30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-01-08
On January 8, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.16%, up 0.01 percentage points from 6.15% on December 31, 2025, and down 0.75 percentage points from 6.91% on January 2, 2025. The reading was higher than 47% of the 314 earlier readings stored since January 2, 2020, and within a 52-week range of 6.15% to 7.04%.
Value
6.16
Percent
Change from prior reading
+0.01
+0.16%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2025-12-31 | 6.15 | +0.01 |
| 1 month earlier | 2025-12-04 | 6.19 | -0.03 |
| 1 year earlier | 2025-01-02 | 6.91 | -0.75 |
Changes are in percentage points.
Percentile in stored history
47%
Higher than 150 of the 314 earlier readings stored since Jan 2, 2020
Readings around Jan 8, 2026
53 readings from Jul 10, 2025 to Jul 9, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.