Skip to main content
NSP logo

NSP · Insperity, Inc.

Track NSP — free
$50.82 -0.87 (-1.68%) At close · Nov 5
Market Cap
$2.00B
Shares
38.10M
Volume · Nov 5 411K Avg daily vol (3M) 422.97K

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$50.82 Open$52.38 Day$50.36–53.42 52W close$19.90–54.44 Avg vol 30d463K Short int3.0M · 7.8% of shares · 8.3d Short vol53% Last earningsOct 29, 2026 DataJan 2020–Nov 2026 Filing10-Q · Oct 29

Up next

Jan 28, 2027 Est · unconfirmed · in 12 wks

Latest documents

2026
Oct 29
Earnings call
Q3 2026 earnings call

Insperity posted Q3 adjusted EPS of $0.22 and adjusted EBITDA of $31 million; gross profit per worksite employee rose 8%. Full-year 2026 guidance: adjusted EBITDA $194 million to $214 million; adjusted EPS $1.93 to $2.28 per share.

Oct 29
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Quarterly report for FY2026 Q3

Insperity reported Q3 2026 revenue of $1.7 billion, up 2%, net loss of $(1) million and adjusted EBITDA of $31 million, up 210%; YTD revenue rose 2% to $5.2 billion, net income reached $36 million and adjusted EBITDA reached $170 million.

Revenue $1.65B ▲ 1.7% Net loss $1M Diluted EPS -$0.02
Read from the MD&A section
Oct 29
Current report 8-K
Financial results

Insperity reported third-quarter results for the quarter ended September 30, 2026: Q3 revenues up 2%, net loss improved 95% to $1 million, and adjusted EBITDA up 210% to $31 million; it also announced updated guidance for 2026.

Jul 30
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $1.69B ▲ 1.7% Net income $4M Diluted EPS $0.10
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$6.90B
Trailing 12 months
Net income (TTM)
$3.00M
Trailing 12 months
Revenue growth YoY
+1.7%
Year over year
Operating margin
0.3%
Trailing 12 months
P / E (TTM)
574.3
Trailing earnings · reciprocal yield 0.2%
FCF yield
9.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$259.00M
Latest balance sheet
Dividend yield
4.6%
Trailing 12 months
Shares change YoY
+0.0%
Year over year
Price change (1Y)
+39.6%
Trailing year
Short interest
7.8%
Latest settlement · 8.3 days to cover
View all 122 metrics

AI Brief

Q3 FY26 earnings call · Oct 29, 2026
Q3 FY26

TL;DR. Q3 margin recovery produced an earnings rebound: gross profit per WSEE rose 8%, operating expenses fell 5%, and adjusted EBITDA rose 210% to $31 million. Updated full-year guidance calls for $194 million–$214 million of adjusted EBITDA and $1.93–$2.28 of adjusted EPS, while paid WSEEs and YTD gross profit remained weak and sales and retention outcomes remain uncertain.

Bullish
  • + YTD net income increased 38% to $36 million, adjusted EBITDA increased 18% to $170 million, and adjusted EPS increased 13% to $1.85. new
  • + Sales activity, lead flow, renewals, and the mid-market pipeline improved, while HR scale remained on track with several thousand employees in implementation. new
  • + Insperity returned capital through dividends and repurchases, while adjusted cash increased to $119 million from $95 million at the end of Q2. new
  • + Insperity is deploying AI-enabled client tools and believes AI has the potential to strengthen demand for its HR solutions. new
Bearish
  • − Average paid WSEEs fell 2% in Q3 and are forecast to decline 1.4% to 2.0% in Q4 and 1.3% to 1.5% for the full year. new
  • − The margin-recovery strategy remained a headwind to new client sales and retention. new
  • − Benefits costs increased in Q3, while higher workers' compensation costs and declining favorable prior-year reserve adjustments offset part of the margin-recovery progress. new
  • − YTD gross profit remained flat at $726 million while benefits costs per covered employee increased 5%. new
  • − Price sensitivity, market uncertainty, and election uncertainty leave the fall campaign's sales and retention outcomes undetermined. new
  • − Healthcare and workers' compensation cost trends remain elevated and may persist beyond the near term. new

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Buy Momentum Very Strong Sentiment Neutral Fundamentals Poor Quant / Vol Very High
Market backdrop VIX 28.2 · fear Equity put/call 0.44
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +28%
above
Price vs 50-day avg +1%
above
RSI (14) 51
neutral
MACD trend Negative
52-week position 90%
near high
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Strong
1-month return +2%
trailing
6-month return +68%
trailing
YTD return +31%
this year
Relative strength +69%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $50 › 200d $40 — 50d above 200d
Institutional flow Accumulating
122 of 282 funds reported for Sep 30 · net +315.2K sh shares · +26 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
7.84% of shares out · ▲ +1.2% MoM · 8.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
282 holders — mid 3-yr range
Squeeze score 71
high risk · 0–100
Fundamentals
Poor
Revenue growth +4%
Y/Y
Gross margin 13%
contracting
EPS growth −108%
Y/Y
Free cash flow $-309.0M
Valuation P/E 583.4
rich
Quant / Vol
risk profile
Very High
Volatility 65%
annualized · 1-yr
Max drawdown −58%
past year
ATR 6.1%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 7 of last 8
Latest guidance · from the Earnings Call filed Jul 29, 2026
Adjusted EPS · full year 2026 Non-GAAP Raised $1.88 – $2.43
Apr 30, 2026 $1.60 – $2.60 changed to Jul 29, 2026 $1.88 – $2.43
Previous outlook earlier release · from the 8-K filed Apr 30, 2026

Still-open targets the latest release did not restate under the same label.

