Sensible Money, LLC

Registered adviser

CIK

1965229

Location

SCOTTSDALE, AZ

Portfolio Value

Small $382,139,268

Diversification

Highly concentrated

Filing Date

Global Rank

#4,435 / 8,811 ▼ 154 · as of Jun 2026

Top Industry

Consumer Electronics 26.9%

Period ended 21 days ago

Filed Oct 20, 2026 · 1d

16 quarters · since Dec 2022

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Oct 1, 2026

Form ADV adviser

CRD 158641

Roster of Oct 1, 2026

Regulatory AUM

$742,532,213

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Oct 2026	$742,532,213	Individuals and high net worth (100%)
Apr 2025 to Mar 2026	$603,666,166	Individuals and high net worth (100%)
Mar 2024 to Mar 2025	$515,475,878	Individuals and high net worth (100%)
May 2023 to Feb 2024	$422,225,182	Individuals and high net worth (100%)
Apr 2023	$422,225,182	Individuals and high net worth (100%)
Mar 2022 to Mar 2023	$405,671,398	Individuals and high net worth (100%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 94.0% of the book (60%+)

Turnover

Low turnover

5.5% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 14.6 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 90.8%; sector active share 85.8% against the combined 13F book's sector weights.

Over time 15 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

105 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

83.8%

+2.2 pts

Top 5

91.3%

+1.0 pts

Top 10

95.2%

+1.2 pts

HHI

7,045

Highly concentrated+354

Portfolio Trend

16 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	95.5%	$365,117,559	81
Technology	2.1%	$7,878,970	7
Communication Services	0.6%	$2,470,833	2
Financial Services	0.6%	$2,330,457	8
Basic Materials	0.6%	$2,243,850	1
Consumer Cyclical	0.2%	$824,188	1
Healthcare	0.2%	$780,042	3
Energy	0.1%	$250,309	1
Consumer Defensive	0.1%	$243,060	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
DFAC	Dimensional U.S. Core Equity 2 ETF	+122,388	2,344,144	$104,197,200
DFIC	Dimensional International Core Equity 2 ETF	+91,006	851,822	$32,037,025
DFAT	Dimensional U.S. Targeted Value ETF	+54,272	1,145,671	$76,118,381
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	+35,937	787,359	$31,273,899
DFEV	Dimensional Emerging Markets Value ETF	+30,102	778,155	$32,993,772
SCHD	Schwab U.S. Dividend Equity ETF	+8,972	23,276	$757,168
BSCT	Invesco BulletShares 2029 Corporate Bond ETF	+4,654	30,225	$550,095
DFUS	Dimensional U.S. Equity Market ETF	+4,545	34,254	$2,844,109
BSCU	Invesco BulletShares 2030 Corporate Bond ETF	+4,188	35,945	$580,152
BSCR	Invesco BulletShares 2027 Corporate Bond ETF	+4,183	31,456	$614,807
BSCS	Invesco BulletShares 2028 Corporate Bond ETF	+3,861	48,387	$974,030
BSCQ	Invesco BulletShares 2026 Corporate Bond ETF	+2,805	26,503	$517,338
MOAT	VanEck Morningstar Wide Moat ETF	+2,647	5,236	$553,497
AVUV	Avantis U.S. Small Cap Value ETF	+1,549	3,811	$448,821
AVEM	Avantis Emerging Markets Equity ETF	+1,452	11,500	$1,081,230
DISV	Dimensional International Small Cap Value ETF	+1,202	320,954	$13,894,098
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	+441	9,954	$893,471
FPE	First Trust Preferred Securities and Income ETF	+356	19,226	$327,803
RWJ	Invesco Ltd.	+322	13,809	$0
ABBV	AbbVie Inc.	+232	1,177	$307,891
DFAW	Dimensional World Equity ETF	+222	8,847	$728,196
MSFT	Microsoft Corp	+213	2,632	$1,349,952
IBM	International Business Machines Corp	+141	1,092	$240,163
JNJ	Johnson & Johnson	+127	988	$261,563
SPLV	Invesco S&P 500 Low Volatility ETF	+100	6,703	$472,628
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	−19,651	655,663	$24,272,644
FCX	Freeport-Mcmoran Inc	−6,313	32,055	$2,243,850
EZM	WisdomTree U.S. MidCap Fund	−5,933	5,933	$425,040
VEA	Vanguard FTSE Developed Markets ETF	−4,687	24,593	$1,736,511
IJR	iShares Core S&P Small-Cap ETF	−2,999	4,484	$610,003
VWO	VANGUARD EMERGING MARKETS STOCK INDEX FUND	−2,451	3,739	$221,760
FNDC	Schwab Fundamental International Small Equity ETF	−2,017	9,079	$452,406
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−1,658	6,430	$2,406,363
PREF	Principal Spectrum Preferred Securities Active ETF	−1,651	10,038	$184,197
VUG	VANGUARD GROWTH INDEX FUND	−1,287	2,916	$262,760
SCHA	Schwab U.S. Small-Cap ETF	−707	126,150	$4,116,274
FNDE	Schwab Fundamental Emerging Markets Equity ETF	−646	83,568	$3,498,992
SLYG	State Street(R) SPDR(R) S & P 600(TM) Small Cap Growth ETF	−633	3,164	$338,453
NVDA	Nvidia Corp	−582	3,346	$764,159
IEMG	iShares Trust	−317	22,102	$0
GOOGL	Alphabet Inc.	−311	4,425	$1,522,554
RSPH	Victory Portfolios II	−266	21,559	$0
AAPL	Apple Inc.	−253	13,740	$4,575,694
VB	Vanguard Index Funds	−252	1,159	$329,723
SLYV	State Street(R) SPDR(R) S & P 600(TM) Small Cap Value ETF	−193	19,602	$2,002,344
SPY	Spdr S&P 500 ETF Trust	−175	2,674	$2,039,272
GOOG	Alphabet Inc.	−152	2,783	$948,279
AMZN	Amazon Com Inc	−112	3,308	$824,188
INTC	Intel Corp	−50	1,858	$223,387
ITOT	iShares Core S&P Total U.S. Stock Market ETF	−40	2,632	$437,648
No positions match the current search.

