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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-12-18

On December 18, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.21%, down 0.01 percentage points from 6.22% on December 11, 2025, and down 0.39 percentage points from 6.60% on December 12, 2024. The reading was higher than 49% of the 311 earlier readings stored since January 2, 2020, and within a 52-week range of 6.17% to 7.04%.

Value
6.21
Percent
Change from prior reading
-0.01
-0.16%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2025-12-11 6.22 -0.01
1 month earlier 2025-11-13 6.24 -0.03
1 year earlier 2024-12-12 6.60 -0.39

Changes are in percentage points.

Percentile in stored history
49%
Higher than 153 of the 311 earlier readings stored since Jan 2, 2020
52-week range
6.17% to 7.04%
Low on Oct 30, 2025, high on Jan 16, 2025

Readings around Dec 18, 2025

52 readings from Jun 26, 2025 to Jun 18, 2026; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.