UPST · Upstart Holdings, Inc. · Shareholders & Ownership
$23.56
-0.30 (-1.24%)
At close · Oct 23
Return incl. dividend (before tax)
Market Cap
$2.29B
Shares
97.31M
Volume · Oct 23
1.71M
Avg daily vol (3M)
4.35M
Every disclosed holder of UPST in one list: 13F institutions, Schedule 13D and 13G filers, insiders (Forms 3, 4 and 5) and registered funds, each from its own latest filing. Holders nest by CIK and SEC reporting links, never by name, and each is summed once.
Who Owns UPST
13F quarter Sep 30, 2026, combined view: filers that have not filed yet carry their Jun 30, 2026 positions| Holder group | Shares | % Out |
|---|---|---|
| Institutional (13F) | 57,989,273 | 59.59% |
| Insiders (Forms 3, 4, 5) | 2,339,929 | 2.40% |
| 13D/G-only blocks | 17,434,939 | 17.92% |
| Remaining | 19,548,905 | 20.09% |
| Registered funds (N-PORT, not summed) | 17,604,009 | 18.09% |
Shares outstanding: 97,313,046, the issuer's latest cover-page count restated onto today's split basis.
13D/G-only counts each filer's latest 13D or 13G that no 13F report of the listing contains, that names no 13F filer and that no counted insider files. Funds are never summed: their shares sit inside their advisers' 13F reports.
Holders of UPST
| # | Holder | Shares | As of | Notes |
|---|---|---|---|---|
| 1 |
|
12,835,880 | ||
| 2 |
BlackRock, Inc.
13F
CIK 2012383 · Holding company · Jun 30, 2026
carried, not yet filed for the newest quarter
|
7,878,717 | ||
| 2.1 |
iShares Russell 2000 ETF
Fund
S000004344 · Registered fund · Jun 30, 2026
iShares Trust, not summed
|
2,196,722 | ||
| 2.2 |
iShares Russell 2000 Growth ETF
Fund
S000004343 · Registered fund · Jun 30, 2026
iShares Trust, not summed
|
789,977 | ||
| 2.3 |
BlackRock Advantage Small Cap Core Fund
Fund
S000039982 · Registered fund · May 29, 2026
BlackRock Funds, not summed
|
261,054 | ||
| 2.4 |
Master Small Cap Index Series
Fund
S000002716 · Registered fund · Jun 30, 2026
Quantitative Master Series LLC, not summed
|
156,473 | ||
| 2.5 |
iShares Core S&P Total U.S. Stock Market ETF
Fund
S000004317 · Registered fund · Jun 30, 2026
iShares Trust, not summed
|
121,138 | ||
| 3 |
D. E. Shaw & Co., L.P.
13G
CIK 1009268 · Registered investment adviser · Dec 31, 2024
Rule 13d-1(c), passive investor
|
4,599,059 | ||
| 4 |
VANGUARD PORTFOLIO MANAGEMENT LLC
13F
CIK 2100121 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
3,739,758 | ||
| 5 |
VANGUARD CAPITAL MANAGEMENT LLC
13F
CIK 2100119 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
3,698,553 | ||
| 6 |
VANGUARD TOTAL STOCK MARKET INDEX FUND
Fund
S000002848 · Registered fund · Jun 30, 2026
VANGUARD INDEX FUNDS, not summed
|
2,575,842 | ||
| 7 |
MORGAN STANLEY
13F
CIK 895421 · Holding company · Jun 30, 2026
carried, not yet filed for the newest quarter
|
2,414,712 | ||
| 7.1 |
E*TRADE No Fee Total Market Index Fund
Fund
S000090722 · Registered fund · Jul 31, 2026
E Trade Trust, not summed
|
48 | ||
| 8 |
GOLDMAN SACHS GROUP INC
13F
CIK 886982 · Holding company · Jun 30, 2026
carried, not yet filed for the newest quarter
|
2,395,222 | ||
| 8.1 |
Goldman Sachs Small Cap Equity Insights Fund
Fund
S000009329 · Registered fund · Jul 31, 2026
Goldman Sachs Trust, not summed
|
69,814 | ||
| 8.2 |
Goldman Sachs Small Cap Growth Insights Fund
Fund
S000014930 · Registered fund · Jul 31, 2026
Goldman Sachs Trust, not summed
|
34,349 | ||
| 8.3 |
Goldman Sachs Small Cap Value Insights Fund
Fund
S000014929 · Registered fund · Jul 31, 2026
Goldman Sachs Trust, not summed
|
24,084 | ||
| 8.4 |
