BEACON FINANCIAL PLANNING, INC

Registered adviser

CIK

1966066

Location

HYANNIS, MA

Portfolio Value

Small $279,845,945

Diversification

Moderately concentrated

Filing Date

Global Rank

#5,302 / 8,827 ▼ 16 · as of Jun 2026

Top Industry

Insurance - Diversified 37.9%

Period ended 38 days ago

Filed Nov 4, 2026 · 3d

16 quarters · since Dec 2022

Regulatory profile

From Form ADV, the SEC filer profile, 13D/13G type codes and N-CEN, never from the name.

Holder type

Registered adviser

Form ADV roster, Nov 1, 2026

Form ADV adviser

CRD 175372

Roster of Nov 1, 2026

Regulatory AUM

$397,111,083

Main clients

Individuals and high net worth (100% of AUM)

Form ADV history

Monthly rosters from Dec 2019; each row is a run with the same figures, newest first.

Rosters	Regulatory AUM	Main clients
Apr 2026 to Nov 2026	$397,111,083	Individuals and high net worth (100%)
Mar 2025 to Mar 2026	$388,356,515	Individuals and high net worth (100%)
Apr 2024 to Feb 2025	$311,752,023	Individuals and high net worth (100%)
May 2023 to Mar 2024	$244,402,835	Individuals and high net worth (99%)
Mar 2023 to Apr 2023	$244,402,835	Individuals and high net worth (99%)
Apr 2022 to Feb 2023	$260,657,661	Individuals and high net worth (99%)

3 earlier changes not shown.

Portfolio style

Measured from the filed 13F common-share book for Jun 30, 2026, the newest measured quarter, never from the firm's own description.

Style

Concentrated

The top 10 positions are 83.0% of the book (60%+)

Turnover

Low turnover

7.6% over the last four quarters (under 30%)

Horizon

Long horizon

Value-weighted holding period 12.2 quarters (12+)

Closest benchmark: every 13F filer's combined book, active share 85.8%; sector active share 70.1% against the combined 13F book's sector weights.

Over time 15 measured quarters

How the bands are measured

Style bands measure the filed 13F common-share book each closed quarter, tested in this order. Unknown: under $10,000,000 of valued equity or 5 stocks. Index-like (100+ stocks): active share of 20% or less against the closest benchmark, which is the S&P 500, S&P MidCap 400, S&P SmallCap 600, Russell 1000, Russell 2000, Nasdaq-100 or Dow Jones Industrial Average (weighted by an index-tracking fund's reported holdings or the index's constituents nearest the quarter end, over the names resolved to companies, and only when those are 90%+ of its weight) or every 13F filer's combined book, or index series holding 80%+ of the registered fund assets it advises (N-CEN) and equal to 50%+ of its book. Systematic-like: 500+ stocks, 100%+ annual turnover and a top 10 weight of 25% or less. Concentrated: a top 10 weight of 60%+ or 12 or fewer effective positions. Diversified active: none of these. Turnover is the smaller of buys and sells over average equity value, summed over four quarters: low under 30%, high 100%+. Horizon is the value-weighted number of quarters each position has been held: short under 4, long 12+.

Clone Performance

Build a hypothetical price-return history from this filer's public 13F holdings.

View clone backtest

Portfolio Concentration

85 tracked positions · as of Sep 30, 2026 · Δ vs Jun 30, 2026

Top Position

33.7%

−1.2 pts

Top 5

69.6%

+0.2 pts

Top 10

83.1%

+0.1 pts

HHI

1,548

Moderately concentrated−53

Portfolio Trend

16 quarters · across all stocks

Sector Breakdown

As of Sep 30, 2026

Sector	% Portfolio	Value	Positions
Unclassified	81.7%	$228,494,953	61
Financial Services	7.2%	$20,121,583	5
Real Estate	3.6%	$10,101,780	1
Technology	3.1%	$8,664,611	6
Consumer Cyclical	2.7%	$7,423,635	3
Healthcare	0.7%	$2,082,993	2
Communication Services	0.5%	$1,440,977	3
Industrials	0.4%	$1,044,776	2
Basic Materials	0.1%	$265,793	1
Consumer Defensive	0.1%	$204,844	1

