to create additional opportunities for future loan growth (future draws on existing facilities and additional availability on renewed lines-of-credit) as well as future growth in core deposits through our full-service commercial relationship banking programs and commercial cash management platform on a national basis. To clearly demonstrate this point, law firms or litigation clients that have banked with Esquire for four years have a compounded annual growth rate on their loans and related commercial deposit balances of approximately 15% and 30%+, respectively. Strong corresponding deposit growth on a linked quarter basis totaling $77.1 million, or 15% annualized, to $2.18 billion with a cost-of-funds of 1.03% (including demand deposits). Growth on a linked quarter basis was fueled by litigation related escrow or IOLTA deposits. Deposits grew $397.4 million, or 22.3%, when comparing the current quarter to the comparable quarter in 2025 while aver

JERICHO, N.Y. , July 14, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced that the Company will release earnings for the quarter ended June 30, 2026 on Thursday, July 23, 2026 at 8:30 a.m. (ET). The Company will conduct a conference call on Thursday, July 23, 2026 at 10:00 a.m. (ET), during which Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President, and Michael Lacapria, Senior Vice President and Chief Financial Officer, will discuss Esquire's second quarter financial performance, followed by a question-and-answer period. The live audio webcast can be accessed via the following link: https://events.q4inc.com/attendee/221060674 Corresponding presentation slides and a replay of the conference call will be available on Esquire's Investor Relations web page at investorrelations.esquirebank.com . The conference call may also be accessed by telephone using the dial-in information below: Conference Call Details North America: (833) 461-5787 Meeting ID: 221 060 674 About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/esquire-financial-holdings-inc-announces-second-quarter-2026-earnings-release-and-conference-call-on-july-23-2026-302825043.html SOURCE Esquire Financial Holdings, Inc.

Esquire Bank Inducted Into Hall of Fame Following Multiple Years of Top-Three Rankings JERICHO, N.Y. , June 26, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced that it has been named the #1 Best Law Firm Funding Provider in The Recorder's 2026 "Best Of" survey. The Bank also earned Hall of Fame status, a distinction reserved for companies that have ranked among the top three in the survey for three or more of the past four years. The Recorder's annual "Best Of" survey recognizes the top providers serving California's legal community. Voted on by attorneys, in-house counsel, judges, law firms and legal department administrators, Esquire's first-place ranking reflects the legal profession's confidence and support while underscoring Esquire's longstanding commitment to addressing the unique needs and wants of plaintiff law firms. "California is home to one of the nation's most active and sophisticated legal markets, and plaintiff law firms across the state require a financial partner that understand their business' unique and changing demands." said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "Plaintiff law firms in California represent one of the most dynamic and high-growth opportunities in our national strategy. Our Los Angeles branch and business development officers have the expertise and relationships needed to compete at the highest level in this market. The Recorder's 2026 "Best Of" recognitions clearly reflect our strong relationships, trust, and brand recognition in the California legal community." said Ari Kornhaber, Co-Founder, Executive Vice President & Head of Corporate Development. To view the full list of award recipients please click here . About Esquire Financial Holdings, Inc.: Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . View original content to download multimedia: https://www.prnewswire.com/news-releases/esquire-bank-named-1-best-law-firm-funding-provider-in-the-recorders-best-of-survey-302811405.html SOURCE Esquire Financial Holdings, Inc.

JERICHO, N.Y. and ROSEMONT, Ill. , June 24, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association and Signature Bancorporation, Inc. ("Signature"), the parent company of Signature Bank, announced today the receipt of their respective stockholder approvals in connection with the proposed merger of Signature with and into Esquire. On June 9, 2026, Esquire and Signature issued a joint press release announcing the receipt of all required regulatory approvals for the proposed merger. Having received all required regulatory and stockholder approvals, the closing of the proposed merger is anticipated to be completed in the third quarter of 2026, subject to the satisfaction or waiver of the remaining customary closing conditions. About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . About Signature Bancorporation, Inc. Signature Bancorporation, Inc. is the parent company of Signature Bank, a business-focused bank headquartered in Rosemont, Illinois. Founded in 2006, Signature Bank is dedicated to providing tailored financial solutions to middle-market businesses. Signature Bank serves a diverse range of business clients — including law firms, medical practices, manufacturers, technology firms, and professional service firms — through a comprehensive suite of commercial lending, treasury management, SBA lending, wealth management, and fraud protection services, delivered through a combination of relationship-based banking and innovative financial technology. For more information, visit www.signaturebank.bank . Forward-Looking Statements This press release includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to Esquire's and Signature's beliefs, goals, intentions, and expectations regarding the proposed transaction, revenues, earnings, earnings per share, loan production, asset quality, and capital levels, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; our ability to achieve our financial and other strategic goals; the expected timing of completion of the proposed transaction; the expected cost savings, synergies and other anticipated benefits from the proposed transaction; and other statements that are not historical facts. Forward-looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "should," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. These forward-looking statements include, without limitation, those relating to the terms, timing and closing of the proposed transaction. Additionally, forward-looking statements speak only as of the date they are made; Esquire and Signature do not assume any duty, and do not undertake, to update such forward-looking statements, whether written or oral, that may

