Walker Financial Services, Inc.

Registered adviser

CIK

1965479

Location

BOWLING GREEN, KY

Portfolio Value

Small $289,802,890

Diversification

Highly concentrated

Filing Date

Global Rank

#5,022 / 8,827 ▼ 58 · as of Jun 2026

Top Industry

Software - Infrastructure 18.1%

Period ended 38 days ago

Filed Oct 26, 2026 · 12d

19 quarters · since Mar 2022

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 145457

Roster of Nov 1, 2026

Regulatory AUM

$373,667,468

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Mar 2026 to Nov 2026	$373,667,468	Individuals and high net worth (100%)
Mar 2025 to Feb 2026	$312,825,099	Individuals and high net worth (100%)
Mar 2024 to Feb 2025	$239,332,002	Individuals and high net worth (100%)
May 2023 to Feb 2024	$189,775,440	Individuals and high net worth (100%)
Mar 2023 to Apr 2023	$189,775,440	Individuals and high net worth (100%)
Apr 2022 to Feb 2023	$184,562,312	Individuals and high net worth (100%)

1 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 94.1% of the book (60%+)

Turnover

Medium turnover

42.7% over the last four quarters (30% to under 100%)

Horizon

Medium horizon

Value-weighted holding period 9.2 quarters (4 to under 12)

Closest benchmark: every 13F filer's combined book, active share 90.0%; sector active share 77.5% against the combined 13F book's sector weights.

Over time 18 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

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Portfolio Concentration

45 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

46.5%

+8.3 pts

Top 5

91.5%

+4.8 pts

Top 10

96.0%

+1.9 pts

HHI

3,066

Highly concentrated+840

Portfolio Trend

19 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	96.5%	$279,647,073	29
Technology	1.3%	$3,867,382	3
Consumer Defensive	0.9%	$2,750,247	3
Financial Services	0.5%	$1,465,194	3
Energy	0.2%	$608,928	2
Consumer Cyclical	0.2%	$509,519	2
Healthcare	0.2%	$508,187	1
Utilities	0.1%	$238,850	1
Communication Services	0.1%	$207,510	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
TFLO	iShares Treasury Floating Rate Bond ETF	+205,555	1,057,524	$53,584,741
SCHB	Schwab U.S. Broad Market ETF	+81,693	1,010,661	$29,622,473
FLOT	iShares Floating Rate Bond ETF	+76,624	809,153	$41,307,260
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	+68,232	665,690	$15,776,853
SPIB	State Street(R) SPDR(R) Portfolio Intermediate Term Corporate Bond ETF	+38,461	538,569	$17,385,007
SPSB	State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	+36,099	1,011,818	$29,939,694
STIP	iShares 0-5 Year TIPS Bond ETF	+25,851	267,767	$26,696,369
VEA	Vanguard FTSE Developed Markets ETF	+8,485	101,493	$7,166,420
RSP	Victory Portfolios II	+8,283	101,846	$0
IEMG	iShares Trust	+7,199	90,172	$0
QQQM	Invesco Ltd.	+6,016	75,898	$0
WMT	Walmart Inc.	+335	14,944	$1,552,980
AAPL	Apple Inc.	+202	5,388	$1,794,311
VIG	Vanguard Specialized Funds	+148	1,723	$401,993
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	+76	1,127	$421,768
SCHZ	Schwab U.S. Aggregate Bond ETF	+67	12,840	$283,764
XOM	ExxonMobil Holdings Corp	+47	1,892	$307,923
VOO	VANGUARD 500 INDEX FUND	+46	627	$439,439
SCHX	Schwab U.S. Large-Cap ETF	+41	34,123	$1,023,690
JPM	Jpmorgan Chase & Co	+40	1,700	$562,411
CVX	Chevron Corp	+38	1,474	$301,005
DUK	Duke Energy CORP	+19	2,095	$238,850
VB	Vanguard Index Funds	+18	1,007	$286,481
ELV	Elevance Health, Inc.	+5	1,307	$508,187
TSLA	Tesla, Inc.	+2	757	$268,591
No positions match the current search.

