OSBC · Old Second Bancorp Inc
$25.91
+0.10 (+0.39%)
At close · Aug 14
Market Cap
$1.32B
Shares
50.88M
Old Second Bancorp Inc Earnings Call Transcripts
Every quarterly earnings call for Old Second Bancorp Inc (OSBC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-23
2Q 2026 Old Second Bancorp, Inc. Earnings Call
Confident tone
Net interest margin
Capital management and buybacks
Credit quality and charge-offs
Diluted EPS
$0.54
▲ 12.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-23
Old Second Bancorp Inc Q1 FY2026 Earnings Call
Positive tone
Commercial Real Estate Office
PowerSports / Specialty Lending
Capital and Share Repurchases
Diluted EPS
$0.48
▲ 11.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-22
Old Second Bancorp Inc Q4 FY2025 Earnings Call
Confident tone
Powersports portfolio performance
Evergreen integration and acquisitions
Capital and balance sheet
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-23
Old Second Bancorp Inc Q3 FY2025 Earnings Call
Confident tone
Evergreen / Bancorp Financial acquisition integration
Asset quality and credit reserves
Loan growth outlook
Diluted EPS
$0.18
▼ 64% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-23
Old Second Bancorp Inc Q2 FY2025 Earnings Call
Confident tone
Net interest margin
Expense discipline and efficiency
Evergreen Bank acquisition integration
Diluted EPS
$0.48
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-24
Old Second Bancorp Inc Q1 FY2025 Earnings Call
Confident tone
Credit quality improvement
Net interest margin strength
Acquisitions and pending merger
Diluted EPS
$0.43
▼ 8.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-23
Old Second Bancorp Inc Q4 FY2024 Earnings Call
Positive tone
Credit quality and charge-offs
Loan growth and pipeline
Net interest margin and funding
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-17
Old Second Bancorp Inc Q3 FY2024 Earnings Call
Positive tone
Net interest margin and funding costs
Loan growth and pipeline
Deposit base and inflation impact
Diluted EPS
$0.50
▼ 7.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
Old Second Bancorp Inc Q2 FY2024 Earnings Call
Confident tone
Loan growth and pipeline
Credit quality and CRE
Net interest margin and funding costs
Diluted EPS
$0.48
▼ 14.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-17
Old Second Bancorp Inc Q1 FY2024 Earnings Call
Positive tone
Liquidity, securities reinvestment and M&A outlook
Commercial real estate credit quality
Net interest margin compression
Diluted EPS
$0.47
▼ 9.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-24
Old Second Bancorp Inc Q4 FY2023 Earnings Call
Positive tone
Net interest margin and rate sensitivity
Commercial real estate credit stress
Provision and allowance for credit losses
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
Old Second Bancorp Inc Q3 FY2023 Earnings Call
Diluted EPS
$0.54
▲ 25.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
Old Second Bancorp Inc Q2 FY2023 Earnings Call
Diluted EPS
$0.56
▲ 107.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-19
Old Second Bancorp Inc Q1 FY2023 Earnings Call
Diluted EPS
$0.52
▲ 92.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-25
Old Second Bancorp Inc Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-26
Old Second Bancorp Inc Q3 FY2022 Earnings Call
Diluted EPS
$0.43
▲ 48.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-27
Old Second Bancorp Inc Q2 FY2022 Earnings Call
Diluted EPS
$0.27
▼ 10% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-27
Old Second Bancorp Inc Q1 FY2022 Earnings Call
Diluted EPS
$0.27
▼ 32.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-26
Old Second Bancorp Inc Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-09-30
Old Second Bancorp Inc Q3 FY2021 Earnings Call
Diluted EPS
$0.29
▼ 14.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-21
Old Second Bancorp Inc Q2 FY2021 Earnings Call
Diluted EPS
$0.30
▼ 3.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-21
Old Second Bancorp Inc Q1 FY2021 Earnings Call
Diluted EPS
$0.40
▲ 3900% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-27
Old Second Bancorp Inc Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-21
Old Second Bancorp Inc Q3 FY2020 Earnings Call
Diluted EPS
$0.34
▼ 15% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-22
Old Second Bancorp Inc Q2 FY2020 Earnings Call
Diluted EPS
$0.31
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-22
Old Second Bancorp Inc Q1 FY2020 Earnings Call
Diluted EPS
$0.01
▼ 96.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-22
Old Second Bancorp Inc Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
357173
CUSIP
680277100
13F (30d)
173 filings
172 filers
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