New Positions

Positions the filer opened this quarter

12 positions

Ticker	Company	Shares	Value
SGOV	iShares 0-3 Month Treasury Bond ETF	5,739	$577,802
DFUV	Dimensional U.S. Marketwide Value ETF	8,563	$470,965
AMKR	Amkor Technology, Inc.	8,913	$466,862
GSIE	Goldman Sachs ActiveBeta(R) International Equity ETF	5,949	$272,702
DFIV	Dimensional International Value ETF	4,784	$267,234
ILCG	iShares Morningstar Growth ETF	2,267	$265,170
XOM	ExxonMobil Holdings Corp	1,538	$250,309
BSCV		15,607	$246,122
BSMT	Invesco BulletShares 2029 Municipal Bond ETF	9,692	$215,772
BSMS	Invesco BulletShares 2028 Municipal Bond ETF	9,196	$209,677
BSMR	Invesco BulletShares 2027 Municipal Bond ETF	8,803	$204,784
PSEC	Prospect Capital Corp	18,676	$38,846
No positions match the current search.

Sold Out

Positions the filer fully exited

8 positions

Ticker	Company	Shares	Value
LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF	4,637	$505,757
PANW	Palo Alto Networks Inc	1,091	$372,052
VTV	VANGUARD VALUE INDEX FUND	1,671	$364,161
SCHP	Schwab U.S. TIPS ETF	9,897	$262,270
FTAI	FTAI Aviation Ltd.	953	$257,815
VNQ	VANGUARD REAL ESTATE INDEX FUND	2,304	$222,174
BND	VANGUARD TOTAL BOND MARKET INDEX FUND	2,799	$205,474
BFOR	Barrons 400 ETF	3,236	$77,356
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

105 tracked positions · $382,139,268 total · filing declares 105 positions · $388,805,046 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Technology

