30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-01-15
On January 15, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.06%, down 0.10 percentage points from 6.16% on January 8, 2026, and down 0.87 percentage points from 6.93% on January 9, 2025. The reading was higher than 45% of the 315 earlier readings stored since January 2, 2020, and within a 52-week range of 6.06% to 7.04%.
Value
6.06
Percent
Change from prior reading
-0.10
-1.62%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-01-08 | 6.16 | -0.10 |
| 1 month earlier | 2025-12-11 | 6.22 | -0.16 |
| 1 year earlier | 2025-01-09 | 6.93 | -0.87 |
Changes are in percentage points.
Percentile in stored history
45%
Higher than 142 of the 315 earlier readings stored since Jan 2, 2020
Readings around Jan 15, 2026
53 readings from Jul 17, 2025 to Jul 16, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.