ADIRONDACK RETIREMENT SPECIALISTS, INC.

Pension

CIK

1841016

Location

QUEENSBURY, NY

Portfolio Value

Micro $95,209,244

Diversification

Diversified

Filing Date

Global Rank

#4,776 / 6,929 ▼ 17 · as of Sep 2023

Top Industry

Banks - Regional 19.6%

3Y Alpha vs SPY

+3.5%

Period ended 2 years ago

Filed Oct 24, 2023 · 2y

12 quarters · since Dec 2020

Clone Performance

Sep 2023–Apr 2024 · vs SPY

Hypothetical growth of buying every stock this filer reported holding, rebalancing on each filing and indexed to the same start. Option positions cannot be bought this way and are left out.

Cloned portfolio

+15.2%

SPY

+13.2%

Annualised alpha

+3.5%

Max drawdown

−11.0%

Estimate. 13F holdings are quarter-lagged, so the clone rebalances about 45 days after each period end — when the filing becomes public — and it excludes option and short positions. Returns use comparable raw closes and exclude dividends. Captured split ratios restate closes onto one basis; only an unusable ratio can exclude earlier closes for that listing. It tracks 100% of reported value on average across 2 quarters.ADIRONDACK RETIREMENT SPECIALISTS, INC. has stopped filing, so the simulation ends in Apr 2024 — where its last reported portfolio went stale — rather than trading that portfolio forward to today. Past performance does not predict future results.

Portfolio Concentration

21 tracked positions · as of Sep 30, 2023 · Δ vs Jun 30, 2023

Top Position

16.4%

+1.2 pts

Top 5

57.2%

−1.4 pts

Top 10

81.2%

−2.5 pts

HHI

877

Diversified−10

Portfolio Trend

12 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2023

Sector	% Portfolio	Value	Positions
Financial Services	31.6%	$30,117,745	4
Technology	18.4%	$17,488,514	7
Consumer Cyclical	17.4%	$16,563,570	3
Communication Services	14.2%	$13,559,140	1
Industrials	10.2%	$9,748,931	1
Energy	6.3%	$5,973,654	3
Consumer Defensive	1.5%	$1,400,535	1
Unclassified	0.4%	$357,155	1

Last Quarter's Activity

Export CSV

Sep 30, 2023 vs Jun 30, 2023

Added To

Positions the filer increased

10 positions

Ticker	Company	Δ Shares	Shares	Value
DAKT	Daktronics Inc /Sd/	+209,833	581,736	$5,189,085
CALY	Callaway Golf Co	+91,940	197,495	$2,733,330
CWH	Camping World Holdings, Inc.	+62,519	305,294	$6,231,050
IDT	Idt Corp	+51,694	614,927	$13,559,140
TBBK	Bancorp, Inc.	+37,786	84,332	$2,909,454
CASH	Pathward Financial, Inc.	+10,908	339,709	$15,657,187
ESLT	Elbit Systems Ltd	+915	49,242	$9,748,931
DVN	Devon Energy Corp/De	+611	38,126	$1,818,610
GTLB	Gitlab Inc.	+508	59,949	$2,710,893
VLO	Valero Energy Corp/Tx	+32	22,655	$3,210,440
No positions match the current search.