Goldman Sachs Variable Insurance Trust Small Cap Equity Insights Fund
Fund
S000009355 · Registered fund · Jun 30, 2026
Goldman Sachs Variable Insurance Trust, not summed
|
17,961 | ||
| 8.5 |
Goldman Sachs Absolute Return Tracker Fund
Fund
S000020314 · Registered fund · Jun 30, 2026
GOLDMAN SACHS TRUST, not summed
|
486 | ||
| 9 |
MARSHALL WACE, LLP
13F
CIK 1318757 · Exempt reporting adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
2,370,690 | ||
| 10 |
GEODE CAPITAL MANAGEMENT, LLC
13F
CIK 1214717 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
2,228,631 | ||
| 11 |
|
2,118,467 | ||
| 11.1 |
State Street(R) SPDR(R) S&P Kensho New Economies Composite ETF
Fund
S000063362 · Registered fund · Jun 30, 2026
SPDR SERIES TRUST, not summed
|
48,312 | ||
| 11.2 |
STATE STREET SMALL/MID CAP EQUITY INDEX PORTFOLIO
Fund
S000050332 · Registered fund · Jun 30, 2026
STATE STREET INSTITUTIONAL INVESTMENT TRUST, not summed
|
30,603 | ||
| 11.3 |
State Street(R) SPDR(R) FactSet Innovative Technology ETF
Fund
S000051577 · Registered fund · Jun 30, 2026
SPDR SERIES TRUST, not summed
|
13,228 | ||
| 11.4 |
State Street(R) SPDR(R) Portfolio MSCI Global Stock Market ETF
Fund
S000036082 · Registered fund · Jun 30, 2026
SPDR INDEX SHARES FUNDS, not summed
|
2,234 | ||
| 11.5 |
State Street Total Return V.I.S. Fund
Fund
S000001637 · Registered fund · Jun 30, 2026
STATE STREET VARIABLE INSURANCE SERIES FUNDS INC, not summed
|
2,160 | ||
| 12 |
VANGUARD SMALL-CAP INDEX FUND
Fund
S000002845 · Registered fund · Jun 30, 2026
VANGUARD INDEX FUNDS, not summed
|
1,863,062 | ||
| 13 |
Clear Street Group Inc.
13F
CIK 1881567 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
1,829,063 | ||
| 14 |
BANK OF AMERICA CORP /DE/
13F
CIK 70858 · Bank · Jun 30, 2026
carried, not yet filed for the newest quarter
|
1,512,356 | ||
| 15 |
|
1,503,436 | ||
| 16 |
Halter Ferguson Financial Inc.
13F
CIK 1842665 · Registered investment adviser · Sep 30, 2026
|
1,416,483 | ||
| 17 |
|
1,172,616 | ||
| 18 |
|
1,135,682 | ||
| 19 |
|
1,128,975 | ||
| 20 |
BAILLIE GIFFORD & CO
13F
CIK 1088875 · Investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
1,083,157 | ||
| 21 |
VANGUARD SMALL-CAP GROWTH INDEX FUND
Fund
S000002846 · Registered fund · Jun 30, 2026
VANGUARD INDEX FUNDS, not summed
|
1,070,193 | ||
| 22 |
DIMENSIONAL FUND ADVISORS LP
13F
CIK 354204 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
1,059,769 | ||
| 22.1 |
U.S. SMALL CAP PORTFOLIO
Fund
S000000971 · Registered fund · Jul 31, 2026
DFA INVESTMENT DIMENSIONS GROUP INC, not summed
|
343,839 | ||
| 22.2 |
Dimensional U.S. Small Cap ETF
Fund
S000070906 · Registered fund · Jul 31, 2026
Dimensional ETF Trust, not summed
|
268,504 | ||
| 22.3 |
U.S. MICRO CAP PORTFOLIO
Fund
S000000948 · Registered fund · Jul 31, 2026
DFA INVESTMENT DIMENSIONS GROUP INC, not summed
|
179,489 | ||
| 22.4 |
U.S. Small Cap Growth Portfolio
Fund
S000039439 · Registered fund · Jul 31, 2026
DFA INVESTMENT DIMENSIONS GROUP INC, not summed
|
112,500 | ||
| 22.5 |
Dimensional U.S. Core Equity 2 ETF
Fund
S000070903 · Registered fund · Jul 31, 2026
Dimensional ETF Trust, not summed
|
16,131 | ||
| 23 |
VANGUARD EXTENDED MARKET INDEX FUND
Fund
S000002841 · Registered fund · Jun 30, 2026
VANGUARD INDEX FUNDS, not summed
|
967,405 | ||
| 24 |
CITADEL ADVISORS LLC
13F
CIK 1423053 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
955,585 | ||
| 25 |
SUSQUEHANNA INTERNATIONAL GROUP, LLP
13F
CIK 1446194 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
920,253 | ||
| 26 |
Point72 Asset Management, L.P.