Trimmed

Positions the filer reduced

13 positions

Ticker	Company	Δ Shares	Shares	Value
SCHD	Schwab U.S. Dividend Equity ETF	−56,498	786,308	$25,578,599
TBUX	T. Rowe Price Ultra Short-Term Bond ETF	−44,253	72,384	$3,588,074
FBND	Fidelity Total Bond ETF	−16,711	75,337	$3,262,092
AGG	iShares Core U.S. Aggregate Bond ETF	−15,015	60,429	$5,712,957
VXUS	Vanguard Total International Stock ETF	−8,697	28,649	$2,434,019
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	−8,048	32,188	$1,823,772
FSTA	Fidelity MSCI Consumer Staples Index ETF	−2,863	10,480	$532,803
KO	Coca Cola Co	−2,309	9,087	$782,208
BRK-B	Berkshire Hathaway Inc	−506	1,813	$902,783
MSFT	Microsoft Corp	−315	3,577	$1,834,643
SYY	Sysco Corp	−292	5,324	$415,059
QQQ	Invesco Qqq Trust, Series 1	−279	1,217	$900,300
SPY	Spdr S&P 500 ETF Trust	−14	547	$417,158
No positions match the current search.

New Positions

Positions the filer opened this quarter

5 positions

Ticker	Company	Shares	Value
SGOV	iShares 0-3 Month Treasury Bond ETF	70,461	$7,094,013
ICSH	iShares Ultra Short Duration Bond Active ETF	70,383	$3,547,303
AMZN	Amazon Com Inc	967	$240,928
NVDA	Nvidia Corp	1,044	$238,428
IOO	iShares Global 100 ETF	1,417	$204,062
No positions match the current search.

Sold Out

Positions the filer fully exited

5 positions

Ticker	Company	Shares	Value
SHV	iShares 0-1 Year Treasury Bond ETF	35,541	$3,921,949
VUSB	VANGUARD ULTRA-SHORT BOND ETF	77,753	$3,870,544
—		107,751	$3,125,856
EXPD	Expeditors International Of Washington Inc	1,650	$268,917
HD	Home Depot, Inc.	586	$206,670
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

45 tracked positions · $289,802,890 total · filing declares 45 positions · $341,434,005 · as of Sep 30, 2026

All sectors Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Technology Utilities

