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PBHC · Pathfinder Bancorp, Inc.

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$15.60 -0.05 (-0.32%)
Rebalance outlook locked
Market Cap
$97.76M
Shares
6.28M

PBHC metrics

76 of 114 screener metrics currently available.

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Market overview

2 metrics
Share price
$15.65
Market cap
$97.76M

Price action

19 metrics
Price change (1W)
-5.2%
Price change (30D)
-2.2%
Price change (3M)
+14.7%
Price change (6M)
+14.7%
Price change (YTD)
+10.9%
Price change (1Y)
+4.7%
Trailing year
Price change (5Y)
-3.2%
52-week high
$16.87
52-week low
$12.16
Change from 52-week high
-7.2%
Change from 52-week low
+28.7%
Annualized volatility
34.2%
Beta
0.2
RSI (14D)
38.9
Price vs SMA 50
-3.2%
Price vs SMA 200
+6.6%
Avg volume (3M)
12,395
Relative volume
1.2
Average dollar volume
$197,847

Company

3 metrics
Sector
Financial Services
Industry
Banks - Regional
Shares outstanding
6.28M

Valuation

12 metrics
P / E (TTM)
683.6
Trailing earnings · reciprocal yield 0.1%
PEG ratio
46.7
EV / revenue
4.3×
reciprocal yield 23.5%
EV / EBITDA
—
EV / EBIT
—
P / sales
2.0×
reciprocal yield 49.3%
P / book
0.8
reciprocal yield 128.6%
FCF yield
11.3%
TTM · current market cap
Buyback yield
—
P / FCF
8.9
reciprocal yield 11.3%
P / operating cash flow
8.3
reciprocal yield 12.1%
Earnings yield
0.1%

Historical valuation

8 metrics
P / E historical average (3Y)
10.9×
reciprocal yield 9.2%
P / E historical average (5Y)
10.9×
reciprocal yield 9.2%
EV / revenue historical average (3Y)
—
EV / revenue historical average (5Y)
—
EV / EBIT historical average (3Y)
—
EV / EBIT historical average (5Y)
—
EV / EBITDA historical average (3Y)
—
EV / EBITDA historical average (5Y)
—

Dividends & buybacks

7 metrics
Dividend yield
2.6%
Trailing 12 months
Payout ratio
1,346.9%
Shareholder yield
2.0%
Dividend / share (TTM)
$0.40
Dividend growth YoY
+0.0%
Dividend growth streak
5
Last ex-dividend
2026-07-17

Earnings calendar

2 metrics
Next earnings
—
Last earnings
2020-05-19

Profitability

9 metrics
Gross margin
—
Operating margin
—
Trailing 12 months
Net margin
0.3%
Gross profit (TTM)
—
Operating profit (TTM)
—
Net income (TTM)
$143,000
Trailing 12 months
Diluted EPS (TTM)
—
FCF margin
22.9%
Effective tax rate
—

Per share

11 metrics
Revenue per diluted share (TTM)
—
Gross profit per diluted share (TTM)
—
Operating profit per diluted share (TTM)
—
EBITDA per diluted share (TTM)
—
Net income per diluted share (TTM)
—
Operating cash flow per diluted share (TTM)
—
Free cash flow per diluted share (TTM)
—
Capital expenditures per diluted share (TTM)
—
R&D per diluted share (TTM)
—
Stock compensation per diluted share (TTM)
—
Book value per share
$25.80

Growth

11 metrics
Revenue growth YoY
+26.5%
Year over year
Net income growth YoY
+8,506.5%
Revenue (TTM)
$48.15M
Trailing 12 months
EPS growth YoY
+14.6%
Shares change YoY
-3.6%
Year over year · fewer shares
Revenue CAGR (3Y)
-0.3%
Revenue CAGR (5Y)
+4.2%
EPS CAGR (3Y)
+12.1%
EPS CAGR (5Y)
+12.1%
FCF CAGR (3Y)
-19.3%
FCF CAGR (5Y)
-25.5%

Quality

14 metrics
Return on equity
0.1%
Return on assets
0.0%
Debt / equity
1.1
Current ratio
—
EBITDA (TTM)
—
Free cash flow (TTM)
$11.01M
Quick ratio
—
Interest coverage
—
Net debt / EBITDA
—
Return on invested capital
—
Trailing 12 months
Net cash
−$107.32M
Latest balance sheet
Cash & equivalents
$26.05M
Total assets
$1.49B
Total debt
$133.37M

Cash flow & spend

7 metrics
Operating cash flow (TTM)
$11.82M
Capital expenditures (TTM)
$812,000
R&D (TTM)
—
SG&A (TTM)
—
Stock compensation (TTM)
—
R&D / revenue
—
Stock compensation / revenue
—

Ownership (13F)

3 metrics
13F filers
20
13F filer change QoQ
+1
Institutional ownership
18.3%

Short interest

3 metrics
Short interest
0.2%
Latest settlement · 3.1 days to cover
Days to cover
3.1d
Short-squeeze score
37 / 100

Insider activity

2 metrics
Net insider buying (90D)
$15,881
Insider-sentiment score
76 / 100

Risk flags

1 metrics
Going concern
—
Key facts CIK 1609065 CUSIP 70319R109 13F (30d) 19 filings 19 filers Visit website Investor relations

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