Showing 1–50 of 105 positions by value · page 1 of 3

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
DFAC	Dimensional U.S. Core Equity 2 ETF	Added	2,344,144	+122,388	$104,197,200	+5.7%	27.27%
DFAT	Dimensional U.S. Targeted Value ETF	Added	1,145,671	+54,272	$76,118,381	−0.2%	19.92%
DFEV	Dimensional Emerging Markets Value ETF	Added	778,155	+30,102	$32,993,772	+3.4%	8.63%
DFIC	Dimensional International Core Equity 2 ETF	Added	851,822	+91,006	$32,037,025	+13.0%	8.38%
DFEM	Dimensional Emerging Markets Core Equity 2 ETF	Added	787,359	+35,937	$31,273,899	+2.4%	8.18%
DFAX	Dimensional World ex. U.S. Core Equity 2 ETF	Reduced	655,663	-19,651	$24,272,644	−2.4%	6.35%
DISV	Dimensional International Small Cap Value ETF	Added	320,954	+1,202	$13,894,098	+8.3%	3.64%
AAPL	Apple Inc. Technology	Reduced	13,740	-253	$4,575,694	+13.0%	1.20%
SCHA	Schwab U.S. Small-Cap ETF	Reduced	126,150	-707	$4,116,274	−10.2%	1.08%
FNDE	Schwab Fundamental Emerging Markets Equity ETF	Reduced	83,568	-646	$3,498,992	+4.7%	0.92%
DFUS	Dimensional U.S. Equity Market ETF	Added	34,254	+4,545	$2,844,109	+16.8%	0.74%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Reduced	6,430	-1,658	$2,406,363	−19.6%	0.63%
FCX	Freeport-Mcmoran Inc Basic Materials	Reduced	32,055	-6,313	$2,243,850	−7.0%	0.59%
SPY	Spdr S&P 500 ETF Trust	Reduced	2,674	-175	$2,039,272	−4.1%	0.53%
SLYV	State Street(R) SPDR(R) S & P 600(TM) Small Cap Value ETF	Reduced	19,602	-193	$2,002,344	−7.3%	0.52%
IVV	iShares Core S&P 500 ETF	Added	2,505	+88	$1,918,454	+6.0%	0.50%
VEA	Vanguard FTSE Developed Markets ETF	Reduced	24,593	-4,687	$1,736,511	−16.8%	0.45%
IWV	iShares Russell 3000 ETF	Held	3,729	0	$1,609,660	+1.2%	0.42%
GOOGL	Alphabet Inc. Communication Services	Reduced	4,425	-311	$1,522,554	−10.0%	0.40%
QTEC	First Trust NASDAQ-100-Technology Sector Index Fund	Held	4,266	0	$1,406,628	−1.5%	0.37%
VOO	VANGUARD 500 INDEX FUND	Held	1,971	0	$1,381,395	+2.0%	0.36%
MSFT	Microsoft Corp Technology	Added	2,632	+213	$1,349,952	+49.6%	0.35%
AVEM	Avantis Emerging Markets Equity ETF	Added	11,500	+1,452	$1,081,230	+11.5%	0.28%
AVES	Avantis Emerging Markets Value ETF	Added	16,344	+3	$1,064,484	−0.7%	0.28%
BSCS	Invesco BulletShares 2028 Corporate Bond ETF	Added	48,387	+3,861	$974,030	+7.4%	0.25%
GOOG	Alphabet Inc. Communication Services	Reduced	2,783	-152	$948,279	−8.6%	0.25%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	1,842	-6	$917,223	−0.8%	0.24%
SPYM	State Street(R) SPDR(R) Portfolio S&P 500(R) ETF	Added	9,954	+441	$893,471	+6.9%	0.23%
USMV	iShares MSCI USA Min Vol Factor ETF	Held	8,653	0	$843,148	+1.0%	0.22%
AMZN	Amazon Com Inc Consumer Cyclical	Reduced	3,308	-112	$824,188	+1.1%	0.22%
NVDA	Nvidia Corp Technology	Reduced	3,346	-582	$764,159	−2.8%	0.20%
SCHD	Schwab U.S. Dividend Equity ETF	Added	23,276	+8,972	$757,168	+66.9%	0.20%
DFAW	Dimensional World Equity ETF	Added	8,847	+222	$728,196	+2.0%	0.19%
JPM	Jpmorgan Chase & Co Financial Services	Held	2,041	0	$675,224	+1.1%	0.18%
BSCR	Invesco BulletShares 2027 Corporate Bond ETF	Added	31,456	+4,183	$614,807	+14.9%	0.16%
IJR	iShares Core S&P Small-Cap ETF	Reduced	4,484	-2,999	$610,003	−45.0%	0.16%
DFLV	Dimensional US Large Cap Value ETF	Added	14,869	+51	$597,287	+1.9%	0.16%
BSCU	Invesco BulletShares 2030 Corporate Bond ETF	Added	35,945	+4,188	$580,152	+9.8%	0.15%
SGOV	iShares 0-3 Month Treasury Bond ETF	NEW	5,739	NEW	$577,802	NEW	0.15%
QQQ	Invesco Qqq Trust, Series 1	Reduced	774	-19	$572,581	−1.9%	0.15%
PDN	Invesco RAFI Developed Markets ex-U.S. Small-Mid ETF	Added	12,413	+26	$569,756	+2.3%	0.15%
MOAT	VanEck Morningstar Wide Moat ETF	Added	5,236	+2,647	$553,497	+105.6%	0.14%
BSCT	Invesco BulletShares 2029 Corporate Bond ETF	Added	30,225	+4,654	$550,095	+15.8%	0.14%
IEFA	iShares Core MSCI EAFE ETF	Added	5,607	+75	$543,206	+1.7%	0.14%
BSCQ	Invesco BulletShares 2026 Corporate Bond ETF	Added	26,503	+2,805	$517,338	+11.8%	0.14%
FDN	First Trust Dow Jones Internet Index Fund	Held	1,765	0	$509,114	+9.0%	0.13%
SPDW	State Street(R) SPDR(R) Portfolio Developed World ex-US ETF	Held	10,011	0	$502,652	−0.4%	0.13%
VBK	VANGUARD SMALL-CAP GROWTH INDEX FUND	Held	1,407	0	$475,326	−7.6%	0.12%
SPLV	Invesco S&P 500 Low Volatility ETF	Added	6,703	+100	$472,628	−4.4%	0.12%
DFUV	Dimensional U.S. Marketwide Value ETF	NEW	8,563	NEW	$470,965	NEW	0.12%

Showing the top 50 of 105 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.