OSBC
Old Second Bancorp Inc
$23.01
-0.05 (-0.22%)
At close · Jul 14
Market Cap
$1.18B
Shares
51,432,372
Income-statement, balance-sheet and cash-flow figures extracted from the company's SEC filings — 10-K annual and 10-Q quarterly reports — and standardised for comparison across periods.
Net Income
$80.31M
-5.8%
FY2025
Diluted EPS
$1.62
-13.4%
FY2025
Operating Cash Flow
$122.26M
-7%
FY2025
Chart any reported metric, KPI or segment over time — the full statement history lives here
Search above to add metrics — fundamentals, product and segment revenue, company KPIs, valuation.
| Line Item | TTM | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $379.96M | $355.18M | $297.9M | $291.97M | $216.47M | $105.17M | $104.22M | $115.59M | $107.62M | $87.51M | $73.38M | $68.16M | $68.04M | $69.04M | $75.08M | $85.42M | $106.68M | |
| $311.2M | $292.96M | $241.64M | $251.93M | $206.16M | $96.72M | $91.75M | $96.76M | $90.94M | $74.88M | $63.44M | $59.09M | $57.06M | $55.25M | $59.35M | $63.95M | $78.61M | |
| $48.79M | $46.36M | $43.82M | $34.18M | $43.12M | $39.26M | $37.49M | $35.8M | $31.35M | $30.37M | $28.57M | $29.29M | $29.22M | $31.18M | $37.22M | $36.01M | $44.91M | |
| $4.68M | $4.55M | $2.44M | $2.46M | $2.63M | $644K | $494K | $539K | $387K | $96K | $16K | — | $1.18M | $2.1M | $1.4M | $847K | $1.13M | |
| — | $6.15M | $5.59M | $4.49M | $4.09M | $3.15M | $2.8M | $2.46M | $2.42M | $2.31M | $2.29M | $2.39M | $2.49M | $2.79M | $3.07M | $4.08M | — | |
| $53.38M | — | $56.27M | $40.04M | $10.32M | $8.45M | $12.46M | $18.84M | $16.68M | $12.63M | $9.94M | $9.08M | $10.98M | $13.79M | $15.74M | $21.47M | $28.07M | |
| $115.62M | $107.75M | $112.96M | $124.41M | $91.55M | $27.87M | $37.41M | $51.86M | $43.94M | $34.3M | $24.5M | $24.36M | $15.9M | $11.84M | -$72K | -$6.5M | -$66.78M | |
| $29.55M | $27.44M | $27.69M | $32.68M | $24.14M | $7.82M | $9.58M | $12.4M | $9.92M | $19.16M | $8.82M | $8.98M | $5.76M | -$70.24M | $0 | $0 | $41.87M | |
| $86.07M | $80.31M | $85.26M | $91.73M | $67.41M | $20.04M | $27.83M | $39.46M | $34.01M | $15.14M | $15.68M | $15.39M | $10.14M | $82.09M | -$72K | -$6.5M | -$108.65M | |
| $86.07M | $80.31M | $85.26M | $91.73M | $67.41M | $20.04M | $27.83M | $39.46M | $34.01M | $15.14M | $15.68M | $13.51M | $11.86M | $76.83M | -$5.06M | -$11.23M | -$113.19M | |
| $96.35M | $99.32M | $100.3M | $122.07M | -$34.49M | $14.05M | $38.03M | $48.1M | $28.14M | $25.38M | $19.58M | $10.44M | $9.46M | $76.37M | $2.3M | -$7.07M | — | |
| USD/shares | — | $1.64 | $1.90 | $2.05 | $1.51 | $0.66 | $0.94 | $1.32 | $1.14 | $0.51 | $0.53 | $0.46 | $0.46 | $5.45 | -$0.36 | -$0.79 | -$8.03 |
| USD/shares | — | $1.62 | $1.87 | $2.02 | $1.49 | $0.65 | $0.92 | $1.30 | $1.12 | $0.50 | $0.53 | $0.46 | $0.46 | $5.45 | -$0.36 | -$0.79 | -$8.03 |
| shares | — | 48.88M | 44.83M | 44.66M | 44.53M | 30.21M | 29.62M | 29.89M | 29.73M | 29.6M | 29.53M | 29.48M | 25.3M | 13.94M | 14.07M | 14.02M | — |
| shares | — | 49.67M | 45.64M | 45.4M | 45.21M | 30.74M | 30.17M | 30.42M | 30.31M | 30.04M | 29.84M | 29.73M | 25.55M | 14.11M | 14.21M | 14.22M | — |
Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing.
TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.
Capital Returned to Shareholders
Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2025: $28.11M in buybacks, $65.28M in dividends.
Price & Valuation
Multiples computed on the strict TTM/EV methodology — today's snapshot against the industry, and each ratio recomputed as of past filing dates.
Valuation
EV/Revenue
—
EV/EBIT
—
P/E (TTM)
13.78×
Banks - Regional median 12.88×
Valuation over time computed as of each quarter's filing date
Revenue Breakdown
Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.
Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.
By Product & Service (USD)
| Component | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
|---|---|---|---|---|---|---|---|---|
| Fiduciary And Trust | $13,244,000 | $11,426,000 | $9,803,000 | $9,887,000 | $9,408,000 | $7,905,000 | $8,045,000 | $6,417,000 |
| Deposit Account | $11,282,000 | $10,226,000 | $9,817,000 | $9,562,000 | $5,403,000 | — | — | — |
| Mortgage Servicing | $1,865,000 | $1,942,000 | $2,029,000 | $2,130,000 | $2,181,000 | $1,950,000 | $1,881,000 | $1,939,000 |
| Mortgage Banking | $372,000 | $287,000 | $259,000 | $332,000 | $1,044,000 | $1,654,000 | $772,000 | $696,000 |
| Bank Servicing | — | — | — | $9,562,000 | $5,403,000 | $5,512,000 | $7,715,000 | $7,328,000 |