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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-10-08

On October 8, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 7.40%, up 0.12 percentage points from 7.28% on October 1, 2026, and up 1.06 percentage points from 6.34% on October 2, 2025. The reading was higher than 98% of the 353 earlier readings stored since January 2, 2020, and within a 52-week range of 5.98% to 7.40%.

Value
7.40
Percent
Change from prior reading
+0.12
+1.65%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2026-10-01 7.28 +0.12
1 month earlier 2026-09-03 6.71 +0.69
1 year earlier 2025-10-02 6.34 +1.06

Changes are in percentage points.

Percentile in stored history
98%
Higher than 346 of the 353 earlier readings stored since Jan 2, 2020
52-week range
5.98% to 7.40%
Low on Feb 26, 2026, high on Oct 8, 2026

Readings around Oct 8, 2026

32 readings from Apr 9, 2026 to Nov 12, 2026; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.