30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-01-22
On January 22, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.09%, up 0.03 percentage points from 6.06% on January 15, 2026, and down 0.95 percentage points from 7.04% on January 16, 2025. The reading was higher than 45% of the 316 earlier readings stored since January 2, 2020, and within a 52-week range of 6.06% to 6.96%.
Value
6.09
Percent
Change from prior reading
+0.03
+0.50%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-01-15 | 6.06 | +0.03 |
| 1 month earlier | 2025-12-18 | 6.21 | -0.12 |
| 1 year earlier | 2025-01-16 | 7.04 | -0.95 |
Changes are in percentage points.
Percentile in stored history
45%
Higher than 144 of the 316 earlier readings stored since Jan 2, 2020
Readings around Jan 22, 2026
53 readings from Jul 24, 2025 to Jul 23, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.