ADIRONDACK RETIREMENT SPECIALISTS, INC.

CIK

1841016

Location

QUEENSBURY, NY

Portfolio Value

Small $128,646,092

Diversification

Diversified

Filing Date

Global Rank

#5,001 / 7,029 ▲ 393 · as of Sep 2023

Top Industry

Banks - Regional 19.6%

Period ended 3 years ago

Filed Oct 24, 2023 · 2y

12 quarters · since Dec 2020

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Unknown

Portfolio style

Measured from the filed 13F common-share book for Sep 30, 2023, never from the firm's own description.

Style

Concentrated

The top 10 positions are 79.6% of the book (60%+)

Turnover

Medium turnover

39.3% over the last four quarters (30% to under 100%)

Horizon

Medium horizon

Value-weighted holding period 6.8 quarters (4 to under 12)

Closest benchmark: the Nasdaq-100 as of 2023-09-30, active share 97.8%; sector active share 37.2% against the combined 13F book's sector weights.

Over time 12 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

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Portfolio Concentration

24 tracked positions · as of Sep 30, 2023 · Δ vs Jun 30, 2023

Top Position

15.7%

+3.5 pts

Top 5

55.5%

+4.4 pts

Top 10

79.6%

−1.1 pts

HHI

817

Diversified+65

Portfolio Trend

12 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2023

Sector	% Portfolio	Value	Positions
Unclassified	26.3%	$33,794,003	4
Financial Services	23.4%	$30,117,745	4
Technology	13.6%	$17,488,514	7
Consumer Cyclical	12.9%	$16,563,570	3
Communication Services	10.5%	$13,559,140	1
Industrials	7.6%	$9,748,931	1
Energy	4.6%	$5,973,654	3
Consumer Defensive	1.1%	$1,400,535	1

Last Quarter's Activity

Export CSV

Sep 30, 2023 vs Jun 30, 2023

Added To

Positions the filer increased

13 positions

Ticker	Company	Δ Shares	Shares	Value
DAKT	Daktronics Inc /Sd/	+209,833	581,736	$5,189,085
TBIL	F/m US Treasury 3 Month Bill Fund	+160,765	403,937	$20,225,125
CALY	Callaway Golf Co	+91,940	197,495	$2,733,330
CWH	Camping World Holdings, Inc.	+62,519	305,294	$6,231,050
IDT	Idt Corp	+51,694	614,927	$13,559,140
TBBK	Bancorp, Inc.	+37,786	84,332	$2,909,454
CASH	Pathward Financial, Inc.	+10,908	339,709	$15,657,187
USFR	WisdomTree Floating Rate Treasury Fund	+9,452	241,808	$12,167,778
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	+924	10,104	$1,043,945
ESLT	Elbit Systems Ltd	+915	49,242	$9,748,931
DVN	Devon Energy Corp/De	+611	38,126	$1,818,610
GTLB	Gitlab Inc.	+508	59,949	$2,710,893
VLO	Valero Energy Corp/Tx	+32	22,655	$3,210,440
No positions match the current search.

Trimmed

Positions the filer reduced

10 positions

Ticker	Company	Δ Shares	Shares	Value
PAYS	Paysign, Inc.	−187,876	186,848	$364,353
MC	Moelis & Co	−66,008	81,120	$3,660,945
KKR	KKR & Co. Inc.	−42,204	128,087	$7,890,159
XPEL	XPEL, Inc.	−11,334	98,550	$7,599,190
GWRE	Guidewire Software, Inc.	−3,279	46,120	$4,150,800
SHOP	Shopify Inc.	−2,461	66,239	$3,614,662
OUNZ	VanEck Merk Gold ETF	−259	19,964	$357,155
AAPL	Apple Inc.	−110	4,300	$736,203
COST	Costco Wholesale Corp /New	−17	2,479	$1,400,535
TPL	Texas Pacific Land Corp	−1	518	$944,604
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
NVDA	Nvidia Corp	1,661	$722,518
No positions match the current search.

