30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-02-05
On February 5, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 6.11%, up 0.01 percentage points from 6.10% on January 29, 2026, and down 0.84 percentage points from 6.95% on January 30, 2025. The reading was higher than 46% of the 318 earlier readings stored since January 2, 2020, and within a 52-week range of 6.06% to 6.89%.
Value
6.11
Percent
Change from prior reading
+0.01
+0.16%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-01-29 | 6.10 | +0.01 |
| 1 month earlier | 2025-12-31 | 6.15 | -0.04 |
| 1 year earlier | 2025-01-30 | 6.95 | -0.84 |
Changes are in percentage points.
Percentile in stored history
46%
Higher than 148 of the 318 earlier readings stored since Jan 2, 2020
Readings around Feb 5, 2026
53 readings from Aug 7, 2025 to Aug 6, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.