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UNB · Union Bankshares Inc

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$22.93 -0.10 (-0.43%)
Market Cap
$116.72M
Shares
4.95M
Volume · Oct 5 4502 Avg daily vol (3M) 5770

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$23.03 Open$23.40 Day$23.03–23.57 52W close$21.50–26.20 Avg vol 30d4K Short int13K · 0.3% float · 3.4d Short vol41% DataJan 2020–Oct 2026 Filing10-Q · Aug 7

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filed Aug 7, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$57.22M
Trailing 12 months
Net income (TTM)
$12.11M
Trailing 12 months
Revenue growth YoY
+12.6%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
8.9
Trailing earnings · reciprocal yield 11.2%
FCF yield
17.9%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$30.98M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+5.5%
Year over year · more shares
Price change (1Y)
-6.7%
Trailing year
Short interest
0.3%
Latest settlement · 3.4 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Very Weak Sentiment Neutral Fundamentals Excellent Quant / Vol Very Low
Market backdrop VIX 15.3 · calm Equity put/call 0.58
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg −4%
below
Price vs 50-day avg −3%
below
RSI (14) 37
neutral
MACD trend Negative
52-week position 33%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Very Weak
1-month return −4%
trailing
6-month return −6%
trailing
YTD return −3%
this year
Relative strength −18%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $24 › 200d $24 — 200d above 50d
Institutional flow Distributing
-6% holders QoQ · +13 funds added
Insider flow Accumulating
Net +$33.2K over 90 days · 0% sells
Short interest Falling
0.25% of float · ▼ -28.7% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
50 holders — mid 3-yr range
Squeeze score 42
elevated · 0–100
Fundamentals
Excellent
Revenue growth +3%
Y/Y
EPS growth +26%
Y/Y
Free cash flow $16.0M
Valuation P/E 9.1
below peers
Balance sheet $115.6M
net cash
Quant / Vol
risk profile
Very Low
Volatility 29%
annualized · 1-yr
Max drawdown −15%
past year
ATR 1.4%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 6 · 0
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
−4% Neutral
Price vs 50-day avg
−3% Neutral
RSI (14)
37 Neutral
MACD trend
Negative Bearish
52-week position
33% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $24 › 200d $24 — 200d above 50d
Institutional flow Distributing
-6% holders QoQ · +13 funds added
Insider flow Accumulating
Net +$33.2K over 90 days · 0% sells
Short interest Falling
0.25% of float · ▼ -28.7% MoM · 3.4 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
50 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $22 Now $23 · 33% Range high $26
vs 200-day avg -4% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Average rate paid on total interest bearing liabilities 2.53% Three Months Ended June 30, 2026 filing —
Net interest margin non-GAAP 3.01% Three Months Ended June 30, 2026 filing —
Net interest spread non-GAAP 2.6% Three Months Ended June 30, 2026 filing —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UNB
Union Bankshares Inc
this stock
$116.72M -2.9% +3.1% 9.1 0.3%
MFG
Mizuho Financial Group Inc
$133.98B +48.8% — — 0.1%
HDB
Hdfc Bank Ltd
$118.26B -38.9% -3.2% — 0.7%
CIXPF
CaixaBank/ADR
$103.83B +26.7% — — 0.1%
IBN
Icici Bank Ltd
$100.21B -7.9% — — 0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
50
% held
15.9%
Net QoQ
-105.1K sh
Top holder
VANGUARD CAPITAL MANAGEME…
Held Float
View
Held by Funds
Fund positions
40
View
Short & Settlement
Short Interest Falling
Shares short
12.6K
Days to cover
3.4d
Change
-5.1K sh
View
Short Volume
Short vol %
41%
As of
Oct 5, 2026
Short Total
View
Fails to Deliver
FTD shares
27
Value
$636
As of
Aug 10, 2026
View
Off-Exchange
Off-exchange %
32.3%
Week of
Aug 31, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net buying
Net (90d)
+$33.2K
Buyers / Sellers
2 / 0
Buyers Sellers
View
Financials
Financials
Net income (FY)
$11.1M
EPS diluted
$2.41
View
Buybacks
Authorized
shares 2.5K
View
Filings
SEC Filings
Latest
10-Q
Filed
Aug 7, 2026
This year
14
View
Exempt Offerings
Offering
$16.5M
Filed
Sep 9, 2021
View
Earnings & Events
Investor Relations
Latest news
Union Bankshares Announces Earnin…
Published
Jul 15, 2026
View

Performance

5D 20D 120D MTD YTD
UNB -2.4% -3.5% -6.0% +0.1% -3.0%
SPY -0.2% -0.5% +12.2% +0.9% +12.9%
vs SPY -2.2% -3.0% -18.2% -0.8% -15.8%

Capital returns

Buyback program · as of Dec 31, 2025
Authorized
shares 2,500
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 706863 CUSIP 905400107 13F (30d) 1 filings 1 filers Visit website Investor relations