30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-01-29
On January 29, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.10%, up 0.01 percentage points from 6.09% on January 22, 2026, and down 0.86 percentage points from 6.96% on January 23, 2025. The reading was higher than 46% of the 317 earlier readings stored since January 2, 2020, and within a 52-week range of 6.06% to 6.95%.
Value
6.10
Percent
Change from prior reading
+0.01
+0.16%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-01-22 | 6.09 | +0.01 |
| 1 month earlier | 2025-12-24 | 6.18 | -0.08 |
| 1 year earlier | 2025-01-23 | 6.96 | -0.86 |
Changes are in percentage points.
Percentile in stored history
46%
Higher than 147 of the 317 earlier readings stored since Jan 2, 2020
Readings around Jan 29, 2026
53 readings from Jul 31, 2025 to Jul 30, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.