JERICHO, N.Y. and ROSEMONT, Ill. , June 23, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association and Signature Bancorporation, Inc. ("Signature"), the parent company of Signature Bank, announced today the final exchange ratio for the proposed merger based on Signature's sale of all Schedule A Loans. Under the terms of the merger agreement, Signature shareholders were to receive 2.630 shares of Esquire common stock for each share of Signature common stock they own (the "exchange ratio"), subject to adjustment (the "merger consideration") based on the aggregate sale proceeds received by Signature on the sale of four loans, which loans totaled approximately $70 million (the "Schedule A Loans"). The merger agreement provided that if any Schedule A Loans are sold prior to closing, the exchange ratio would be adjusted based on the aggregate loan sales proceeds relative to the aggregate outstanding principal amount of such loans (the "Aggregate Schedule A Loan Balance"), with a maximum exchange ratio of 2.80, based on the sale of all Schedule A Loans and on a one hundred percent recovery of the Aggregate Schedule A Loan Balance, and a minimum exchange ratio of 2.50, based on a ten percent or less aggregate recovery from the sale of the Schedule A Loans (or no sales of Schedule A Loans) prior to closing. Based on Signature's Schedule A Loan sales and related recovery rate of approximately 62.0%, shares of Signature's common stock (except for any dissenting shares) will be converted into the right to receive 2.671 shares of Esquire stock at the close of the merger. As disclosed in the joint proxy statement/prospectus relating to the proposed combination of Esquire and Signature dated May 6, 2026, Esquire pro forma financial information assumed a Schedule A Loan recovery rate of 50% (included in the gross credit mark on loans) and an associated exchange ratio of 2.630 (3.393 million Esquire shares issued to Signature shareholders), as compared to the actual recovery rate of 62.0% and an associated exchange ratio of 2.671 (3.447 million Esquire shares issued to Signature shareholders). "Based upon the final exchange ratio of 2.671 as compared to the assumed exchange ratio of 2.630, Esquire will issue approximately 54 thousand, or 1.6%, additional shares on a pro forma basis, which is reflected in the pro forma financial information and related disclosures contained within the joint proxy statement/prospectus relating to the proposed combination of Esquire and Signature dated May 6, 2026," stated Andrew C. Sagliocca, Vice Chairman, CEO & President of Esquire. "We anticipate closing the proposed merger in the third quarter of 2026." The closing of the proposed merger remains subject to the approvals of Esquire stockholders and Signature shareholders and certain other customary closing conditions. About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . About Signature Bancorporation, Inc. Signature Bancorporation, Inc. is the parent company of Signature Bank, a business-focused bank headquartered in Rosemont, Illinois. Founded in 2006, Signature Bank is dedicated to providing tailored financial solutions to middle-market