13F
CIK 1603466 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
885,159 | ||
| 27 |
COATUE MANAGEMENT LLC
13F
CIK 1135730 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
870,947 | ||
| 28 |
CAPITAL FUND MANAGEMENT S.A.
13F
CIK 1323645 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
800,994 | ||
| 29 |
NORTHERN TRUST CORP
13F
CIK 73124 · Bank · Jun 30, 2026
carried, not yet filed for the newest quarter
|
785,102 | ||
| 29.1 |
Small Cap Index Fund
Fund
S000001245 · Registered fund · Jun 30, 2026
Northern Funds, not summed
|
43,337 | ||
| 29.2 |
Small Cap Core Fund
Fund
S000001244 · Registered fund · Jun 30, 2026
Northern Funds, not summed
|
8,021 | ||
| 29.3 |
FlexShares Morningstar US Market Factor Tilt Index Fund
Fund
S000033312 · Registered fund · Jul 31, 2026
FlexShares Trust, not summed
|
316 | ||
| 30 |
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
13F
CIK 884546 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
765,281 | ||
| 30.1 |
Schwab U.S. Small-Cap ETF
Fund
S000026636 · Registered fund · May 31, 2026
SCHWAB STRATEGIC TRUST, not summed
|
416,495 | ||
| 30.2 |
Schwab Small-Cap Index Fund
Fund
S000005912 · Registered fund · Jul 31, 2026
SCHWAB CAPITAL TRUST, not summed
|
207,834 | ||
| 30.3 |
Schwab U.S. Broad Market ETF
Fund
S000026631 · Registered fund · May 31, 2026
SCHWAB STRATEGIC TRUST, not summed
|
53,173 | ||
| 30.4 |
Schwab Total Stock Market Index Fund
Fund
S000005913 · Registered fund · Jul 31, 2026
SCHWAB CAPITAL TRUST, not summed
|
51,000 | ||
| 30.5 |
Schwab 1000 Index Fund
Fund
S000006807 · Registered fund · Jul 31, 2026
SCHWAB INVESTMENTS, not summed
|
27,252 | ||
| 31 |
MILLENNIUM MANAGEMENT LLC
13F
CIK 1273087 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
764,847 | ||
| 32 |
FMR LLC
13F
CIK 315066 · Holding company · Jun 30, 2026
carried, not yet filed for the newest quarter
|
706,548 | ||
| 32.1 |
Fidelity Small Cap Index Fund
Fund
S000033638 · Registered fund · Jul 31, 2026
Fidelity Salem Street Trust, not summed
|
936,082 | ||
| 32.2 |
Fidelity Enhanced Small Cap Core ETF
Fund
S000081807 · Registered fund · Jun 30, 2026
Fidelity Covington Trust, not summed
|
576,732 | ||
| 32.3 |
Fidelity Extended Market Index Fund
Fund
S000006021 · Registered fund · May 31, 2026
Fidelity Concord Street Trust, not summed
|
447,437 | ||
| 32.4 |
Fidelity Total Market Index Fund
Fund
S000006026 · Registered fund · May 31, 2026
Fidelity Concord Street Trust, not summed
|
163,608 | ||
| 32.5 |
Fidelity Series Total Market Index Fund
Fund
S000065248 · Registered fund · May 31, 2026
Fidelity Concord Street Trust, not summed
|
131,208 | ||
| 33 |
VANGUARD FIDUCIARY TRUST CO
13F
CIK 933478 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
603,257 | ||
| 34 |
Balyasny Asset Management L.P.