Sold Out

Positions the filer fully exited

25 positions

Ticker	Company	Shares	Value
MSFT	Microsoft Corp	611	$208,069
SGOL	abrdn Gold ETF Trust	9,526	$174,992
BDX	Becton Dickinson & Co	600	$158,405
AMZN	Amazon Com Inc	1,110	$144,699
BRK-B	Berkshire Hathaway Inc	283	$96,503
DES	WisdomTree U.S. SmallCap Dividend Fund	3,200	$92,128
V	Visa Inc.	360	$85,492
ORCL	Oracle Corp	600	$71,454
JNJ	Johnson & Johnson	410	$67,863
SIVR	abrdn Silver ETF Trust	2,459	$53,729
ABBV	AbbVie Inc.	346	$46,616
MS	Morgan Stanley	532	$45,432
—		209	$39,557
META	Meta Platforms, Inc.	115	$33,002
MFC	Manulife Financial Corp	1,536	$29,045
SMTI	Sanara MedTech Inc.	567	$22,736
GOOGL	Alphabet Inc.	180	$21,546
PEP	Pepsico Inc	116	$21,485
BALL	BALL Corp	350	$20,373
PFE	Pfizer Inc	500	$18,340
GOOG	Alphabet Inc.	140	$16,935
LLY	ELI LILLY & Co	35	$16,414
MCD	Mcdonalds Corp	50	$14,920
JOE	ST JOE Co	296	$14,308
GE	General Electric Co	125	$13,731
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

24 tracked positions · $128,646,092 total · filing declares 24 positions · $128,645,739 · as of Sep 30, 2023

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Industrials Technology

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	Held (qtrs)	Est. cost/share	% of Portfolio
TBIL	F/m US Treasury 3 Month Bill Fund	Added	403,937	+160,765	$20,225,125	+66.0%	3	$49.98	15.72%
CASH	Pathward Financial, Inc. Financial Services	Added	339,709	+10,908	$15,657,187	+2.7%	3	$46.89	12.17%
IDT	Idt Corp Communication Services	Added	614,927	+51,694	$13,559,140	−6.9%	9	$33.44	10.54%
USFR	WisdomTree Floating Rate Treasury Fund	Added	241,808	+9,452	$12,167,778	+4.1%	3	unpriced	9.46%
ESLT	Elbit Systems Ltd Industrials	Added	49,242	+915	$9,748,931	−3.5%	12	before history	7.58%
KKR	KKR & Co. Inc. Financial Services	Reduced	128,087	-42,204	$7,890,159	−17.3%	11	$50.20	6.13%
XPEL	XPEL, Inc. Consumer Cyclical	Reduced	98,550	-11,334	$7,599,190	−17.9%	12	before history	5.91%
CWH	Camping World Holdings, Inc. Consumer Cyclical	Added	305,294	+62,519	$6,231,050	−14.7%	11	$29.67	4.84%
DAKT	Daktronics Inc /Sd/ Technology	Added	581,736	+209,833	$5,189,085	+118.0%	3	$5.47	4.03%
GWRE	Guidewire Software, Inc. Technology	Reduced	46,120	-3,279	$4,150,800	+10.4%	12	before history	3.23%
MC	Moelis & Co Financial Services	Reduced	81,120	-66,008	$3,660,945	−45.1%	12	before history	2.85%
SHOP	Shopify Inc. Technology	Reduced	66,239	-2,461	$3,614,662	−18.6%	12	before history	2.81%
VLO	Valero Energy Corp/Tx Energy	Added	22,655	+32	$3,210,440	+21.0%	5	$117.21	2.50%
TBBK	Bancorp, Inc. Financial Services	Added	84,332	+37,786	$2,909,454	+91.4%	2	$33.31	2.26%
CALY	Callaway Golf Co Consumer Cyclical	Added	197,495	+91,940	$2,733,330	+30.5%	2	$18.86	2.12%
GTLB	Gitlab Inc. Technology	Added	59,949	+508	$2,710,893	−10.8%	7	$48.55	2.11%
DVN	Devon Energy Corp/De Energy	Added	38,126	+611	$1,818,610	+0.3%	5	$59.92	1.41%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	2,479	-17	$1,400,535	+4.2%	12	before history	1.09%
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Added	10,104	+924	$1,043,945	+7.2%	3	$107.51	0.81%
TPL	Texas Pacific Land Corp Energy	Reduced	518	-1	$944,604	+38.2%	5	$1,808.97	0.73%
AAPL	Apple Inc. Technology	Reduced	4,300	-110	$736,203	−13.9%	12	before history	0.57%
NVDA	Nvidia Corp Technology	NEW	1,661	NEW	$722,518	NEW	1	$448.03	0.56%
PAYS	Paysign, Inc. Technology	Reduced	186,848	-187,876	$364,353	−60.3%	12	before history	0.28%
OUNZ	VanEck Merk Gold ETF	Reduced	19,964	-259	$357,155	−5.0%	5	$17.23	0.28%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.