UTGN · Utg Inc

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

This transaction is being reported to reflect the redemption by First Southern Funding, LLC of membership interests from one member. On March 6, 2026, First Southern Funding, LLC redeemed a member owning 9.4 units (1.21% interest). This redemption increased the membership interest of the reporting person (and his spouse) by 1.06%. The shares of UTG, Inc. reported as acquired represent 1.06% of the UTG shares owned by First Southern Funding, LLC. No separate price was stated for those shares. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

Gifted 500 shares to each of his 3 children. 1,500 shares total gifted at $59.80 per share.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

This Form 4A amends a Form 4 filing on September 5, 2025 that incorrectly listed the number of granted stock options as 5,000. The correct number should have been 3,750.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in 5 equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

These options were granted on September 4, 2025, pursuant to the terms of a stock option agreement under the 2025 Stock Option Plan. The options vest in five equal installments on each of the first five anniversaries of the date of grant, subject to the Reporting Person's continued service through each such date.

This transaction is being reported to reflect the redemption by First Southern Funding, LLC of membership interests from two members. On July 18, 2025 First Southern Funding, LLC redeemed 22.94 units (2.86% interest). This redemption increased the membership interest of the reporting person (and his spouse) by 2.47%. The shares of UTG, Inc. reported as acquired represent 2.47% of the UTG shares owned by First Southern Funding, LLC. No separate price was stated for those shares. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

This transaction is being reported to reflect the redemption by First Southern Funding, LLC of a member's interest. On May 30, 2025 First Southern Funding, LLC redeemed a member owning 44.75 units (5.28% interest). This redemption increased the membership interest of the reporting person (and his spouse) by 4.44%. The shares of UTG, Inc. reported as acquired represent 4.44% of the UTG shares owned by First Southern Funding, LLC. No separate price was stated for those shares. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is President and Manager of First Southern Funding, LLC. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

This transaction is being reported to reflect sale of First Southern Bancorp, Inc. shares by the reporting person. On September 23, 2024 the reporting person sold 11,575 shares (0.42% of those outstanding) at a price of $86.40 per First Southern Bancorp, Inc. share, decreasing his percentage ownership of First Southern Bancorp, Inc. by 0.17%. The shares of UTG, Inc. reported as sold represent 0.17% of the UTG shares owned by First Southern Bancorp, Inc. No separate price was stated for those shares. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is Chairman and President of First Southern Bancorp, Inc. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is Chairman and President of First Southern Bancorp, Inc. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

This transaction is being reported to reflect a gift of First Southern Bancorp, Inc. shares by the reporting person. On July 18, 2024 the reporting person gifted 5,896 shares (0.21% of those outstanding) of First Southern Bancorp, Inc. The shares of UTG, Inc. reported as gifted represent 0.21% of the UTG shares owned by First Southern Bancorp, Inc. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

The reporting person is Chairman and President of First Southern Bancorp, Inc. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.

This transaction is being reported to reflect a gift of First Southern Bancorp, Inc. shares by the reporting person. On February 13, 2024 the reporting person gifted 6,123 shares (0.22% of those outstanding) of First Southern Bancorp, Inc. The shares of UTG, Inc. reported as gifted represent 0.22% of the UTG shares owned by First Southern Bancorp, Inc. The reporting person disclaims beneficial ownership of the reported securities except to the extent of his pecuniary interest therein.