Faiza Alwy

“I wanted to ask about the ASV guide for next year. I know, Josh, you talked about the fact that growth may not progress smoothly from quarter to quarter and you are guiding you a deceleration from 26 into 27.”

“So following up around the same line of questioning. Are you anticipating sort of just—you talked about the ramp-up in revenues and cost. I'm curious given that you talked about an asset-light model, are you expecting costs to come before the revenues roll in?”

“Okay, thank you. thank you and one moment for our next question our next question comes from the line of phase at all why with Deutsche Bank your line is open please go ahead yes hi thank you so first I wanted to ask about the very strong growth that you saw in mortgage revenue this quarter up a hundred and twenty…”

“So I wanted to follow up on transaction revenue. So you've had some, you know, difficult comps. I'm curious how we should think about that as we look ahead to 2025.”

“So I wanted to follow up on the pre-qual products and the soft pulls. I think you mentioned that 70% of maybe the inquiries or the revenues are hard pulls. So I just wanted to clarify if that's what you meant, that 30% are soft pulls and 70% are hard credit pulls.”