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UPST · Upstart Holdings, Inc. · Short Interest

Track UPST — free
$23.75 -0.10 (-0.41%)
Market Cap
$2.29B
Shares
97.31M
Volume · Oct 23 3.05M Avg daily vol (3M) 4.34M

Shares sold short and not yet covered, reported twice monthly. Days to cover is the reported short position divided by average daily volume.

UPST Latest Reported Short Interest

FINRA reported 28,569,957 UPST shares sold short as of the September 30, 2026 settlement date, an increase of 920,169 shares. Days to cover was 6.23 based on FINRA's reported average daily volume.

Official FINRA short-interest data · share counts are restated for subsequent splits of this listing

UPST Short Interest Forecast

Equibles' model estimates 28,783,305 shares sold short for the October 15, 2026 settlement, +0.7% versus the latest reported position, with a likely range of 26,223,267 to 31,495,654 shares. This model prediction uses FINRA data through October 15, 2026; FINRA's official release is expected October 26, 2026.

Model estimate

Expected Oct 15 short interest

as of Oct 15 Low confidence 49% chance it rises
28,783,305 +0.7% vs reported
Likely range 26,223,267 to 31,495,654 The latest estimate appears in the chart below. Official release expected Oct 26. Methodology
Short Squeeze Score
76/100
Short interest 29.4% of shares — P100 Days to cover 6.2 — P79 Price vs VWAP -11.2% — P37 Short-volume trend +3.3% — P66 Short interest change +3.3% — P59 Worst FTD 0.22% of shares — P90

Positioning score 75.9 + catalyst boost 0 (total capped at 100). This is a screening index, not a probability of a squeeze.

Method and coverage limits

Factor percentiles compare eligible primary operating-company stocks reporting short interest at the latest settlement date (2026-09-30). The weighted mean uses short interest 30%, days to cover 20%, price vs VWAP 15%, short-volume trend 15%, short-interest change 10%, and fails-to-deliver 10%. Missing factors redistribute their weight; incomplete coverage is not evidence of low risk. Price, volume, and earnings boosts add 10 each, capped at 20.

Shares outstanding are not free float. Borrow fees, utilization, lendable supply, recalls, and dealer inventory are not measured. Short-sale volume does not measure the change in open shorts; fails to deliver are not a borrow-cost measurement; price vs VWAP does not establish short sellers' entry prices. Earnings can move prices in either direction.

The weights are judgment-based, not calibrated to future squeeze outcomes. The separate options assessment below does not change this universe ranking.

Options positioning & squeeze sensitivity

Nearest expiration after today within 30 calendar days; same-day expirations and later maturities are excluded.

Open interest is incomplete, stale, or dated inconsistently; positioning totals are unavailable.

Open interest has both a buyer and a seller; it does not reveal dealer hedge direction. Gross gamma sums both calls and puts without netting and uses a local 1% price-change approximation. It measures sensitivity, not predicted buying or a squeeze probability.

Assessment prepared 2026-10-23 23:40 UTC. Options model values may come from a cached snapshot; their original computation time is not supplied. Open interest has its own effective date.

Short Interest History

Settlement Date Current Position Previous Position Change Days to Cover
2026-10-30 Scheduled
FINRA publishes Nov 10
— — — —
2026-10-15 Scheduled
FINRA publishes Oct 26
— — — —
2026-09-30 28,569,957 27,649,788 +920,169 6.23
2026-09-15 27,649,788 25,946,861 +1,702,927 6.86
2026-08-31 25,946,861 24,779,256 +1,167,605 6.22
2026-08-14 24,779,256 25,223,623 -444,367 4.65
2026-07-31 25,223,623 26,176,982 -953,359 7.31
2026-07-15 26,176,982 25,838,509 +338,473 7.13
2026-06-30 25,838,509 26,825,714 -987,205 5.57
2026-06-15 26,825,714 27,642,739 -817,025 5.74
2026-05-29 27,642,739 26,674,083 +968,656 5.78
2026-05-15 26,674,083 26,979,293 -305,210 5.01
2026-04-30 26,979,293 27,872,978 -893,685 6.46
2026-04-15 27,872,978 27,640,735 +232,243 6.62
2026-03-31 27,640,735 27,767,282 -126,547 5.66
2026-03-13 27,767,282 24,910,913 +2,856,369 5.17
2026-02-27 24,910,913 23,542,832 +1,368,081 4.73
2026-02-13 23,542,832 22,841,180 +701,652 3.21
2026-01-30 22,841,180 22,640,954 +200,226 7.53
2026-01-15 22,640,954 26,676,885 -4,035,931 4.91
2025-12-31 26,676,885 22,975,403 +3,701,482 5.83
2025-12-15 22,975,403 23,623,685 -648,282 5.54
2025-11-28 23,623,685 25,236,882 -1,613,197 4.42
2025-11-14 25,236,882 29,590,889 -4,354,007 2.87
2025-10-31 29,590,889 28,675,988 +914,901 4.79

Full FINRA short interest reporting calendar

Showing 1–23 of 23 settlements
Key facts CIK 1647639 CUSIP 91680M107 13F (30d) 49 filings 49 filers Visit website Investor relations