Last Quarter's Activity

Export CSV

Sep 30, 2026 vs Jun 30, 2026

Added To

Positions the filer increased

25 positions

Ticker	Company	Δ Shares	Shares	Value
IDMO	Invesco Ltd.	+31,143	40,440	$0
SCHD	Schwab U.S. Dividend Equity ETF	+14,272	314,463	$10,229,481
BINC		+13,223	69,051	$3,507,100
IBTG	iShares iBonds Dec 2026 Term Treasury ETF	+11,249	40,015	$915,543
IXUS	iShares Core MSCI Total International Stock ETF	+7,098	52,530	$4,989,824
DGRO	iShares Core Dividend Growth ETF	+5,965	39,128	$2,949,859
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	+5,089	13,509	$1,358,329
IBHG	iShares iBonds 2027 Term High Yield and Income ETF	+4,799	19,145	$416,978
HYDB	iShares High Yield Systematic Bond ETF	+3,491	120,707	$5,426,986
MTUM	iShares MSCI USA Momentum Factor ETF	+3,029	24,273	$7,702,793
IJH	iShares Core S&P Mid-Cap ETF	+2,731	223,048	$16,048,303
IEMG	iShares Trust	+2,696	5,416	$0
BAI	BlackRock ETF Trust	+2,543	28,222	$1,331,796
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	+2,448	56,995	$3,491,513
VB	Vanguard Index Funds	+2,210	38,006	$10,812,326
VEA	Vanguard FTSE Developed Markets ETF	+2,068	5,070	$357,992
IBDU	iShares iBonds Dec 2029 Term Corporate ETF	+1,901	18,870	$428,160
QUAL	iShares MSCI USA Quality Factor ETF	+1,451	34,321	$7,627,499
IBDS	iShares iBonds Dec 2027 Term Corporate ETF	+1,370	33,864	$816,799
WELL	Welltower Inc.	+1,218	43,875	$10,101,780
FNDX	Schwab Fundamental U.S. Large Company ETF	+1,121	40,862	$1,285,927
VUG	VANGUARD GROWTH INDEX FUND	+1,025	8,648	$779,271
NVDA	Nvidia Corp	+765	17,347	$3,961,707
IBDT	iShares iBonds Dec 2028 Term Corporate ETF	+715	25,003	$624,074
PYLD		+664	87,575	$2,223,529
No positions match the current search.

Trimmed

Positions the filer reduced

23 positions

Ticker	Company	Δ Shares	Shares	Value
AKRE	Professionally Managed Portfolios	−24,178	10,756	$566,518
XSHQ	Invesco S&P SmallCap Quality ETF	−10,347	114,794	$5,156,546
GTO	Invesco Total Return Bond ETF	−7,663	184,418	$8,223,198
FNDF	Schwab Fundamental International Equity ETF	−7,309	407,826	$21,920,647
BN	BROOKFIELD Corp	−2,886	5,776	$210,592
IBHF	iShares iBonds 2026 Term High Yield and Income ETF	−2,511	36,323	$818,357
VIGI	Vanguard Whitehall Funds	−2,478	44,037	$4,157,973
BRK-B	Berkshire Hathaway Inc	−2,100	39,058	$19,448,931
ISRG	Intuitive Surgical Inc	−1,606	2,060	$837,657
SPGP	Victory Portfolios II	−1,183	22,845	$0
IVV	iShares Core S&P 500 ETF	−1,121	52,090	$39,893,126
SOXX	iShares Semiconductor ETF	−1,084	13,910	$0
QQQ	Invesco Qqq Trust, Series 1	−1,020	44,429	$32,867,241
EFG	iShares MSCI EAFE Growth ETF	−674	11,253	$1,348,445
VFQY	VANGUARD U.S. QUALITY FACTOR ETF	−510	25,448	$4,333,514
NLR	VanEck Uranium and Nuclear ETF	−353	2,555	$264,340
DIS	Walt Disney Co	−172	2,669	$279,978
VONG	VANGUARD RUSSELL 1000 GROWTH INDEX FUND	−113	13,440	$1,732,819
VBR	VANGUARD SMALL-CAP VALUE INDEX FUND	−84	1,062	$245,353
VOOV	VANGUARD S&P 500 VALUE INDEX FUND	−66	17,758	$3,912,797
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	−7	546	$204,335
MKL	Markel Group Inc.	−2	140	$239,743
SMH	VanEck Semiconductor ETF	−1	2,072	$1,261,848
No positions match the current search.