Adjusted EBITDA (in millions) · Full Year 2026 $170M – $230M
Prior guidance period ended · from the Earnings Call filed Jul 29, 2026
Adjusted EBITDA · Q3 2026 $14M – $41M
Guided vs delivered · last 8 settled
Diluted EPS Q3 2026
guided $-0.32 – $0.18
$-0.02 In line
Diluted EPS Q1 2026
guided $0.57 – $1.04
$0.88 In line
Diluted EPS Full Year 2025
guided $-0.38 – $0.25
$-0.19 In line
Diluted EPS Q3 2024
guided $-0.11 – $0.13
$0.07 In line

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
1 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+28% Bullish
Price vs 50-day avg
+1% Bullish
RSI (14)
51 Neutral
MACD trend
Negative Bearish
52-week position
90% Bullish
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $50 › 200d $40 — 50d above 200d
Institutional flow Accumulating
122 of 282 funds reported for Sep 30 · net +315.2K sh shares · +26 new
Insider flow Flat
No net insider activity over 90 days
Short interest Rising
7.84% of shares out · ▲ +1.2% MoM · 8.3 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
282 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $20 Now $51 · 90% Range high $54
vs 200-day avg +28% vs 50-day avg +1%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted EBITDA non-GAAP 36M Three Months Ended June 30, 2026 filing —
GAAP → non-GAAP reconciliation
GAAP EBITDA $23M
+$13M Stock-based compensation
+$0M Restructuring charges
= Adjusted EBITDA $36M
Adjusted EPS non-GAAP $0.34 Three Months Ended June 30, 2026 filing —
GAAP → non-GAAP reconciliation
GAAP Diluted EPS $0.1
+$0.32 Stock-based compensation
+$0 Restructuring charges
-$0.08 Tax effect
= Adjusted EPS $0.34
Adjusted net income non-GAAP $13M Three Months Ended June 30, 2026 filing —
GAAP → non-GAAP reconciliation
GAAP Net income (loss) $4M
+$13M Stock-based compensation
+$0M Restructuring charges
-$4M Tax effect
= Adjusted net income $13M
Average WSEEs paid 305,764 Three Months Ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Staffing & Employment Services — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
NSP
Insperity, Inc.
this stock
$2.00B +31.3% +3.5% 583.4 7.8%
RHI
Robert Half Inc.
$4.43B +58.3% -7.2% 35.8 19.7%
KFY
Korn Ferry
$4.26B +16.9% +12.2% 14.8 3.0%
TNET
Trinet Group, Inc.
$3.08B +13.9% -0.9% 17.9 3.8%
MAN
ManpowerGroup Inc.
$2.18B +55.6% +0.6% 18.5 9.5%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
298
% held
113.2%
Reported
122 of 282
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
242
View
Short & Settlement
Short Interest Rising
Shares short
3.0M
Days to cover
8.3d
Change
+35.2K sh
View
Short Volume
Short vol %
53%
As of
Nov 5, 2026
Short Total
View
Fails to Deliver
FTD shares
1.9K
Value
$92.9K
As of
Sep 24, 2026
View
Off-Exchange
Off-exchange %
35.9%
Week of
Sep 28, 2026
Off-exch Lit
View
Smart Money
Congressional Trades Sell
Member
Lois Frankel
Amount
$1.0K–$15.0K
Traded
Aug 7, 2023
View
Financials
Financials
Revenue (FY)
$6.8B
Net income (FY)
$-7.0M
EPS diluted
$-0.19
View
Buybacks
Authorized
shares 2.0M
Remaining
shares 1.3M
Spent Remaining
View
Filings
SEC Filings
Latest
8-K
Filed
Oct 29, 2026
This year
10

Insperity reported third-quarter results for the quarter ended September 30, 2026: Q3 revenues up 2%, net loss improved 95% to $1 million, and adjusted EBITDA up 210% to $31 million; it also announced updated guidance for 2026.

View
Proposed Sales
Value
$563.9K
Shares
10.9K
Filed
Sep 17, 2025
View
Earnings & Events
Webcasts
Last webcast
Oct 29, 2026
View
Investor Relations
Latest news
Insperity Announces Third Quarter…
Published
Oct 29, 2026
View

Performance

5D 20D 120D MTD YTD
NSP +9.8% +2.2% +68.1% +4.4% +31.3%
SPY -4.7% -5.3% -0.8% -3.0% +7.5%
vs SPY +14.5% +7.5% +68.9% +7.4% +23.8%

Capital returns

Latest dividend
$0.60 / share · ex Sep 2, 2026
Raised 5.3%
Paid (TTM)
$2.40 / share · 4 payouts
Dividend yield (TTM, derived)
4.72%
Full dividend history
Buyback program · as of Sep 30, 2026
Authorized
shares 2.00M
Spent (derived)
shares 722,236
Remaining
shares 1.28M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1000753 CUSIP 45778Q107 13F (30d) 141 filings 114 filers Visit website Investor relations