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PBHC · Pathfinder Bancorp, Inc.

Track PBHC — free
$15.67 +0.10 (+0.64%)
Market Cap
$97.76M
Shares
6.28M

Price & Indicators

20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$15.57 Open$16.01 Day$15.57–16.02 52W close$12.16–16.87 Avg vol 30d6K Short int12K · 0.2% float · 3.1d Short vol18% Last earningsMay 19, 2020 DataJan 2020–Sep 2026 Filing10-Q · Aug 13

Up next

FQ3-26 quarter ends
~Sep 30, 2026 Est
filed Aug 13, 2026

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bullish Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 16.3 · calm Equity put/call 0.67
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +6%
above
Price vs 50-day avg −4%
below
RSI (14) 37
neutral
MACD trend Negative
52-week position 72%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −3%
trailing
6-month return +15%
trailing
YTD return +10%
this year
Relative strength +2%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +2 funds added
Insider flow Accumulating
Net +$15.9K over 90 days · 0% sells
Short interest Falling
0.19% of float · ▼ -4.1% MoM · 3.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
20 holders — mid 3-yr range
Squeeze score 37
low risk · 0–100
Fundamentals
Excellent
Revenue growth +92%
Y/Y
EPS growth +46%
Y/Y
Free cash flow $10.4M
Balance sheet $1.3M
net debt
Quant / Vol
risk profile
Moderate
Volatility 32%
annualized · 1-yr
Max drawdown −23%
past year
ATR 2.8%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 5 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+6% Bullish
Price vs 50-day avg
−4% Neutral
RSI (14)
37 Neutral
MACD trend
Negative Bearish
52-week position
72% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $16 › 200d $15 — 50d above 200d
Institutional flow Flat
0% holders QoQ · +2 funds added
Insider flow Accumulating
Net +$15.9K over 90 days · 0% sells
Short interest Falling
0.19% of float · ▼ -4.1% MoM · 3.1 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
20 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $12 Now $16 · 72% Range high $17
vs 200-day avg +6% vs 50-day avg -4%

Illustrative technical + ownership context — a signal mix, not investment advice.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
PBHC
Pathfinder Bancorp, Inc.
this stock
$97.76M +10.3% +91.8% 0.2%
MFG
Mizuho Financial Group Inc
$129.99B +46.7% 0.1%
HDB
Hdfc Bank Ltd
$117.69B -37.2% +15.2% 0.5%
IBN
Icici Bank Ltd
$108.33B +1.3% 0.7%
CIXPF
CaixaBank/ADR
$106.78B +24.9% 0.1%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
20
% held
18.3%
Net QoQ
+4.6K sh
Top holder
ALLIANCEBERNSTEIN L.P.
Held Float
View
Held by Funds
Fund positions
23
View
Short & Settlement
Short Interest Falling
Shares short
11.8K
Days to cover
3.1d
Change
-503 sh
View
Short Volume
Short vol %
18%
As of
Sep 1, 2026
Short Total
View
Fails to Deliver
FTD shares
1
Value
$16
As of
Aug 10, 2026
View
Off-Exchange
Off-exchange %
66.2%
Week of
Jul 27, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$15.9K
Buyers / Sellers
1 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$-1.9M
EPS diluted
$1.17
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 13, 2026
This year
13
View
Proposed Sales
Value
$106.7K
Shares
7.9K
Filed
May 4, 2026
View
Exempt Offerings
Offering
$25.0M
Filed
Oct 21, 2020
View
Earnings & Events
Earnings Calls
Last call
May 19, 2020
View

Performance

5D 20D 120D MTD YTD
PBHC -5.6% -2.8% +14.8% -0.9% +10.4%
SPY -0.5% -1.2% +12.6% -0.7% +11.7%
vs SPY -5.1% -1.5% +2.2% -0.2% -1.4%

Capital returns

Latest dividend
$0.10 / share · ex Jul 17, 2026
Raised 11.1%
Paid (TTM)
$0.40 / share · 4 payouts
Dividend yield (TTM, derived)
2.57%

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1609065 CUSIP 70319R109 13F (30d) 19 filings 19 filers Visit website Investor relations