Analyst
Evercore
Equibles does not estimate personal net worth.
John Pencari is recorded as Analyst at Evercore. John Pencari has spoken on 4 earnings calls across 3 companies, most recently for Pinnacle Financial Partners, Inc. on October 22, 2026. Those appearances were for Pinnacle Financial Partners, Inc. (PNFP), Regions Financial Corp (RF) and Fifth Third Bancorp (FITB). The companies whose calls John Pencari spoke on are classified in the Financial Services sector.
“Just on the margin, I know you kind of nudged the top end of the 26 margin guide down by about a bit. What are you seeing in terms of some of the underlying components of the margin?”
“On the deposit backdrop, I know you had indicated some pretty good deposit dynamics, but I want to see if you can elaborate on the competitive backdrop that you're seeing in the Southeast.”
“On the loan growth front, the loan growth projection implies that 9% to 11% range on a pro-forma basis. Can you just kind of walk us through your degree of confidence in achieving this given the, you know, we're here in the backdrop is getting a bit more competitive.”
“Just on the, back to Capitol, on the M&A front, just, you know, I hear you on your deployment priorities, organic is still top priority, then dividend, and then buybacks.”
Evercore
Analyst
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Banks - Regional · Financial Services
Banks - Regional · Financial Services
FITB
Banks - Regional · Financial Services
