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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-12-24

On December 24, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.18%, down 0.03 percentage points from 6.21% on December 18, 2025, and down 0.54 percentage points from 6.72% on December 19, 2024. The reading was higher than 48% of the 312 earlier readings stored since January 2, 2020, and within a 52-week range of 6.17% to 7.04%.

Value
6.18
Percent
Change from prior reading
-0.03
-0.48%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2025-12-18 6.21 -0.03
1 month earlier 2025-11-20 6.26 -0.08
1 year earlier 2024-12-19 6.72 -0.54

Changes are in percentage points.

Percentile in stored history
48%
Higher than 150 of the 312 earlier readings stored since Jan 2, 2020
52-week range
6.17% to 7.04%
Low on Oct 30, 2025, high on Jan 16, 2025

Readings around Dec 24, 2025

52 readings from Jun 26, 2025 to Jun 18, 2026; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.