JERICHO, N.Y. and ROSEMONT, Ill. , June 9, 2026 /PRNewswire/ -- Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association and Signature Bancorporation, Inc. ("Signature"), the parent company of Signature Bank, announced today the receipt of all required regulatory approvals and waivers necessary to complete the proposed merger. The approvals represent a significant milestone toward completion of the transaction. A waiver of prior approval with respect to the merger of the holding companies has been granted by the Federal Reserve Bank of New York and the Office of the Comptroller of the Currency has approved the merger of Signature Bank with and into Esquire Bank. The closing of the proposed merger remains subject to the approvals of Esquire stockholders and Signature shareholders and certain other customary closing conditions. About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as dynamic and flexible payment processing solutions to small business owners. For more information, visit www.esquirebank.com . About Signature Bancorporation, Inc. Signature Bancorporation, Inc. is the parent company of Signature Bank, a business-focused bank headquartered in Rosemont, Illinois. Founded in 2006, Signature Bank is dedicated to providing tailored financial solutions to middle-market businesses. Signature Bank serves a diverse range of business clients — including law firms, medical practices, manufacturers, technology firms, and professional service firms — through a comprehensive suite of commercial lending, treasury management, SBA lending, wealth management, and fraud protection services, delivered through a combination of relationship-based banking and innovative financial technology. For more information, visit www.signaturebank.bank . Forward-Looking Statements This press release includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to Esquire's and Signature's beliefs, goals, intentions, and expectations regarding the proposed transaction, revenues, earnings, earnings per share, loan production, asset quality, and capital levels, among other matters; our estimates of future costs and benefits of the actions we may take; our assessments of probable losses on loans; our assessments of interest rate and other market risks; our ability to achieve our financial and other strategic goals; the expected timing of completion of the proposed transaction; the expected cost savings, synergies and other anticipated benefits from the proposed transaction; and other statements that are not historical facts. Forward-looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "should," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. These forward-looking statements include, without limitation, those relating to the terms, timing and closing of the proposed transaction. Additionally, forward-looking statements speak only as of the date they are made; Esquire and Signature do not assume any duty, and do not under

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced that it has ranked first overall in the 2025 Raymond James Community Bankers Cup, earning recognition as the top-performing community bank in the United States. Now in its fourteenth year, the Raymond James Community Bankers Cup honors the top 10% of U.S. community banks based on profitability, operational efficiency and balance sheet strength, while also recognizing long-term shareholder value creation. Esquire ranked first among 191 eligible banks with assets between $500 million and $10 billion as of December 31, 2025. In 2025, Esquire delivered a return on average assets of 2.43%, a return on average tangible common equity of 19.41%, and a net interest margin of 6.02%, ranking in the top 1% to 3% of peer banks evaluated across each of these metrics. Esquire's stock delivered a

Esquire Financial Holdings, Inc. (NASDAQ:ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced it has received multiple honors at the 2026 Financial Communications Society ("FCS") Portfolio Awards, including the prestigious Best in Show Corporate Social Responsibility award, one of the organization's highest distinctions recognizing excellence in financial services marketing and communications. In addition to the Best in Show honor, Esquire earned recognition across several categories spanning integrated marketing, media strategy, event marketing and out-of-home advertising: Integrated Marketing (Gold) Event Marketing (Gold) Media Strategy (Silver) Out-of-Home (Silver) Presented annually, the FCS Portfolio Awards honor outstanding achievements in financial services advertising, branding, media, digital marketing, communications and events. This year, more than 140 companies

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced its regular quarterly dividend of $0.20 per share of common stock, payable on June 1, 2026, to each stockholder of record on May 15, 2026. About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an administrative office in Boca Raton, Florida. The Bank is dedicated to serving the financial needs of the litigation industry and small businesses nationally, as well as commercial and retail customers in the New York and Los Angeles metropolitan areas. The Bank offers tailored financial and payment processing solutions to the litigation community and their clients as well as

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank") (collectively "Esquire"), today announced its inclusion on the Keefe, Bruyette & Woods ("KBW") Bank Honor Roll for the third consecutive year. Esquire is one of 17 elite, high-performing banks—and among only six percent of eligible institutions—to earn a place on the 2026 Honor Roll list, which recognizes banks with the strongest and/or most consistent earnings growth over the past decade. To qualify for KBW's Bank Honor Roll, banks must have more than $500 million in total assets and meet one or both of the following criteria: deliver top quintile compounded annual earnings per share (EPS) growth over the past 10 years and/or report consistent annual EPS growth over the same period. Esquire is one of only two out of 286 eligible institutions to satisfy both criteria. Esquire delivered record results in 2025, with net

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the first quarter of 2026. Significant achievements and key performance metrics during the current quarter include: Net income increased 7.0% to $12.2 million, or $1.40 per diluted share, as compared to $11.4 million, or $1.33 per diluted share, for the comparable quarter in 2025 despite $1.7 million in elevated pretax noninterest expense related to: (1) merger expenses totaling $1.3 million related to our recently announced acquisition of Signature Bancorporation, Inc. (the parent company of Signature Bank in Chicago, collectively "Signature"); and (2) a $398 thousand charge for accelerated stock compensation related to the previously announced departures of two former Esquire board members for personal reasons. For the current quarter, adjusted (1) net