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
TFLO	iShares Treasury Floating Rate Bond ETF	Added	1,057,524	+205,555	$53,584,741	+24.2%	18.49%
FLOT	iShares Floating Rate Bond ETF	Added	809,153	+76,624	$41,307,260	+10.5%	14.25%
SPSB	State Street(R) SPDR(R) Portfolio Short Term Corporate Bond ETF	Added	1,011,818	+36,099	$29,939,694	+2.2%	10.33%
SCHB	Schwab U.S. Broad Market ETF	Added	1,010,661	+81,693	$29,622,473	+10.1%	10.22%
STIP	iShares 0-5 Year TIPS Bond ETF	Added	267,767	+25,851	$26,696,369	+8.0%	9.21%
SCHD	Schwab U.S. Dividend Equity ETF	Reduced	786,308	-56,498	$25,578,599	−4.3%	8.83%
SPIB	State Street(R) SPDR(R) Portfolio Intermediate Term Corporate Bond ETF	Added	538,569	+38,461	$17,385,007	+3.9%	6.00%
SCHR	Schwab Intermediate-Term U.S. Treasury ETF	Added	665,690	+68,232	$15,776,853	+7.1%	5.44%
VEA	Vanguard FTSE Developed Markets ETF	Added	101,493	+8,485	$7,166,420	+8.1%	2.47%
SGOV	iShares 0-3 Month Treasury Bond ETF	NEW	70,461	NEW	$7,094,013	NEW	2.45%
AGG	iShares Core U.S. Aggregate Bond ETF	Reduced	60,429	-15,015	$5,712,957	−23.5%	1.97%
TBUX	T. Rowe Price Ultra Short-Term Bond ETF	Reduced	72,384	-44,253	$3,588,074	−38.2%	1.24%
ICSH	iShares Ultra Short Duration Bond Active ETF	NEW	70,383	NEW	$3,547,303	NEW	1.22%
FBND	Fidelity Total Bond ETF	Reduced	75,337	-16,711	$3,262,092	−22.1%	1.13%
VXUS	Vanguard Total International Stock ETF	Reduced	28,649	-8,697	$2,434,019	−23.8%	0.84%
MSFT	Microsoft Corp Technology	Reduced	3,577	-315	$1,834,643	+26.4%	0.63%
VGIT	VANGUARD INTERMEDIATE-TERM TREASURY INDEX FUND	Reduced	32,188	-8,048	$1,823,772	−23.1%	0.63%
AAPL	Apple Inc. Technology	Added	5,388	+202	$1,794,311	+19.6%	0.62%
WMT	Walmart Inc. Consumer Defensive	Added	14,944	+335	$1,552,980	−6.1%	0.54%
SCHX	Schwab U.S. Large-Cap ETF	Added	34,123	+41	$1,023,690	+2.1%	0.35%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	1,813	-506	$902,783	−22.2%	0.31%
QQQ	Invesco Qqq Trust, Series 1	Reduced	1,217	-279	$900,300	−18.3%	0.31%
KO	Coca Cola Co Consumer Defensive	Reduced	9,087	-2,309	$782,208	−15.5%	0.27%
JPM	Jpmorgan Chase & Co Financial Services	Added	1,700	+40	$562,411	+3.5%	0.19%
FSTA	Fidelity MSCI Consumer Staples Index ETF	Reduced	10,480	-2,863	$532,803	−24.0%	0.18%
ELV	Elevance Health, Inc. Healthcare	Added	1,307	+5	$508,187	+0.9%	0.18%
VOO	VANGUARD 500 INDEX FUND	Added	627	+46	$439,439	+10.1%	0.15%
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	Added	1,127	+76	$421,768	+8.4%	0.15%
SPY	Spdr S&P 500 ETF Trust	Reduced	547	-14	$417,158	−0.4%	0.14%
SYY	Sysco Corp Consumer Defensive	Reduced	5,324	-292	$415,059	−11.6%	0.14%
VIG	Vanguard Specialized Funds	Added	1,723	+148	$401,993	+7.9%	0.14%
XOM	ExxonMobil Holdings Corp Energy	Added	1,892	+47	$307,923	+22.1%	0.11%
CVX	Chevron Corp Energy	Added	1,474	+38	$301,005	+26.5%	0.10%
VB	Vanguard Index Funds	Added	1,007	+18	$286,481	−4.4%	0.10%
SCHZ	Schwab U.S. Aggregate Bond ETF	Added	12,840	+67	$283,764	−4.0%	0.10%
TSLA	Tesla, Inc. Consumer Cyclical	Added	757	+2	$268,591	−15.4%	0.09%
AMZN	Amazon Com Inc Consumer Cyclical	NEW	967	NEW	$240,928	NEW	0.08%
DUK	Duke Energy CORP Utilities	Added	2,095	+19	$238,850	−9.1%	0.08%
NVDA	Nvidia Corp Technology	NEW	1,044	NEW	$238,428	NEW	0.08%
IVV	iShares Core S&P 500 ETF	Held	282	0	$215,969	+2.3%	0.07%
GOOG	Alphabet Inc. Communication Services	Held	609	0	$207,510	−3.6%	0.07%
IOO	iShares Global 100 ETF	NEW	1,417	NEW	$204,062	NEW	0.07%
RSP	Victory Portfolios II	Added	101,846	+8,283	$0	−100.0%	0.00%
QQQM	Invesco Ltd. Financial Services	Added	75,898	+6,016	$0	−100.0%	0.00%
IEMG	iShares Trust	Added	90,172	+7,199	$0	−100.0%	0.00%

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.