13F
CIK 1218710 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
556,759 | ||
| 35 |
|
476,578 | ||
| 36 |
HRT FINANCIAL LP
13F
CIK 1475597 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
458,072 | ||
| 37 |
Walleye Capital LLC
13F
CIK 1758720 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
449,131 | ||
| 38 |
VANGUARD RUSSELL 2000 INDEX FUND
Fund
S000030003 · Registered fund · May 31, 2026
VANGUARD SCOTTSDALE FUNDS, not summed
|
442,792 | ||
| 39 |
FIRST TRUST ADVISORS LP
13F
CIK 1125816 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
379,056 | ||
| 39.1 |
First Trust Small Cap Growth AlphaDEX Fund
Fund
S000031806 · Registered fund · Jul 31, 2026
First Trust Exchange-Traded AlphaDEX Fund, not summed
|
145,809 | ||
| 39.2 |
First Trust Small Cap Core AlphaDEX Fund
Fund
S000017339 · Registered fund · Jul 31, 2026
First Trust Exchange-Traded AlphaDEX Fund, not summed
|
24,621 | ||
| 39.3 |
First Trust Multi Cap Growth AlphaDEX Fund
Fund
S000017343 · Registered fund · Jul 31, 2026
First Trust Exchange-Traded AlphaDEX Fund, not summed
|
13,210 | ||
| 40 |
Pathstone Holdings, LLC
13F
CIK 2011612 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
335,278 | ||
| 41 |
Squarepoint Ops LLC
13F
CIK 1642575 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
330,114 | ||
| 42 |
First Trust Nasdaq Artificial Intelligence and Robotics ETF
Fund
S000061316 · Registered fund · Jun 30, 2026
First Trust Exchange-Traded Fund VI, not summed
|
323,115 | ||
| 43 |
FRED ALGER MANAGEMENT, LLC
13F
CIK 3520 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
303,325 | ||
| 43.1 |
ALGER WEATHERBIE SPECIALIZED GROWTH FUND
Fund
S000009165 · Registered fund · Jul 31, 2026
ALGER FUNDS, not summed
|
166,706 | ||
| 43.2 |
Alger Dynamic Opportunities Fund
Fund
S000026226 · Registered fund · Jul 31, 2026
ALGER FUNDS II, not summed
|
23,498 | ||
| 44 |
Hidden Lake Asset Management LP
13F
CIK 1750312 · Registered investment adviser · Jun 30, 2026
carried, not yet filed for the newest quarter
|
281,614 | ||
| 45 |
Bank of New York Mellon Corp
13F
CIK 1390777 · Bank · Jun 30, 2026
carried, not yet filed for the newest quarter
|
273,245 | ||
| 45.1 |
BNY Mellon US Small Cap Core Equity ETF
Fund
S000067262 · Registered fund · Jul 31, 2026
BNY Mellon ETF Trust, not summed
|
3,228 | ||
| 46 |
|
268,547 | ||
| 46.1 |
Nuveen Small Cap Blend Index Fund
Fund
S000005367 · Registered fund · Jul 31, 2026
TIAA-CREF Funds, not summed
|
113,239 | ||
| 46.2 |
Nuveen Equity Index Fund
Fund
S000005360 · Registered fund · Jul 31, 2026
TIAA-CREF Funds, not summed
|
73,360 | ||
| 46.3 |
TIAA Separate Account VA-1 - Stock Index Account
Fund
S000005098 · Registered fund · Jun 30, 2026
TIAA Separate Account VA-1, not summed
|
1,821 | ||
| 46.4 |
Nuveen Life Stock Index Fund
Fund
S000005094 · Registered fund · Jun 30, 2026
TIAA-CREF Life Funds, not summed
|
1,255 | ||
| 47 |
Alberta Investment Management Corp
13F
CIK 1463559 · Non-US institution · Jun 30, 2026
carried, not yet filed for the newest quarter
|
238,800 | ||
| 48 |
BNP PARIBAS ARBITRAGE, SA
13F
CIK 1166588 · Non-US institution · Jun 30, 2026
carried, not yet filed for the newest quarter
|
236,584 | ||
| 49 |
HSBC HOLDINGS PLC
13F
CIK 873630 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
199,978 | ||
| 50 |
IMC-Chicago, LLC
13F
CIK 1452861 · Unknown · Jun 30, 2026
carried, not yet filed for the newest quarter
|
194,041 |
28 more nested rows are not shown here; Every filing lists them all.
Shares are restated onto today's split basis. Change compares each row with the same holder's previous filing in the same source; a dash means there is none to compare. Nested 13D/G, insider and fund rows are not summed, since a 13F report already holds them.
Showing 1–50 of 459 holders
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Key facts
CIK
1647639
CUSIP
91680M107
13F (30d)
49 filings
49 filers
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