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30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) on 2026-10-22

On October 22, 2026, the 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US) was 7.32%, down 0.08 percentage points from 7.40% on October 15, 2026, and up 1.05 percentage points from 6.27% on October 16, 2025. The reading was higher than 97% of the 355 earlier readings stored since January 2, 2020, and within a 52-week range of 5.98% to 7.40%.

Value
7.32
Percent
Change from prior reading
-0.08
-1.08%
Series
Weekly · Housing

Change against earlier readings

Compared with Date Value Change
Previous reading 2026-10-15 7.40 -0.08
1 month earlier 2026-09-17 6.95 +0.37
1 year earlier 2025-10-16 6.27 +1.05

Changes are in percentage points.

Percentile in stored history
97%
Higher than 346 of the 355 earlier readings stored since Jan 2, 2020
52-week range
5.98% to 7.40%
Low on Feb 26, 2026, high on Oct 8, 2026

Readings around Oct 22, 2026

30 readings from Apr 23, 2026 to Nov 12, 2026; the dot marks this reading.

This is a historical observation from Federal Reserve Economic Data. Units and frequency are shown as supplied for the series.