30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2025-12-31
On December 31, 2025, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.15%, down 0.03 percentage points from 6.18% on December 24, 2025, and down 0.70 percentage points from 6.85% on December 26, 2024. The reading was higher than 47% of the 313 earlier readings stored since January 2, 2020, and within a 52-week range of 6.15% to 7.04%.
Value
6.15
Percent
Change from prior reading
-0.03
-0.49%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2025-12-24 | 6.18 | -0.03 |
| 1 month earlier | 2025-11-26 | 6.23 | -0.08 |
| 1 year earlier | 2024-12-26 | 6.85 | -0.70 |
Changes are in percentage points.
Percentile in stored history
47%
Higher than 148 of the 313 earlier readings stored since Jan 2, 2020
Readings around Dec 31, 2025
52 readings from Jul 3, 2025 to Jun 25, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.