New Positions

Positions the filer opened this quarter

1 positions

Ticker	Company	Shares	Value	Open
AVUV	Avantis U.S. Small Cap Value ETF	5,403	$636,311
No positions match the current search.

Sold Out

Positions the filer fully exited

1 positions

Ticker	Company	Shares	Value	Open
IBM	International Business Machines Corp	778	$218,781
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

85 tracked positions · $279,845,945 total · filing declares 85 positions · $293,578,738 · as of Sep 30, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Financial Services Healthcare Industrials Real Estate Technology

Showing 1–50 of 85 positions by value · page 1 of 2

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
IVV	iShares Core S&P 500 ETF	Reduced	52,090	-1,121	$39,893,126	+0.1%	14.26%
QQQ	Invesco Qqq Trust, Series 1	Reduced	44,429	-1,020	$32,867,241	−1.8%	11.74%
FNDF	Schwab Fundamental International Equity ETF	Reduced	407,826	-7,309	$21,920,647	+0.1%	7.83%
BRK-B	Berkshire Hathaway Inc Financial Services	Reduced	39,058	-2,100	$19,448,931	−5.6%	6.95%
IJH	iShares Core S&P Mid-Cap ETF	Added	223,048	+2,731	$16,048,303	−5.5%	5.73%
VB	Vanguard Index Funds	Added	38,006	+2,210	$10,812,326	−0.4%	3.86%
SCHD	Schwab U.S. Dividend Equity ETF	Added	314,463	+14,272	$10,229,481	+7.5%	3.66%
WELL	Welltower Inc. Real Estate	Added	43,875	+1,218	$10,101,780	+4.3%	3.61%
GTO	Invesco Total Return Bond ETF	Reduced	184,418	-7,663	$8,223,198	−8.7%	2.94%
MTUM	iShares MSCI USA Momentum Factor ETF	Added	24,273	+3,029	$7,702,793	+5.8%	2.75%
QUAL	iShares MSCI USA Quality Factor ETF	Added	34,321	+1,451	$7,627,499	+5.8%	2.73%
DYNF	iShares U.S. Equity Factor Rotation Active ETF	Added	92,842	+469	$6,430,236	+2.4%	2.30%
TSLA	Tesla, Inc. Consumer Cyclical	Added	17,949	+74	$6,368,484	−15.3%	2.28%
HYDB	iShares High Yield Systematic Bond ETF	Added	120,707	+3,491	$5,426,986	−1.0%	1.94%
XSHQ	Invesco S&P SmallCap Quality ETF	Reduced	114,794	-10,347	$5,156,546	−14.8%	1.84%
IXUS	iShares Core MSCI Total International Stock ETF	Added	52,530	+7,098	$4,989,824	+15.1%	1.78%
VFQY	VANGUARD U.S. QUALITY FACTOR ETF	Reduced	25,448	-510	$4,333,514	−2.0%	1.55%
VIGI	Vanguard Whitehall Funds	Reduced	44,037	-2,478	$4,157,973	−4.3%	1.49%
NVDA	Nvidia Corp Technology	Added	17,347	+765	$3,961,707	+19.4%	1.42%
VOOV	VANGUARD S&P 500 VALUE INDEX FUND	Reduced	17,758	-66	$3,912,797	+0.1%	1.40%
BINC		Added	69,051	+13,223	$3,507,100	+20.0%	1.25%
JEPQ	JPMorgan Nasdaq Equity Premium Income ETF	Added	56,995	+2,448	$3,491,513	+4.1%	1.25%
DGRO	iShares Core Dividend Growth ETF	Added	39,128	+5,965	$2,949,859	+17.4%	1.05%
