Karthik Mehta

“Obviously, you've talked about the greater emphasis on HELOC. And Levine, I was wondering if you could talk about the gain on sale on HELOCs and how they're different than your traditional mortgages and what you expect the trend to be on that gain on sale as we move forward.”

“Roger, you made a comment during the prepared remarks about the new SEALs, people you've hired. and you said obviously some are performing at or above expectations and others are still ramping up.”

“Curtis, maybe if you could provide some thoughts on pricing as we go into next season. I think you said you wanted a little bit more balance on, obviously, the price and volume metrics.”

“Where do you think we are in the recovery phase in the industry? I know maybe each segment might be a little bit different, but just your overall feel as you talk to clients and kind of see some of the job orders, where do you think we are in the cycle?”

“Like you talked about the cores and that being a big issue and going from 16 to five and giving the financial institutions whatever time they needed to make that decision.”