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced it has been ranked among the top U.S. merchant acquirers by Nilson Report for the second consecutive year. Esquire ranked 21st overall and eighth among banks based on total purchase volume in 2025. Esquire's 2025 performance reflects continued growth and scale across its merchant processing platform: Processed $39.45 billion in total purchase volume, an 8.6% year-over-year increase. Ranked 14th nationally in card-not-present (CNP) purchase volume, which grew 9.4% to $14.01 billion. Settled more than 590 million total purchase transactions, including 209.6 million CNP transactions. "Our merchant services vertical is a core driver of Esquire Bank's consistent growth and profitability," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced that the Company will release earnings for the quarter ended March 31, 2026 on Thursday, April 23, 2026 at 8:30 a.m. (ET). The Company will conduct a conference call on Thursday, April 23, 2026 at 10:00 a.m. (ET), during which Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President will discuss Esquire's first quarter financial performance, followed by a question-and-answer period. The live audio webcast can be accessed via the following link: https://events.q4inc.com/attendee/524642349 . Corresponding presentation slides and a replay of the conference call will be available on Esquire's Investor Relations web page at investorrelations.esquirebank.com . The conference call may also be accessed by telephone using the dial-in information below: Conference Call

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its inclusion on S&P Global Market Intelligence's annual list of the Best-Performing U.S. Community Banks with assets less than $3 billion. Esquire ranked in the top 100 among more than 3,400 eligible institutions nationwide, reflecting its outperformance on industry benchmarks across profitability, growth, efficiency and balance sheet strength. "Being named one of the nation's top-performing community banks by S&P Global Market Intelligence for the second consecutive year underscores the strength of our national business model," said Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President. "We are entering an exciting next phase of growth with a clear focus on continuing to scale our platform, enhance our technology capabilities and deepen client

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) ("Esquire"), the parent company of Esquire Bank, National Association and Signature Bancorporation, Inc. ("Signature"), the parent company of Signature Bank, jointly announced today that they have entered into a definitive merger agreement, pursuant to which Esquire will acquire Signature in an all-stock transaction. The combined company will have approximately $4.8 billion in assets at closing, joining Esquire's established national verticals with Signature's established Chicago commercial banking franchise, enhancing our continued industry leading performance and growth metrics. Andrew C. Sagliocca, Vice Chairman, Chief Executive Officer and President of Esquire, said, "Signature's leadership in the attractive Chicago market, best-in-class management team, and exceptional core funding provide Esquire with a strong platform for continued growth and expansion in the country's third largest metropolitan area or MSA and one of the nation's

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), today announced an increase to its regular quarterly dividend by 14% to $0.20 per share of common stock, payable on March 2, 2026, to each stockholder of record on February 13, 2026. "Our dividend increase reflects the strength of our balance sheet and confidence in Esquire's long-term outlook," said Andrew C. Sagliocca, Vice Chairman, CEO, and President. "This marks our fifth consecutive dividend increase since initiating dividends in 2022 and underscores our commitment to delivering consistent value to our stockholders." About Esquire Financial Holdings, Inc. Esquire Financial Holdings, Inc. is a financial holding company headquartered in Jericho, New York. Its wholly owned subsidiary, Esquire Bank, is a full-service commercial bank, with branch offices in Jericho, New York and Los Angeles, California, as well as an

Esquire Financial Holdings, Inc. (NASDAQ: ESQ) (the "Company"), the financial holding company for Esquire Bank, National Association ("Esquire Bank" or the "Bank"), (collectively "Esquire") today announced its operating results for the fourth quarter and full year 2025. Significant achievements and key performance metrics during the current quarter and year include: Net income increased 14.6% to $13.5 million, or $1.55 per diluted share in the current quarter, as compared to $11.8 million, or $1.37 per diluted share, for the comparable quarter in 2024 despite a $1.2 million increase in the provision for credit losses and a $3.4 million increase in total noninterest expense. For the full year of 2025, net income increased 16.4% to $50.8 million notwithstanding a $5.0 million increase in the provision for credit losses and a $10.4 million increase in total noninterest expense when compared to 2024. During the current quarter and full year 2025, certain discrete tax benefits related to