Skip to main content
TCBS logo

TCBS · Texas Community Bancshares, Inc.

Track TCBS — free
$17.20 +0.20 (+1.18%) At close · Oct 21
Market Cap
$48.84M
Shares
2.87M
Volume · Oct 21 1070 Avg daily vol (3M) 2219

Price & Indicators

Drag to pan · scroll to zoom
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$17.20 Open$17.20 Day$17.20–17.20 52W close$15.75–18.49 Avg vol 30d3K Short int3K · 0.1% float · 1.5d Short vol2% DataJul 2021–Oct 2026 Filing10-Q · Aug 11

Up next

filed Aug 11, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$17.39M
Trailing 12 months
Net income (TTM)
$3.33M
Trailing 12 months
Revenue growth YoY
+17.5%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
14.0
Trailing earnings · reciprocal yield 7.1%
FCF yield
4.8%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$7.23M
Latest balance sheet
Dividend yield
1.5%
Trailing 12 months
Shares change YoY
-6.2%
Year over year · fewer shares
Price change (1Y)
+5.3%
Trailing year
Short interest
0.1%
Latest settlement · 1.5 days to cover
View all 122 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Weak Sentiment Bullish Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 16.7 · calm Equity put/call 0.52
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +1%
above
Price vs 50-day avg −0%
below
RSI (14) 53
neutral
MACD trend Positive
52-week position 53%
mid-range
Momentum
relative strength
Weak
1-month return +1%
trailing
6-month return −2%
trailing
YTD return −4%
this year
Relative strength −9%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $17 › 200d $17 — 50d above 200d
Institutional flow Accumulating
+36% holders QoQ · +5 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.10% of float · ▼ -7.9% MoM · 1.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
15 holders — near 3-yr high, broad support
Squeeze score 43
elevated · 0–100
Fundamentals
Excellent
EPS growth +327%
Y/Y
Free cash flow $973.0K
Valuation P/E 14.1
in line
Quant / Vol
risk profile
Very Low
Volatility 28%
annualized · 1-yr
Max drawdown −12%
past year
ATR 1.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Buy
0 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+1% Bullish
Price vs 50-day avg
−0% Neutral
RSI (14)
53 Neutral
MACD trend
Positive Bullish
52-week position
53% Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $17 › 200d $17 — 50d above 200d
Institutional flow Accumulating
+36% holders QoQ · +5 funds added
Insider flow Flat
No net insider activity over 90 days
Short interest Falling
0.10% of float · ▼ -7.9% MoM · 1.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
15 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low $16 Now $17 · 53% Range high $18
vs 200-day avg +1% vs 50-day avg 0%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Allowance for credit losses as percentage of total loans 1.13% the three months ended June 30, 2026 filing —
Average cost of interest-bearing liabilities 2.59% the three months ended June 30, 2026 filing —
Community bank leverage ratio 12.13% the three months ended June 30, 2026 filing —
Effective tax rate 15.43% the three months ended June 30, 2026 filing —
Net interest margin 3.69% the three months ended June 30, 2026 filing —
Yield on average interest earning assets 5.84% the three months ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
TCBS
Texas Community Bancshares, Inc.
this stock
$48.84M -4.3% — 14.1 0.1%
MFG
Mizuho Financial Group Inc
$118.67B +36.7% — — 0.1%
HDB
Hdfc Bank Ltd
$116.51B -38.0% -3.2% — 0.7%
ITUB
Itau Unibanco Holding S.A.
$106.91B +35.5% — — 0.2%
IBN
Icici Bank Ltd
$106.04B -0.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
15
% held
14.5%
Net QoQ
+1.5K sh
Top holder
ALLIANCEBERNSTEIN L.P.
Held Float
View
Held by Funds
Fund positions
7
View
Short & Settlement
Short Interest Falling
Shares short
3.0K
Days to cover
1.5d
Change
-256 sh
View
Short Volume
Short vol %
2%
As of
Oct 21, 2026
Short Total
View
Fails to Deliver
FTD shares
1
Value
$17
As of
Sep 29, 2026
View
Off-Exchange
Off-exchange %
5.2%
Week of
Sep 14, 2026
Off-exch Lit
View
Financials
Financials
Net income (FY)
$2.8M
EPS diluted
$1.00
View
Buybacks
Authorized
shares 153.1K
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 11, 2026
This year
6
View
Proposed Sales
Value
$105.0K
Shares
7.0K
Filed
Dec 12, 2024
View
Earnings & Events
Investor Relations
Latest news
Texas Community Bancshares, Inc.…
Published
May 19, 2026
View

Performance

5D 20D 120D MTD YTD
TCBS -0.4% +1.2% -1.8% -0.5% -4.3%
SPY +0.5% +0.7% +7.6% +1.4% +13.4%
vs SPY -0.8% +0.5% -9.3% -1.9% -17.7%

Capital returns

Latest dividend
$0.06 / share · ex Sep 8, 2026
Raised 20%
Paid (TTM)
$0.25 / share · 4 payouts
Dividend yield (TTM, derived)
1.45%
Buyback program · as of Feb 27, 2025
Authorized
shares 153,083
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1849466 CUSIP 88231Q108 Visit website Investor relations