PBHC · Pathfinder Bancorp, Inc. · Metrics
Market Cap
$108.24M
Shares
6.28M
Volume · Oct 21
427
Avg daily vol (3M)
4509
PBHC metrics
82 of 122 screener metrics currently available.
Market overview
2 metricsShare price
$16.76
Market cap
$108.24M
Price action
20 metricsPrice change (1W)
+3.2%
Price change (30D)
-0.3%
Price change (3M)
+7.4%
Price change (6M)
+27.0%
Price change (YTD)
+22.2%
Price change (1Y)
+14.5%
Trailing year
Price change (5Y)
+4.9%
52-week high
$18.29
52-week low
$12.16
Change from 52-week high
-5.7%
Change from 52-week low
+41.8%
Annualized volatility
37.0%
Annualized volatility (3M)
—
Beta
0.1
RSI (14D)
53.5
Price vs SMA 50
+3.4%
Price vs SMA 200
+15.5%
Avg volume (3M)
4,563
Relative volume
0.2
Average dollar volume
$74,490
Company
3 metricsSector
Financial Services
Industry
Banks - Regional
Shares outstanding
6.28M
Valuation
12 metricsP / E (TTM)
756.9
Trailing earnings · reciprocal yield 0.1%
PEG ratio
51.7
EV / revenue
4.5×
reciprocal yield 22.3%
EV / EBITDA
—
EV / EBIT
—
P / sales
2.2×
reciprocal yield 44.5%
P / book
0.9
reciprocal yield 116.2%
FCF yield
10.2%
TTM · current market cap
Buyback yield
—
P / FCF
9.8
reciprocal yield 10.2%
P / operating cash flow
9.2
reciprocal yield 10.9%
Earnings yield
0.1%
Historical valuation
8 metricsP / E historical average (3Y)
10.9×
reciprocal yield 9.2%
P / E historical average (5Y)
10.9×
reciprocal yield 9.2%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—
Dividends & buybacks
7 metricsDividend yield
2.3%
Trailing 12 months
Payout ratio
1,346.9%
Shareholder yield
1.8%
Dividend / share (TTM)
$0.40
Dividend growth YoY
+0.0%
Dividend growth streak
5+
Stored dividend history starts 2020
Last ex-dividend
2026-10-16
Earnings calendar
2 metricsNext earnings
—
Last earnings
2020-05-19
Profitability
9 metricsGross margin
—
Operating margin
—
Trailing 12 months
Net margin
0.3%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$143,000
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
22.9%
Effective tax rate
—
Growth
11 metricsRevenue growth YoY
+26.5%
Year over year
Net income growth YoY
+8,506.5%
Revenue (TTM)
$48.15M
Trailing 12 months
EPS growth YoY
+14.6%
Shares change YoY
-3.6%
Year over year · fewer shares
Revenue CAGR (3Y)
-0.3%
Revenue CAGR (5Y)
+4.2%
EPS CAGR (3Y)
+12.1%
EPS CAGR (5Y)
+12.1%
FCF CAGR (3Y)
-19.3%
FCF CAGR (5Y)
-25.5%
Quality
14 metricsReturn on equity
0.1%
Return on assets
0.0%
Debt / equity
1.1
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$11.01M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$107.32M
Latest balance sheet
Cash & equivalents
$26.05M
Total assets
$1.49B
Total debt
$133.37M
Cash flow & spend
7 metricsOperating cash flow (TTM)
$11.82M
Capital expenditures (TTM)
$812,000
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—
Ownership (13F)
9 metrics13F filers
20
13F filer change QoQ
0
Institutional ownership
18.3%
Conviction holders (share of 13F filers)
0.0%
Crowding (high-turnover and private-fund holders)
—
Private-fund adviser ownership
—
Active holders' share change QoQ
+0.2%
Holder tenure
19.3
Price vs estimated holder cost
+1.6%
Ownership (registered funds)
1 metricsIndex-fund ownership
2.5%
Short interest
3 metricsShort interest
0.1%
Latest settlement · 4.2 days to cover
Days to cover
4.2d
Short-squeeze score
37 / 100
Insider activity
2 metricsNet insider buying (90D)
—
Insider-sentiment score
—
Risk flags
1 metricsGoing concern
—