FDSB · Fifth District Bancorp, Inc.
Market Cap
$95.55M
Shares
5.24M
Price & Indicators
20d MA
50d MA
200d MA
Earnings
Filing
Insider
Congress
Investor day
Close$18.25
Open$18.29
Day$18.25–18.29
52W close$13.05–18.45
Avg vol 30d6K
Short int11K · 0.2% float · 1.6d
Short vol64%
DataAug 2024–Aug 2026
Filing10-Q · Aug 10
Up next
FQ3-26 quarter ends
~Sep 30, 2026
Est
filed Aug 10, 2026
Equibles Rating
blended score · not investment adviceOverall
Buy
SellHoldBuy
Technical
Buy
Momentum
Very Strong
Sentiment
Neutral
Fundamentals
Fair
Quant / Vol
Very Low
Market backdrop
VIX 14.4 · calm
Equity put/call 0.62
Technical
price trend
50 / 200-day cross
No cross
Price vs 200-day avg
+18%
above
Price vs 50-day avg
+5%
above
RSI (14)
58
neutral
MACD trend
Negative
52-week position
96%
near high
Volume (OBV)
Confirms
volume backs price
Momentum
relative strength
1-month return
+4%
trailing
6-month return
+24%
trailing
YTD return
+22%
this year
Relative strength
+10%
vs S&P · 6-mo
Sentiment
smart money
Trend (MA cross)
No cross
50d $17 › 200d $15 — 50d above 200d
Institutional flow
Accumulating
+4% holders QoQ · +6 funds added
Insider flow
Distributing
Net -$163.8K over 90 days · 100% sells
Short interest
Rising
0.20% of float · ▲ +17.1% MoM · 1.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
24 holders — near 2-yr high, broad support
Squeeze score
50
elevated · 0–100
Fundamentals
Revenue growth
−2%
Y/Y
EPS growth
+481%
Y/Y
Free cash flow
$942.0K
Valuation
P/E 55.3
rich
Quant / Vol
risk profile
Volatility
12%
annualized · 1-yr
Max drawdown
−7%
past year
ATR
1.6%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Technicals
trend & momentum for long-term holders Buy
50 / 200-day cross
No cross
Neutral
Price vs 200-day avg
+18%
Bullish
Price vs 50-day avg
+5%
Bullish
RSI (14)
58
Neutral
MACD trend
Negative
Bearish
52-week position
96%
Bullish
Volume (OBV)
Confirms
Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)
No cross
50d $17 › 200d $15 — 50d above 200d
Institutional flow
Accumulating
+4% holders QoQ · +6 funds added
Insider flow
Distributing
Net -$163.8K over 90 days · 100% sells
Short interest
Rising
0.20% of float · ▲ +17.1% MoM · 1.6 days cover
Volume signal
Normal
Volume near normal
Institution breadth
Multi-yr high
24 holders — near 2-yr high, broad support
Price context
position in its 52-week range
Range low $13
Now $18 · 96%
Range high $18
vs 200-day avg +18%
vs 50-day avg +5%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings| Metric | Latest | Period | YoY |
|---|---|---|---|
| Allowance for credit losses on loans as a percentage of nonperforming loans | 495.3% | three months ended June 30, 2026 filing | — |
| Net interest margin | 2.98% | three months ended June 30, 2026 filing | — |
| Net interest rate spread | 2.51% | three months ended June 30, 2026 filing | — |
| Outstanding commitments to originate loans | $44.9M | three months ended June 30, 2026 filing | — |
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Versus peers
Banks - Regional — same industry group| Company | Mkt cap | YTD | Rev growth Y/Y | P/E | Short % shares |
|---|---|---|---|---|---|
|
FDSB
this stock
Fifth District Bancorp, Inc.
|
$95.55M | +21.7% | -2.3% | 55.3 | 0.2% |
|
MFG
Mizuho Financial Group Inc
|
$129.26B | +45.4% | — | — | 0.1% |
|
HDB
Hdfc Bank Ltd
|
$118.56B | -36.8% | +15.2% | — | 0.5% |
|
IBN
Icici Bank Ltd
|
$107.22B | +0.3% | — | — | 0.7% |
|
CIXPF
CaixaBank/ADR
|
$106.80B | +26.1% | — | — | 0.1% |
Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding
At a glance
key data from every sectionOwnership
Short & Settlement
Smart Money
Financials
Performance
| 5D | 20D | 120D | MTD | YTD | |
|---|---|---|---|---|---|
| FDSB | -0.3% | +3.6% | +23.9% | +3.6% | +21.7% |
| SPY | +0.5% | +3.0% | +13.4% | +3.0% | +12.8% |
| vs SPY | -0.8% | +0.6% | +10.5% | +0.6% | +8.9% |
Key facts
CIK
2012726
CUSIP
316926104
13F (30d)
23 filings
22 filers
Visit website
Investor relations