Executive readout · one minute
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Earnings call · FY2025 Q4
Executive readout · one minute
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Forward guidance
4 guided metrics
Management's latest ranges and targets are included below.
Research coverage
2 live sources
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From the 8-K filed Feb 5, 2026.
| Metric | Period | Guided | Basis |
|---|---|---|---|
|
Gross transaction volumes for lease and loan originations
2026
|
5% – 10% | — | |
|
U.S. retail merchandise sales growth
2025
|
8% – 10% | — | |
|
U.S. retail margins (target)
2026
|
42% | — | |
|
Latin America operating expenses growth (U.S. dollar basis)
2026
|
8% – 10% | — |
How the reported period landed and where the business moved.
SEC filing · Item 2.02
Filed Feb 5, 2026 · complete as-filed document
SEC periodic report
Filed Feb 9, 2026 · complete as-filed document