Trimmed

Positions the filer reduced

10 positions

Ticker	Company	Δ Shares	Shares	Value
PAYS	Paysign, Inc.	−187,876	186,848	$364,353
MC	Moelis & Co	−66,008	81,120	$3,660,945
KKR	KKR & Co. Inc.	−42,204	128,087	$7,890,159
XPEL	XPEL, Inc.	−11,334	98,550	$7,599,190
GWRE	Guidewire Software, Inc.	−3,279	46,120	$4,150,800
SHOP	Shopify Inc.	−2,461	66,239	$3,614,662
OUNZ	VanEck Merk Gold ETF	−259	19,964	$357,155
AAPL	Apple Inc.	−110	4,300	$736,203
COST	Costco Wholesale Corp /New	−17	2,479	$1,400,535
TPL	Texas Pacific Land Corp	−1	518	$944,604
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
NVDA	Nvidia Corp	1,661	$722,518
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
MSFT	Microsoft Corp	611	$208,069
SGOL	abrdn Gold ETF Trust	9,526	$174,992
BDX	Becton Dickinson & Co	600	$158,405
AMZN	Amazon Com Inc	1,110	$144,699
BRK-B	Berkshire Hathaway Inc	283	$96,503
V	Visa Inc.	360	$85,492
ORCL	Oracle Corp	600	$71,454
JNJ	Johnson & Johnson	410	$67,863
SIVR	abrdn Silver ETF Trust	2,459	$53,729
ABBV	AbbVie Inc.	346	$46,616
MS	Morgan Stanley	532	$45,432
—		209	$39,557
GOOGL	Alphabet Inc.	320	$38,481
META	Meta Platforms, Inc.	115	$33,002
MFC	Manulife Financial Corp	1,536	$29,045
SMTI	Sanara MedTech Inc.	567	$22,736
PEP	Pepsico Inc	116	$21,485
BALL	BALL Corp	350	$20,373
PFE	Pfizer Inc	500	$18,340
LLY	ELI LILLY & Co	35	$16,414
MCD	Mcdonalds Corp	50	$14,920
JOE	ST JOE Co	296	$14,308
GE	General Electric Co	125	$13,731
DIS	Walt Disney Co	153	$13,659
TSLA	Tesla, Inc.	46	$12,041
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

21 tracked positions · $95,209,244 total · filing declares 24 positions · $128,645,739 · as of Sep 30, 2023

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
CASH	Pathward Financial, Inc. Financial Services	Added	339,709	+10,908	$15,657,187	+2.7%	16.45%
IDT	Idt Corp Communication Services	Added	614,927	+51,694	$13,559,140	−6.9%	14.24%
ESLT	Elbit Systems Ltd Industrials	Added	49,242	+915	$9,748,931	−3.5%	10.24%
KKR	KKR & Co. Inc. Financial Services	Reduced	128,087	-42,204	$7,890,159	−17.3%	8.29%
XPEL	XPEL, Inc. Consumer Cyclical	Reduced	98,550	-11,334	$7,599,190	−17.9%	7.98%
CWH	Camping World Holdings, Inc. Consumer Cyclical	Added	305,294	+62,519	$6,231,050	−14.7%	6.54%
DAKT	Daktronics Inc /Sd/ Technology	Added	581,736	+209,833	$5,189,085	+118.0%	5.45%
GWRE	Guidewire Software, Inc. Technology	Reduced	46,120	-3,279	$4,150,800	+10.4%	4.36%
MC	Moelis & Co Financial Services	Reduced	81,120	-66,008	$3,660,945	−45.1%	3.85%
SHOP	Shopify Inc. Technology	Reduced	66,239	-2,461	$3,614,662	−18.6%	3.80%
VLO	Valero Energy Corp/Tx Energy	Added	22,655	+32	$3,210,440	+21.0%	3.37%
TBBK	Bancorp, Inc. Financial Services	Added	84,332	+37,786	$2,909,454	+91.4%	3.06%
CALY	Callaway Golf Co Consumer Cyclical	Added	197,495	+91,940	$2,733,330	+30.5%	2.87%
GTLB	Gitlab Inc. Technology	Added	59,949	+508	$2,710,893	−10.8%	2.85%
DVN	Devon Energy Corp/De Energy	Added	38,126	+611	$1,818,610	+0.3%	1.91%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	2,479	-17	$1,400,535	+4.2%	1.47%
TPL	Texas Pacific Land Corp Energy	Reduced	518	-1	$944,604	+38.2%	0.99%
AAPL	Apple Inc. Technology	Reduced	4,300	-110	$736,203	−13.9%	0.77%
NVDA	Nvidia Corp Technology	NEW	1,661	NEW	$722,518	NEW	0.76%
PAYS	Paysign, Inc. Technology	Reduced	186,848	-187,876	$364,353	−60.3%	0.38%
OUNZ	VanEck Merk Gold ETF	Reduced	19,964	-259	$357,155	−5.0%	0.38%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.