30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-10-01
On October 1, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 7.28%, up 0.25 percentage points from 7.03% on September 24, 2026, and up 0.98 percentage points from 6.30% on September 25, 2025. The reading was higher than 97% of the 352 earlier readings stored since January 2, 2020, and within a 52-week range of 5.98% to 7.28%.
Value
7.28
Percent
Change from prior reading
+0.25
+3.56%
Series
Weekly · Housing
Change against earlier readings
| Compared with | Date | Value | Change |
|---|---|---|---|
| Previous reading | 2026-09-24 | 7.03 | +0.25 |
| 1 month earlier | 2026-08-27 | 6.66 | +0.62 |
| 1 year earlier | 2025-09-25 | 6.30 | +0.98 |
Changes are in percentage points.
Percentile in stored history
97%
Higher than 343 of the 352 earlier readings stored since Jan 2, 2020
Readings around Oct 1, 2026
33 readings from Apr 2, 2026 to Nov 12, 2026; the dot marks this reading.
More MORTGAGE30US data
This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.