AAPL	Apple Inc. Technology	Added	7,568	+251	$2,520,295	+19.0%	0.90%
PYLD		Added	87,575	+664	$2,223,529	−3.5%	0.79%
VONG	VANGUARD RUSSELL 1000 GROWTH INDEX FUND	Reduced	13,440	-113	$1,732,819	+0.0%	0.62%
ESGV	VANGUARD ESG U.S. STOCK ETF	Added	12,306	+29	$1,667,832	+2.7%	0.60%
VOO	VANGUARD 500 INDEX FUND	Added	1,942	+4	$1,361,070	+2.3%	0.49%
MINT	PIMCO Enhanced Short Maturity Active Exchange-Traded Fund	Added	13,509	+5,089	$1,358,329	+60.0%	0.49%
EFG	iShares MSCI EAFE Growth ETF	Reduced	11,253	-674	$1,348,445	−9.1%	0.48%
BAI	BlackRock ETF Trust	Added	28,222	+2,543	$1,331,796	−1.6%	0.48%
FNDX	Schwab Fundamental U.S. Large Company ETF	Added	40,862	+1,121	$1,285,927	+4.0%	0.46%
SMH	VanEck Semiconductor ETF	Reduced	2,072	-1	$1,261,848	−7.2%	0.45%
JNJ	Johnson & Johnson Healthcare	Added	4,704	+98	$1,245,336	+6.5%	0.45%
VOT	VANGUARD MID-CAP GROWTH INDEX FUND	Added	4,238	+4	$1,237,919	−4.5%	0.44%
MSFT	Microsoft Corp Technology	Added	1,969	+324	$1,009,900	+64.6%	0.36%
IBTG	iShares iBonds Dec 2026 Term Treasury ETF	Added	40,015	+11,249	$915,543	+39.0%	0.33%
IBDR	iShares iBonds Dec 2026 Term Corporate ETF	Added	34,787	+98	$843,236	+0.3%	0.30%
ISRG	Intuitive Surgical Inc Healthcare	Reduced	2,060	-1,606	$837,657	−42.5%	0.30%
AMZN	Amazon Com Inc Consumer Cyclical	Added	3,354	+386	$835,649	+18.1%	0.30%
VRT	Vertiv Holdings Co Industrials	Added	3,419	+75	$825,038	−26.3%	0.29%
IBHF	iShares iBonds 2026 Term High Yield and Income ETF	Reduced	36,323	-2,511	$818,357	−7.0%	0.29%
IBDS	iShares iBonds Dec 2027 Term Corporate ETF	Added	33,864	+1,370	$816,799	+3.8%	0.29%
VUG	VANGUARD GROWTH INDEX FUND	Added	8,648	+1,025	$779,271	+18.7%	0.28%
EFA	iShares MSCI EAFE ETF	Held	7,144	0	$742,190	+0.0%	0.27%
BOND	PIMCO Active Bond Exchange-Traded Fund	Added	8,384	+35	$729,324	−5.3%	0.26%
AVUV	Avantis U.S. Small Cap Value ETF	NEW	5,403	NEW	$636,311	NEW	0.23%
GOOG	Alphabet Inc. Communication Services	Added	1,832	+127	$624,235	+3.6%	0.22%
IBDT	iShares iBonds Dec 2028 Term Corporate ETF	Added	25,003	+715	$624,074	+1.8%	0.22%
VIG	Vanguard Specialized Funds	Held	2,662	0	$621,071	−1.4%	0.22%

Showing the top 50 of 85 positions. Create a free account to see every position, past quarters, search, filters and CSV export.

Covers the securities this platform tracks: U.S.-listed common stock and the put/call positions reported on it. A 13F can also report security types outside that coverage — preferred shares, bonds, warrants, untracked share classes — so the filing's own declared total can exceed the figures above. The source filing is linked at the top of this table.